Risk Investigator

5 months ago

Bengaluru Karnataka, India PhonePe Full time

**About PhonePe Group**:
PhonePe is India’s leading digital payments company with 50 crore (500 Million) registered users and 3.7 crore (37 Million) merchants covering over 99% of the postal codes across India. On the back of its leadership in digital payments, PhonePe has expanded into financial services (Insurance, Mutual Funds, Stock Broking, and Lending) as well as adjacent tech-enabled businesses such as Pincode for hyperlocal shopping and Indus App Store which is India's first localized App Store. The PhonePe Group is a portfolio of businesses aligned with the company's vision to offer every Indian an equal opportunity to accelerate their progress by unlocking the flow of money and access to services.

**Culture**

At PhonePe, we take extra care to make sure you give your best at work, Everyday And creating the right environment for you is just one of the things we do. We empower people and trust them to do the right thing. Here, you own your work from start to finish, right from day one. Being enthusiastic about tech is a big part of being at PhonePe. If you like building technology that impacts millions, ideating with some of the best minds in the country and executing on your dreams with purpose and speed, join us

**Position**:Risk Investigator - AML Operations (Transaction Monitoring & FIU Reporting)**

**About PhonePe**

PhonePe is India’s leading digital payments company with 50 crore (500 Million) registered users and 3.7 crore (37 Million) merchants covering over 99% of the postal codes across India. On the back of its leadership in digital payments, PhonePe has expanded into financial services (Insurance, Mutual Funds, Stock Broking, and Lending) as well as adjacent tech-enabled businesses such as Pincode for hyperlocal shopping and Indus App Store which is India's first localized App Store. The PhonePe Group is a portfolio of businesses aligned with the company's vision to offer every Indian an equal opportunity to accelerate their progress by unlocking the flow of money and access to services.

**Culture**

At PhonePe, we take extra care to make sure you give your best at work, Everyday And creating the right environment for you is just one of the things we do. We empower people and trust them to do the right thing. Here, you own your work from start to finish, right from day one. Being enthusiastic about tech is a big part of being at PhonePe. If you like building technology that impacts millions, ideating with some of the best minds in the country and executing on your dreams with purpose and speed, join us

**About the Team: -**

Join the dynamic **_PhonePe AML Operations team_**, contributing to the Trust & Safety initiative aimed at enhancing the security and reliability of PhonePe products. This high-impact team focuses on mitigating ML/TF risks through adept control implementation and swift actions. If you aspire to shape processes and digital tools, unravel financial transactions, and identify trends/patterns of concerns affecting millions of customers, seize the opportunity to collaborate with top-notch professionals and turn your dreams into reality with purpose and agility - this is your opportunity

**Roles & Responsibilities**:

- Demonstrate a strong understanding of Anti Money Laundering & Fraud Workflow, specifically in Transaction Monitoring & Sanctions.
- Knowledge of PMLA Act, onboarding workflow, risk categorisation, trends / patterns of concerns in customer transactions
- Perform daily Transaction Monitoring alert mitigation with an investigative mindset.
- Identify and research patterns, trends, and anomalies in complex transactional and customer data to detect, prevent, mitigate, and report suspicious activity related to ML/TF.
- Draft Grounds of Suspicion (GOS) and file Suspicious Activity Reports/Suspicious Transaction Reports (SAR/STR) to the Financial Intelligence Unit (FIU-IND).
- Able to work individually on projects and ad-hoc tasks including LEA data requests.
- Collaborate within the team and with external stakeholders to achieve team goals.
- Understand and identify Red Flag Indicators/Anomalies on various products, services, and workflows within PhonePe ecosystem.
- Suggest process improvements, identify challenges, and seek automation opportunities to enhance operational efficiencies across various business/product verticals.
- Stay updated on the latest and emerging trends in the Fraud & Anti Money Laundering domain overall.

**Education & Preferred Qualifications**:

- Requirements include, but are not limited to:_
- Graduate Degree; MBA or other postgraduate degree is a plus.
- Minimum 2-3 years of relevant experience in Anti Money Laundering Investigations, Transaction Monitoring, and data analysis (Payments Sector experience preferred).
- Good understanding of Know Your Customer, Customer Onboarding, Risk categorization, and Transaction Monitoring.
- Any AML-related certification is an added advantage.
- Team player with excellent drafting,

  • Risk Investigator

    5 months ago

    Bengaluru, Karnataka, India PhonePe Full time

    **About PhonePe Group**: PhonePe is India’s leading digital payments company with 50 crore (500 Million) registered users and 3.7 crore (37 Million) merchants covering over 99% of the postal codes across India. On the back of its leadership in digital payments, PhonePe has expanded into financial services (Insurance, Mutual Funds, Stock Broking, and...

  • Transaction Risk Investigator

    2 months ago

    Bengaluru, Karnataka, India ADCI - BLR 14 SEZ Full time

    Experience in payments or e-commerce "Please note that this job role is a seasonal role (FTC) for 12 months on the payroll of Amazon." The Investigations Specialist position relies on excellent judgment to plan and accomplish goals and will work under limited supervision of the Manager. Excellent individual problem-solving and analytical skills are used to...

  • Risk Investigator

    5 months ago

    Bengaluru, Karnataka, India PhonePe Full time

    **About PhonePe Group**: PhonePe is India’s leading digital payments company with 50 crore (500 Million) registered users and 3.7 crore (37 Million) merchants covering over 99% of the postal codes across India. On the back of its leadership in digital payments, PhonePe has expanded into financial services (Insurance, Mutual Funds, Stock Broking, and...

  • Risk Investigator

    5 months ago

    Bengaluru, Karnataka, India PhonePe Full time

    **About PhonePe Group**: PhonePe is India’s leading digital payments company with 50 crore (500 Million) registered users and 3.7 crore (37 Million) merchants covering over 99% of the postal codes across India. On the back of its leadership in digital payments, PhonePe has expanded into financial services (Insurance, Mutual Funds, Stock Broking, and...

  • Transaction Risk Investigator, Cdt

    5 months ago

    Bengaluru, Karnataka, India ADCI - Uttar Pradesh Full time

    Speak, write, and read fluently in English - 1+ years of customer service experience Elimination of online ecommerce risk. Ideal applicants will have experience in the ecommerce payments The Transaction Risk Investigator position relies on excellent judgment to plan and accomplish goals and will work under very limited supervision of the Manager. Excellent...

  • Transaction Risk Investigator, Cdt

    5 months ago

    Bengaluru, Karnataka, India ADCI - Karnataka - A66 Full time

    1+ years of customer service experience - Speak, write, and read fluently in English - Work a flexible schedule/shift/work area, including weekends, nights, and/or holidays - Experience in payments or e-commerce Elimination of online ecommerce risk. Ideal applicants will have experience in the ecommerce payments The Transaction Risk Investigator position...

  • Transaction Risk Investigator

    6 months ago

    Bengaluru, India ADCI - BLR 14 SEZ Full time

    Communication Skills - Excellent written and spoken English skills and an ability to compose a grammatically correct, concise and accurate written response. - Excellent interpersonal skills, with the ability to communicate complex transactional issues correctly and clearly to both internal and external customers Problem Solving Skills - Demonstrated ability...

  • Transaction Risk Investigator

    5 months ago

    Bengaluru, India ADCI - Karnataka Full time

    Speak, write, and read fluently in English - Work a flexible schedule/shift/work area, including weekends, nights, and/or holidays - Education Qualification: Graduation in any stream. - Passion for learning, improving and keeping up with risk trends in the e-commerce market and commitment to Amazon's emergence as the world's most customer-centric company -...

  • Transaction Risk Investigator

    5 months ago

    Bengaluru, India ADCI - Karnataka Full time

    Speak, write, and read fluently in English - Work a flexible schedule/shift/work area, including weekends, nights, and/or holidays - Education Qualification: Graduation in any stream. - Passion for learning, improving and keeping up with risk trends in the e-commerce market and commitment to Amazon's emergence as the world's most customer-centric company -...

  • Transaction Risk Investigator

    5 months ago

    Bengaluru, India ADCI - BLR 14 SEZ Full time

    Speak, write, and read fluently in English - Work a flexible schedule/shift/work area, including weekends, nights, and/or holidays - Education Qualification: Graduation in any stream. - Passion for learning, improving and keeping up with risk trends in the e-commerce market and commitment to Amazon's emergence as the world's most customer-centric company -...

  • Transaction Risk Investigator

    5 months ago

    Bengaluru, India ADCI - BLR 14 SEZ Full time

    1+ years of customer service experience - Speak, write, and read fluently in English - Work a flexible schedule/shift/work area, including weekends, nights, and/or holidays - Experience in payments or e-commerce Transaction Risk Investigator - SPRO "Please note that this job role is a seasonal role (FTC) for 6 months on the payroll of Amazon." **About the...

  • Audit and Risk Investigator

    6 days ago

    Bengaluru, Karnataka, India ADCI - Karnataka - A66 Full time

    Investigation Specialist I Job DescriptionWe are seeking an experienced Investigation Specialist to join our team at ADCI - Karnataka - A66. The ideal candidate will have a strong background in fraud prevention, risk assessment, and customer service.Conduct thorough investigations to identify and mitigate potential risks and threats to our global customer...

  • Risk Investigations Senior Analyst

    1 week ago

    Bengaluru, Karnataka, India PhonePe Full time

    {"About PhonePe GroupPhonePe is India’s leading digital payments company with 50 crore registered users and 3.7 crore merchants covering over 99% of the postal codes across India.The company has expanded into financial services (Insurance, Mutual Funds, Stock Broking, and Lending) as well as adjacent tech-enabled businesses such as Pincode for hyperlocal...

  • Global Investigator

    5 months ago

    Bengaluru, Karnataka, India Google Full time

    **Minimum qualifications**: - Bachelor's degree or equivalent practical experience in investigations. - 4 years of experience conducting legally compliant security investigations regarding threats, risks, or other potential security issues in the Asia Pacific region. - 2 years of experience analyzing, interpreting, and drawing solutions from data, as it...

  • Risk Advisory- Forensic Investigation

    5 months ago

    Bengaluru, Karnataka, India BNC Full time

    BNC is hiring for Big 4 for Risk Advisory - Forensic Investigation role for Bengaluru and Gurgaon locations **on contractual basis for 6 months** **Role & responsibilities** - Preferred background in Banking/Financial services industry, with proven track record in Service Delivery and Global - Operations, and exposure to AML and KYC/CDD/TM/Correspondent...

  • Risk Investigator, T&s Ops

    5 months ago

    Bengaluru, Karnataka, India PhonePe Full time

    **About PhonePe Group**: PhonePe is India’s leading digital payments company with 50 crore (500 Million) registered users and 3.7 crore (37 Million) merchants covering over 99% of the postal codes across India. On the back of its leadership in digital payments, PhonePe has expanded into financial services (Insurance, Mutual Funds, Stock Broking, and...

  • Ethics Investigations Manager

    6 days ago

    Bengaluru, Karnataka, India Paytm Full time

    About PaytmPaytm is India's leading digital payments and financial services company, dedicated to driving consumers and merchants to its platform by offering a variety of payment use cases.About the TeamThe Ethics & Compliance team is responsible for establishing and maintaining an effective ethics program within the organization. This role requires a strong...

  • Risk & Compliance - Ethics Investigations Manager

    2 weeks ago

    Bengaluru, Karnataka, India Paytm Full time

    About Us:Paytm is a leading digital payments and financial services company in India, committed to driving consumers and merchants to its platform through various payment use cases. The company provides consumers with services like utility payments and money transfers, while empowering them to pay via Paytm Payment Instruments (PPI) like Paytm Wallet, Paytm...

  • Fraud Risk Investigation Manager

    4 weeks ago

    Bengaluru, Karnataka, India PayU Full time

    About PayUPayU is a leading fintech company that provides innovative financial services to merchants and consumers in high-growth markets. With a presence in 50+ countries, we deploy over 400 payment methods and PCI-certified platforms to process approximately 6 million payments every day.Job SummaryWe are seeking a skilled Fraud Risk Investigation Manager...

  • Transaction Risk Investigator, Safe-t

    5 months ago

    Bengaluru, India ADCI - Karnataka Full time

    1+ years of customer service experience - Speak, write, and read fluently in English - Work a flexible schedule/shift/work area, including weekends, nights, and/or holidays - Experience in payments or e-commerce Elimination of online ecommerce risk. Ideal applicants will have experience in the ecommerce payments The Transaction Risk Investigator position...