Branch:gold Loan Officer

3 weeks ago

India Axis Bank Full time

**Branch Gold Loan Officer**

**INTERNAL USAGE: (to be removed before publishing externally)**

**No. of Vacancies**:
**Manager**:

- Branch Operations Head

**Is a Team leader?**
- N

**Team Size**:

- 0

**Grade**:

- Officer, AM, DM

**Business**:

- Rural Lending

**Department**:
- Rural Lending Gold

**Sub**Department**:

- NA

**Location**:
**About Branch Banking**
- With branches spread across the country, the branches act as the face of Axis Bank for millions of retail customers and is, hence, an integral part of the Bank
- s strategy. Branches play a major role in deposit mobilization from New-To-Bank (NTB) customers, and are also core drivers of the Bank
- s customer engagement strategy across products and services

**About**the**Role**

Gold Loan Officer is responsible for Gold Loan Operations in the branch.
- Portfolio Profitability - by maintaining Pricing and Fee of the assigned territory.
- Productivity - To ensure the minimum benchmark ASL productivity by way of choosing right people and mínimal attrition.
- Process and Compliance
- To achieve the highest level of operational and compliance superiority along with top line numbers.








**Key Responsibilities**
- To maintain relation with branch banking team in order to have smooth processing of Gold Loan cases
- To recruit, train, induct ASL executive in the system and motivate them to increase gold loan portfolio in association with the Branch Banking channel.
- To ensure that all the compliance/operational process are being followed by ASL and branch banking team, Keep providing training and constant support for a healthy and hygiene portfolio
- To ensure that Top line numbers are met and required productivity level is also achieved as provided and guided by Central Team.

**Qualifications**

Optimal qualification for success on the job is:

- Graduate/ MBA (Marketing) preferred from a recognized institute.
- 2-4 years of relevant work experience (preferably NBFC).

**Role Proficiencies**:

- Proven work experience in branch banking or channel sales
- Solid Relationship Building Skills with experince of channel sales, team management
- Strong problem solving skills and willingness to roll up one
- s sleeves to get the job
- Skilled at working effectively with cross functional teams in a matrix organization
- Excellent written and verbal communication skills"

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