Sl Initiative-credit Officer

3 weeks ago


Bengaluru, India HDFC Bank Full time

Department
- SL Initiative Credit FE
- Job posted on
- Aug 17, 2023
- Employee Type
- Permanent-Sales Vertical
- Experience range (Years)
- 0 - 3 years

**Group Company**: HDFC Bank Limited

**Designation**: SL Initiative-Credit Officer (230_262_100145)

**Office Location**: Bidadi Bangalore (Branch)

**Position description**:
Providing support to branch profitability by Client acquisition, financial Literacy, account opening & credit scrutiny.

**Primary Responsibilities**:

- Daily field visit to Customer (groups) to conduct Borrower Eligibility Test (BET) to check.
- Update BET details / findings in BET tool, this also includes;
- Appraise credit manager / RM of any ring leaders, dummy customers and possible fraud events identified during field activities for necessary action.
- Entering visit details on a day to day basis in SLI Officer Monitoring System/or any other system/ Mobile APP.

**Additional Responsibilities**:

- Load Sharing of other locations for conducting BET in time of high volumes or any other reasons as per instructions of Credit Manager.
- Cross Verification of certain track from different MFIs on case to case basis.
- Accompanying Credit Manager for post disbursement visits, if required
- Advance planning with business team on groups to be visited per week.
- Feedback to Credit Manager about geography, negative area, com competition presencepetition presence, customer quality, market trends in terms of launch of new products by
- customer quality, market trends in terms of launch of new products by competitors, change in their sourcing / appraisal process etc.
- Other activities such as post approvals visits, recovery visits along with sales Officer, preparation of MIS or any other as informed time to time.

**Educational qualifications preferred**
- **Category**: Bachelor's Degree, Master's Degree
- **Academic score**: Pass

**Required work experience**
- **Industry**: BFSI/Insurance
- **Role**: Fresher/Sales
- **Years of experience**: 0 to 1

**Required Skills**:
1. Honesty & integrity

2. Hard & smart working

3. Go getter attitude

4. Ability to convince & influence

5. Good observation skills

6. Communication & inter-personal skills

**Other details**
- **Contract Types**: PERMANENT



  • Bengaluru, Karnataka, India Credit Saison Full time

    **About Credit Saison**: A Neo-Lending Conglomerate here to enable India's credit growth story, Credit Saison India, emboldened by our Global MNC parent, is here to accelerate India's credit growth story: by building a Technology-Led Neo-Lending Conglomerate. Across our verticals, we offer bespoke solutions to meet the various credit needs of Individuals,...


  • Bengaluru, India JPMorgan Chase Bank, N.A. Full time

    In this role, you will primarily support the JPMorgan Wealth Management Domestic credit business. You will work directly with Lending Specialists, Analysts, Underwriters and Credit Officers throughout the credit approval process. Your primary responsibilities and functions are as follows: - Partner with Underwriters and Lending Specialists to capture terms...

  • Credit Officer

    4 weeks ago


    Bengaluru, India Talent Corner HR Services Private Limited Full time

    **Job DescriptionVarthana is looking for Credit Officer - Risk** - Graduation from a reputed institution - 2 - 3 years of experience in Retail banking - Team player and motivating the team members to achieve the goals - Influential Communication in English and Local Language - Good Analytical skills and ability to process data on computer spreadsheets -...

  • Credit Officer

    4 weeks ago


    Bengaluru, India Talent Corner HR Services Private Limited Full time

    **Job DescriptionVarthana is looking for Credit Officer - Risk** - Graduation from a reputed institution - 2 - 3 years of experience in Retail banking - Team player and motivating the team members to achieve the goals - Influential Communication in English and Local Language - Good Analytical skills and ability to process data on computer spreadsheets -...

  • Namaste Credit

    2 weeks ago


    Bengaluru, India Namaste Credit Full time

    We're constantly looking for bright young professionals to join our team to help us create a better loan experience all across India. If you fit the bill, come join us today!About the Company : We are a technology firm, passionate to change the way SME lending functions in developing markets. We are significantly changing the ecosystem by disrupting the...


  • Bengaluru, India Credit Saison Full time

    Role : AVP/VP DS and AnalyticsAbout Credit Saison India :Credit Saison India (registered as Kisetsu Saison Finance (India) Private Limited) is an NBFC registered with the Reserve Bank of India (RBI). CS India is part of Saison International, the global business arm of Credit Saison with a focus on wholesale and direct lending as well as integrated tech...


  • Bengaluru, India SymphonyAI Full time

    Introduction: **Job Description**: - Credit Collection: Implement effective credit collection strategies and processes to ensure the timely receipt of outstanding payments from customers. - Accounts Receivable Management: Monitor and reconcile customer accounts, aging reports, and outstanding balances to identify delinquent accounts and take appropriate...


  • Bengaluru, India Credit Saison India Full time

    Chief of Staff to Chief Risk Officer Credit Saison IndiaJob Description The Chief of Staff plays a crucial role in supporting key product risk leaders and providing strategic assistance in the evolving risk function. Reporting directly to the Chief Risk Officer, this position is integral to the success of the overall risk function, interacting closely with...

  • Credit Risk Analyst

    4 weeks ago


    Bengaluru, Karnataka, India Swiss Re Full time

    About the Team We, in the Credit Analysis team, are currently seeking for highly motivated Credit Risk Analyst to join our team. Your role will be to identify risk worth taking while steering away from risk that could destabilize Corporate Solutions. Join us and contribute to protect the reputation and financial strength of Swiss Re Corporate Solutions and...

  • Ms Office Exchange

    4 weeks ago


    Bengaluru, India Capgemini Full time

    SL NO. 2 Region AXA_DISTRIBUTED Project code IN5313799 BU_Name India Managed Services Service Line AXA_GIS Position start date (DD/MM/YYYY) 01-Sep-22 SO Grade C1 Hiring Location Bangalore Primary Skill. MS Office Exchange Secondary Skill. TeamSite Interwoven Hiring Resource Type Employee Fulfillment Type External Reason for SO Attrition Attritionbackfill At...


  • Bengaluru, India Credit Saison India Full time

    Chief of Staff to Chief Risk Officer Credit Saison India Job Description The Chief of Staff plays a crucial role in supporting key product risk leaders and providing strategic assistance in the evolving risk function. Reporting directly to the Chief Risk Officer, this position is integral to the success of the overall risk function, interacting closely with...


  • Bengaluru, India Société Générale Full time

    **Responsibilities**: - Monitoring, Producing, Certification of Credit VAR and other Counterparty Risk metrics majorly for Trading books & reports & monitoring of counterparty limits overshoots, Regulatory Reporting’s, Validating & Back testing EAD (IMM Model) on Daily, Monthly & Quarterly basis. - Recalibration of relevant & updated Market factors for...

  • Credit Risk

    4 weeks ago


    Bengaluru, India JPMorgan Chase & Co. Full time

    The Credit Risk function identifies, measures, limits, manages, and monitors credit risk across our businesses. Our practices are designed to preserve the independence and integrity of decision making. The Chase Merchant Services team is focused on credit risk generated through the transactions we process for our merchant clients. Credit exposure is most...


  • Bengaluru, India Credit Saison India Full time

    About Credit Saison India:Credit Saison India (registered as Kisetsu Saison Finance (India) Private Limited) is an NBFC registered with the Reserve Bank of India (RBI). CS India is part of Saison International, the global business arm of Credit Saison with a focus on wholesale and direct lending as well as integrated tech partnerships with leading NBFCs and...


  • Bengaluru, India JPMorgan Chase & Co. Full time

    Are you looking for an exciting opportunity to join a dynamic and growing team in a fast paced and challenging area? This is a unique opportunity for you to work in our team to partner with the Business to provide a comprehensive view.   As a Credit Risk Controller - Associate in the Risk Management and Compliance team, you will be at the center of...


  • Bengaluru, India Stripe Full time

    Who we are About Stripe  Stripe is a financial infrastructure platform for businesses. Millions of companies—from the world’s largest enterprises to the most ambitious startups—use Stripe to accept payments, grow their revenue, and accelerate new business opportunities. Our mission is to increase the GDP of the internet, and we have a staggering...


  • Bengaluru, India JPMorgan Chase Bank, N.A. Full time

    You are a strategic thinker passionate about driving solutions in credit risk **.** You have found the right team **Responsibilities**: - Execute controls (e.g. reconciliations, independent reviews, variance analysis) to support internal risk management and external reporting (e.g. Earnings, SEC 10Q/K, Single Counterparty Credit Limits (SCCL), Top 50...

  • Credit Risk

    2 weeks ago


    Bengaluru, India JPMorgan Chase & Co. Full time

    Job Summary As a Associate / Sr Associate in our Credit Risk Middle Office, Private Banking Operations team, you will be responsible for supporting the implementation of the platform modernization initiatives and Business Management along with Stakeholder Management. The modernization effort entails partnering with senior stakeholders in designing the...


  • Bengaluru, India Stripe Full time

    Who we are About Stripe Stripe is a financial infrastructure platform for businesses. Millions of companies—from the world’s largest enterprises to the most ambitious startups—use Stripe to accept payments, grow their revenue, and accelerate new business opportunities. Our mission is to increase the GDP of the internet, and we have a staggering...

  • Credit Risk Associate

    4 weeks ago


    Bengaluru, India JPMorgan Chase & Co. Full time

    Are you looking for an exciting opportunity to join a dynamic and growing team in a fast paced and challenging area? This is a unique opportunity for you to work in our team to partner with the Business to provide a comprehensive view.   As a Credit Risk Associate in the Commercial Banking division, you will be at the center of keeping JPMorgan Chase...