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Sanctioning Officer

5 months ago

Coimbatore, India Sakthi Finance Limited Full time

Responsible for sanctioning and underwriting secured loans for commercial vehicles/construction equipment’s of customer proposals in accordance with established policies and procedures in order to uphold agreed-upon SLAs.
- Instruct and direct a group of credit underwriters.
- Have direct conversations with customers to determine credit worthiness.
- Manage and control nonstarters, initial arrears if any by ensuring quality inflow of customers.
- Ensuring the completion of credit/KYC papers and verification through phone calls and in-person visits to collateral.
- Work together with sales to meet SLAs and reach committed targets
- Ensure adherence and compliance with acknowledged norms of credit policy.
- Work together with Collections to identify and convey patterns regarding delinquent customers to Collections team there by reducing net credit loss and delinquency metrics.
- Regular branch/customer/financier visits.

Be updated on current market trend/practices.

**Job Types**: Full-time, Permanent

**Salary**: ₹400,000.00 - ₹600,000.00 per year

**Benefits**:

- Health insurance
- Provident Fund

Schedule:

- Day shift

Supplemental pay types:

- Yearly bonus

Work Location: In person