Commercial Loan Closing Representative

4 weeks ago

Bengaluru, India WELLS FARGO BANK Full time

**About Wells Fargo**

Wells Fargo India and Philippines (WFIP) is an integral part of the Well Fargo Enterprise and provide Operations and Technology support to the WF Enterprise Business. WFIP operates out of 4 sites across 2 countries and currently has 28,000 employees supporting all lines of business covering business operation, technology development and support.

**Department Overview**

Wells Fargo Middle Market Banking (MMB) delivers a comprehensive suite of products and industry expertise to serve the diverse financial needs of companies with annual sales typically ranging from $5 million to $2 billion. As a leader in serving commercial customers, Wells Fargo offers financial services including credit and treasury management solutions as well as specialized expertise across industries including Technology, Food, Beverage & Agribusiness, Investor Real Estate and Government.

Middle Market Banking Credit Services (MMBCS) supports the Regional Coverage and Core Segments within Middle Market Banking. As a whole, MMBCS is responsible for the production, management and servicing of an $8B+ portfolio.

The MMBCS team currently provides support to front office (bankers) through teams located in sites in the US on the West Coast, Central and East Coast. Functions consists of underwriting, data gathering, internal customer service, portfolio management, client contact and loan servicing activities.

**Responsibilities**

In this role, you will:
Responsibility includes, but not limited to:

- Responsible for a variety of pre-close activities for moderately complex commercial loans, including coordinating all aspects of loan closings
- Accurately evaluate and upload data into the systems of record to ensure compliance with all bank policies, procedures, and regulatory requirements
- Document and coordinate legal activities for loan documentation that may also include documentation purchased from third party sources, with internal staff and the Corporate Legal group
- Work collaboratively with Credit, Sales and Legal regarding proper procedures and documentation requirements necessary to ensure accuracy with negotiated terms and ensure alignment with appropriate compliance standards
- Collaborate and consult with peers, colleagues, and managers to resolve issues and achieve goals
- Interact with internal customers
- Flexible to work in any shift.

Required Qualifications:

- At least a B. Com or an equivalent degree preferably MBA / M.Com
- Sound analytical thinking / high attention to detail with focus on research across various platforms
- Must be able to work in a fast-paced production environment and juggle a variety of tasks (time management skills are important)
- Strong communication skills - both verbal and written.
- High level of personal motivation, strong interpersonal skills to work across time zone
- Must be comfortable working independently and as part of a team

Desired Qualifications:

- 0-1 years of Commercial loan closing, loan onboarding or loan documentation experience, or equivalent demonstrated through one or a combination of the following: work experience, training, education
- Excellent computer skills: Word, Excel & PowerPoint. Advanced knowledge of excel, VBA etc is a plus

**We Value Diversity**

Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit's risk appetite and all risk and compliance program requirements.

**Drug and Alcohol Policy**

Wells Fargo maintains a drug free workplace. Please see our Drug and Alcohol Policy to learn more.

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