Gold Loan Officer

3 weeks ago

Baleshwar Orissa, India CSB Bank Full time

Gold Loan Officer (Location : Baleshwar)MFT7590
- Retail BankingCity - Baleshwar
- Required Experience

- 0 - 5 Years
-Posted On

- 04 Mar 2023
Basic Section
No. Of Openings
- 1
- Grade
- NA1
- Designation
- Others
- Closing Date
- 31 Mar 2024
- Organisational
Organisation
- CSB Bank
- Organization Unit
- Retail & SME (Business And Risk), Operations & IT
- Sub Org Unit 1
- Retail Banking
- Sub Org Unit 2
- Others
- Sub Org Unit 3
- Others
- Sub Org Unit 4
- Others
- Sub Org Unit 5
- Others
- Sub Org Unit 6
- Others
- Branch/Department Code
- 950
- Branch/Department Name
- Head Office
- Country
- India
- Geographic Zone
- East
- State
- Orissa
- City
- Baleshwar
- Worksite
- City - Baleshwar
- Worksite Code
- Generic - Baleshwar
- Skills

Skill

CUSTOMER SERVICE

CROSS SELLING

LEAD GENERATION

Minimum Qualification

ANY GRADUATION

CERTIFICATION

No data available

Working Language

No data available
- Job Description

Job Role: Gold Loan Officer

Job Purpose:
To ensure quality of customer service, gold collateral / asset quality & Process adherence, there by achieving growth the objectives of the organization. (1. Customer service - TAT for servicing a client, 2. Client retention - to reduce attrition, 3. Cross sales - to grow portfolio size)

Functional Responsibilities:
To conduct valuation and verification of gold ornaments with respect to weight, purity & Detect spurious, low purity gold and frauds to mitigate the risk.

Ensure that proper KYC and other prescribed documentation process is followed before and after the disbursement of loan

Adhere the Policy, Process & other guidelines of the bank. Improve the existing process to overcome the probable risk.

Maintaining the TAT in the timely disbursement of Gold loan.

Retention of customers / portfolio by meaningful engagement time to time.

Secure safe room operations, security measures, day to day working of branch.

Follow up with the customer for timely interest collection, repayment and reduce NPA to zero.

Compliance of internal audit matters. Close the issues pointed out in in audit with in the TAT.

Cross Sell of other products / services of the bank.

Maintain liaison with Gold loan department/ Departments in Zonal/ Head Office for speedy resolution of problems faced by branch.

  • Loan Officer

    1 month ago

    Balangir, Orissa, India TATA Capital Full time

    To ensure the achievement of disbursement targets with minimum delinquency - Identifying Joint liability Groups & disbursed loans, to suit the target customers and geographies. - Enabling business growth by developing and managing a teams across assigned territories for deeper market penetration and reach. - Assess potential client base and product...

  • Loan Executive

    1 month ago

    Patia, Bhubaneswar, Orissa, India Finmetrix Financial Services Full time

    JOB RESPONSIBILITIES OF LOAN EXCUTIVE - Looking for Banking Sales Excutive in personal loans/credit cards - Converting a suspect to a prospect-Analysis-Eligibility Profilling-Setting up an appoinment - Follow up with the prospect post every meeeting with the sales officer untill the conclusion - Responsibilities for for conversion of suspe4cts to prospects...

  • Receptionist

    7 days ago

    Orissa, India RACV Full time

    Be part of a purpose-driven organisation creating meaningful travel and leisure experiences, useful home products and services, better outcomes for drivers, and a cleaner energy future. At RACV Royal Pines Resort, a short drive from Surfers Paradise set on a championship golf course with spacious rooms and authentic culinary experiences, enjoy the best of...

  • Executive - Customer Service

    1 hour ago

    Bhubaneswar, Orissa, India WIZMAN Full time

    Position Executive - Customer Service (Real Estate Back Office Marketing) - MIS handling as in Collection & Customer Chart, Demand Tracker, Agreement Tracker, Collection Report & Service Tax Report - Executing all Post sales documentations like preparing & sending allotment letter, raising demand letters - reminder letters - interest letters, coordination...

  • Telecaller

    4 weeks ago

    Bhubaneswar, Orissa, India School of Maritime Studies, Centurion University Full time

    **Key Responsibilities**: 1. **Inquiry Management**: Respond promptly and professionally to inquiries from prospective students and parents regarding admission and placement procedures, requirements, and available programs/services, Provide accurate information about the institution/organization, programs, facilities, and services. 2. **Application...