Credit Manager-2 Wheeler Loan

3 weeks ago

India IDFC FIRST Bank Full time

Job Title
- Credit Manager - TW

Place of work
- India

Business Unit
- Retail Banking

Function
- Credit

**Job Purpose**:
The role bearer has the responsibility to manage a team as well as coordinate with sales team to achieve target of the area assigned. The role bearer will be in direct contact with the consumers in order to establish their credit, worthiness, ensuring completion of verifications and adhering to the guidelines set as per the company credit policy. The execution of these tasks must be accomplished in such manner which is both sales supportive and risk averse contributing to the larger organizational objectives of the bank.

**Roles & Responsibilities**:
Responsible for underwriting secured and unsecured proposals for loan customers as per the laid down policies & procedure to honor the agreed SLAs and manage area business volumes

Supervise a team of credit underwriters and provide guidelines

Conduct personal discussion with customers to establish credit worthiness

Control and contain front-end delinquencies by calling up customer on first presentation

Making sure completion of credit/KYC documents and verification
- telephonic, field & collateral visits

Coordinate with sales to achieve targets and ensure SLAs are met

Ensuring credit policy adherence to the accepted standards

**Managerial & Leadership Responsibilities**:
- **Educational Qualifications**:
Graduate - Any (Full Time)

Post Graduate - Any(Full Time)

**Experience**:
1 - 4 years of experience in credit.

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