Gold Loan Executive

2 weeks ago


Ernakulam, India kannattu fingold finance private Limited Full time

**Job Description: Gold Loan Executive**

**Position**: Gold Loan Executive

**Company Overview**: Kannattu Fingold Finance is a leading financial institution specializing in gold loan services, dedicated to providing accessible financial solutions to individuals and businesses.

**Responsibilities**:

- **Customer Service**: Assist customers with inquiries about gold loan services, explaining eligibility criteria and documentation requirements.
- **Loan Processing**: Evaluate gold jewelry and ornaments for loan appraisal, ensuring compliance with company policies.
- **Documentation**: Collect and verify customer documents for loan processing, including identification and ownership proof.
- **Loan Disbursement**: Facilitate loan disbursement process, ensuring accuracy of loan details and terms.
- **Customer Relationship Management**: Build and maintain positive customer relationships, addressing queries and concerns.
- **Loan Renewals and Closure**: Manage loan renewal or closure processes, including repayment scheduling and documentation.
- **Compliance**: Ensure compliance with regulatory requirements and company policies in all loan transactions.
- **Sales and Promotion**: Promote gold loan products to attract new customers and expand the client base.
- **Reporting**: Maintain accurate records of loan transactions and customer interactions for reporting purposes.

**Qualifications**:

- Bachelor's degree in Finance, Business Administration, or related field preferred.
- Proven experience in a similar role within the banking or financial services industry.
- Strong understanding of gold appraisal techniques, loan processing, and compliance.
- Excellent communication and interpersonal skills.
- Ability to multitask and prioritize workload effectively.

**Benefits**:

- Competitive salary and incentives.
- Opportunities for career growth within the organization.
- Comprehensive training and development programs.
- Supportive work environment.
- Health insurance and other benefits as per company policy.

**Salary**: ₹8,086.00 - ₹20,000.00 per month

Schedule:

- Day shift

**Experience**:

- total work: 1 year (preferred)

Work Location: In person

**Speak with the employer**

+91 8714171027


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