Commercial Loan Closing Representative

6 months ago

Bengaluru Karnataka, India Wells Fargo Full time

**About this role**:
Wells Fargo is seeking a Commercial Loan Closing Representative.

**In this role, you will**:

- Support pre-close documents for moderately complex to complex commercial loans.
- Seek ways to improve aspects of loan closing and process's.
- Perform moderately complex legal activities for loan documentation that may include Documents purchased from third party sources, internal staff and corporate legal groups.
- Review and prepare complex loan documents.
- Receive direction from supervisor and escalate non-routine questions.
- Review and negotiate complex legal documentation, evaluate risks, devise strategies to mitigate documentation risk and identify procedural modifications.
- Interact with immediate team and Commercial Loan Closing group as well as Interact with internal customers.

**Required Qualifications**:

- 2+ years of Commercial Loan Closing experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education.
- ** Educational Qualification**: Bachelor's / Master's degree in Commerce/Finance from a recognized University/Institute.

**Mandates**: Night (US) Shift and NOT more than 60 days' Notice Period

**Responsibilities**:

- Act with a sense of urgency to customer requests/tasks assigned to ensure seamless BAU by avoiding any issues/complaints and processing oversights.
- Pay attention to detail while reviewing loan/Lease documents and perform activities as per the SLA.
- Perform required research on the received request within the stipulated timelines.
- Independently prioritize work, provide day-to-day-work status and achieve the target service level numbers.
- Ensure adherence to the quality control standards that have been set for the process.
- Pre-empt customer issues/escalations by proactively identifying and timely escalating them to the Leads and Managers.
- Interpret and understand all the key documents and perform due diligence to comply with the regulatory requirements.
- Know the end-to-end process and have a very good understanding of the up and down stream processes.

**Interpersonal Skills**:
Receive direction from leaders and exercise independent judgment while developing the knowledge to understand function, policies, procedures, and compliance requirements. Be flexible & agile, display synergy to share work with & from peers, volunteer for additional work when there is a business requirement. Be an active team player, leading and participating in various engagement activities, not just limited to process.

**Eligibility**:
**Job posting may come down early due to volume of applicants.**

**We Value Diversity**

Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit's risk appetite and all risk and compliance program requirements.

**Applicants with Disabilities**

**Drug and Alcohol Policy**

Wells Fargo maintains a drug free workplace. Please see our Drug and Alcohol Policy to learn more.

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