Executive - Credit Operations

2 weeks ago


Pune, India Bajaj FinServ Full time

**Job Reference**
- JR00106931**Job Summary**
- Executive - Credit Operations**Job Purpose**
- “This position is open with Bajaj Finance ltd.”**Job Duties & Key Responsibilities**
- Duties and Responsibilities - Providing training to all Branch level/ Area level resources on Gold Loan Process and Operations - Regular Review
Controlling as well as Monitoring of gold loan Policy
Processes
Auditing and Compliance with the Policy as laid down - Monitoring & reviewing the performance of the branches for maintaining the uniformity in gold loan & cash process - Periodic branch visit and verify the quality
quantity and inventory of pledged gold and cash - To verify the records and registers to ascertain whether there is any lapses/discrepancy in maintaining such records - To verify that all statutory requirements are fulfilled at branch and all necessary certificates
licenses and notices are put in place - To verify whether there are any lapses in security and safety of the branch and assets - To understand the processes in detail
including any modifications
on a day to day basis - To identify the process gaps and its closure - Continuous market awareness e.g. if a group of persons or a suspected gang is operating in an area
the concerned risk factors to be studied in detail and alerted in order to avert possible losses. - Supporting to branch teams in Gold evaluation
operations & admin related activities - Auctions to be conducted at branch level**Required Qualifications and Experience**
- "- Graduation with 4 years of experience in gold loan operations - Knowledge of gold evaluation process - Experience in gold Loan audit & training


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