Credit Operations
1 week ago
**SR. ASSOCIATE - CREDIT OPS APAC**
About Business line/Function:
**The Credit Administration team is responsible in**
1. _Administrative and operational tasks for bilateral and syndicated loans to ensure that they are performed in a proper and efficient manner_. Ensure deal conformity in regards to the Credit Committee decision.
2. Data Control Quality:Ensure credit risk parameters decided during credit committee & booking committee are properly monitorand alerts accordingly. Safeguard thereliability, exhaustiveness and timeliness for consolidated credit risk reporting to BMRC.
3. _Risk Monitoring Function:_P_erform independent controls based on irregular reports generated by the system as well as the results of various monitoring & reports._
**LOAN DOCUMENTATION ACTIVITIES**
a. Preparation of letter of offer/ supplemental letter offer/ FX Cover Letter & Corporate Guarantee
b. Check and review legal documents once executed by customers to ensureconforms with the terms and conditions of the credit decision
c. Submit documents for stamping
d. Prepare legal/availment checklist
e. Prepare facility template for limit update in system
f. To update CAT for capital market line
g. To update RGM for facilities secured by any form of collateral
h. To update and monitor conditions subsequent via Documentation Tracking Tool (DTT).
i. To lodge and safe keep original legal documents in vault.
**DATA CONTROL QUALITY**
a. Distribute or inform relevant stakeholders that the credit decision is available in MyCredit Apps.
b. Perform Annual Review update, prepare AT2 facility template, posteriori checklist, update RGM, CAT, Risk data, TRIM data etc.
c. Perform all risk data update & reporting for credit facilities related activities.
**RISK MONITORING FUNCTION**
a. To publish report and monitor any anomalies in legal documentation, collateral shortfall, late annual review, overdue or breached covenants, underwriting, put option expiry, watchlist and doubtful assets.
b. To alert the Business and RISK SCO of the anomalies and potential risks, thereby facilitating the appropriate management of the Bank?s portfolio.
c. Control on risk data overridden in AT2/CAT and notify Credit Analyst/Business ifthe overridden data is not in line with the credit decision approved.
d. Prepare ad-hoc report as instructed from time to time.
**Skills Required**:
Operations;Credit Administration;Credit Risk
**Location**
Chennai / Mumbai (All Areas)
**Years Of Experience**
3 to 8 Years
-
Zonal Credit Manager(LAP)
Found in: Whatjobs IN C2 - 3 weeks ago
mumbai, India Credit Saison India Full timeJob Responsibilities:- Appraising proposals for LAP (ticket size upto Rs.1 cr) - both fund based & non fund based, conducting risk analysis, scrutinizing relevant documents before sanctioning loans within defined TAT, client interview, ensuring compliance as per bank's credit policies- Supervising, controlling delinquency and credit loss- Monitoring of...
-
Credit Saison
Found in: Talent IN 2A C2 - 3 weeks ago
Mumbai, India Credit Saison Finance Pvt Ltd Full timeAbout Credit Saison:A Neo-Lending Conglomerate here to enable India's credit growth story, Credit Saison India, emboldened by our Global MNC parent, is here to accelerate India's credit growth story: by building a Technology-Led Neo-Lending Conglomerate. Across our verticals, we offer bespoke solutions to meet the various credit needs of...
-
Credit Operation Executive
4 days ago
Mumbai, Maharashtra, India LiquiLoans Full timeCredit Ops Team is involved in Post Approval checks for System Decisioned Cases, Operational tasks related to Credit, Assessment of Loan Application which includes TVR (Telephonic verification), Analysis of profile, Documents and financial parameters, **Salary**: ₹18,000.00 - ₹20,000.00 per month Schedule: - Day shift Application Question(s): - what...
-
Associate - Credit Card Operations
Found in: Talent IN C2 - 1 week ago
Mumbai, India Zeta Services Inc. Full timeAbout ZetaZeta is a Next-Gen Banking Tech company that empowers banks and fintechs to launch banking products for the future. It was founded by and Ramki Gaddipati in 2015.Our flagship processing platform - Zeta Tachyon - is the industry’s first modern, cloud-native, and fully API-enabled stack that brings together issuance, processing, lending, core...
-
Executive - Credit Operations
4 days ago
Mumbai, India Bajaj FinServ Full time**Job Reference** - JR00117752**Job Summary** - Executive - Credit Operations**Job Purpose** - “This position is open with Bajaj Finance ltd.”**Job Duties & Key Responsibilities** - Duties and Responsibilities - To Ensure SLA Delivery for each process - To Ensure quality of files processed by the Operations team are within the specified guidelines -...
-
Credit Executive
3 days ago
Mumbai, India FatakPay Digital Private Ltd Full timeActing as a SPOC for all issues related to partners banks/payment gateways empanelled and following up with them for day-to-day operational concerns. -Identifying and independently overseeing the risks related to credit product portfolios (i.e. credit, conduct, fraud risks). -Relationship management with existing as well as newly onboarded partners....
-
Operations Manager- Credit Business
Found in: Whatjobs IN C2 - 3 weeks ago
mumbai, India Paradise Placement Consultancy Full timeResponsibilities - The role will entail setting up processes and SOPs across the client journey. Responsible for serving as the primary customer escalation point for customer changes and/or issues during the implementation process. Exceptional analytical, quantitative, project/process management, problem-solving, interpersonal, and...
-
Junior Credit
3 weeks ago
Mumbai, India Apollo Finvest India Limited Full time**About Apollo Finvest** Apollo Finvest is a publicly listed Non-Banking Financial Company (NBFC). Think of us as AWS for Lending. We enable any company to offer fully digital and compliant digital loan products to their end-customers. Built on modern RestFUL API's, we treat the financial services on our platform as building blocks, which our partners can...
-
Credit Analyst
Found in: Whatjobs IN C2 - 2 weeks ago
mumbai, India jai kisan Full timeYou will report to the Sr. Manager / Manager - Credit. Your responsibilities will include evaluating the financial state of potential customers, monitoring existing clients, performing risk assessments, determine credit worthiness of applicants, writing detailed reports, and making informed decisions while extending credit. Responsibilities Credit...
-
Credit Analyst
Found in: Talent IN C2 - 3 weeks ago
Mumbai, India jai kisan Full timeYou will report to the Sr. Manager / Manager - Credit. Your responsibilities will include evaluating the financial state of potential customers, monitoring existing clients, performing risk assessments, determine credit worthiness of applicants, writing detailed reports, and making informed decisions while extending credit.Responsibilities Credit Assessment:...
-
AVP Credit Risk Policy Credit Cards
Found in: Whatjobs IN C2 - 3 weeks ago
mumbai, India DBS Bank Full timeBusiness Function:Risk Management Group works closely with our business partners to manage the bank’s risk exposure by balancing its objective to maximize returns against an acceptable risk profile. We partner with origination teams to provide financing, investments and hedging opportunities to our customers. To manage risk effectively and run a successful...
-
Credit Operations Executive
6 days ago
Mumbai, India Mystro Full time**About Mystro**: Mystro is a Mumbai-based fintech that provides financial products and solutions. The company is a consumer focused company and manages one of the popular mobile app based products (bit.ly/mystroapp) in the name of Mystro app for providing Loans and affiliated products. The company caters to the Loan requirements of individual customers and...
-
Credit Manager
Found in: Talent IN C2 - 3 weeks ago
Mumbai, India jai kisan Full timeYou will report to the Head of Credit. Your responsibilities will include managing team of Credit Analysts and ensure due implementation of credit policies and processes while carrying out Credit function i.e. evaluating the financial state of potential customers, performing risk assessments, writing detailed reports, portfolio analysis, MIS management,...
-
AVP Credit Risk Policy Credit Cards
Found in: Whatjobs IN C2 - 3 weeks ago
Mumbai, India DBS Bank Full timeBusiness Function: Risk Management Group works closely with our business partners to manage the bank’s risk exposure by balancing its objective to maximize returns against an acceptable risk profile. We partner with origination teams to provide financing, investments and hedging opportunities to our customers. To manage risk effectively and run a...
-
AVP Credit Risk Policy Credit Cards
Found in: Talent IN 2A C2 - 2 weeks ago
Mumbai, India DBS Bank Full timeBusiness Function:Risk Management Group works closely with our business partners to manage the bank’s risk exposure by balancing its objective to maximize returns against an acceptable risk profile. We partner with origination teams to provide financing, investments and hedging opportunities to our customers. To manage risk effectively and run a successful...
-
AVP Credit Risk Policy Credit Cards
Found in: Appcast Linkedin IN C2 - 3 weeks ago
Mumbai, India DBS Bank Full timeBusiness Function:Risk Management Group works closely with our business partners to manage the bank’s risk exposure by balancing its objective to maximize returns against an acceptable risk profile. We partner with origination teams to provide financing, investments and hedging opportunities to our customers. To manage risk effectively and run a successful...
-
Avp Credit Risk
3 days ago
Mumbai, India Barclays Full timeJob Title: AVP Credit Risk Location: Mumbai About Barclays Barclays is a British universal bank. We are diversified by business, by different types of customers and clients, and by geography. Our businesses include consumer banking and payments operations around the world, as well as a top-tier, full service, global corporate and investment bank, all of...
-
Credit
4 days ago
Mumbai, Maharashtra, India A.K. Capital Services Full timeDepartment - Credit - Job posted on - Mar 05, 2024 - Employment type - Fulltime-Probationary **Company Profile: A. K Group, a financial conglomerate was founded by Mr. A.K Mittal with a vision to operate and develop the Indian debt capital markets which were in nascent stage. A. K Group over the period has emerged as one of the most trusted Bond Houses of...
-
Credit Controller
11 hours ago
Navi Mumbai, India CIEL HR Services Full time**Position: - Credit Controller** **Location: -** **Mahape, Navi Mumbai** **Experience: - minimum 3 years in credit control/ accounts receivable** - **Payroll will be handled by CIEL HR SERVICES**_ - Assist in daily customer Credit hold and release. - Assist in Assessing financial and operation performance of potential customers from their financial...
-
Senior Credit Manager
Found in: Whatjobs IN C2 - 2 days ago
Mumbai, India Jai Kisan Full timeYou will report to the Head of Credit. Your responsibilities will include managing team of Credit Analysts and ensure due implementation of credit policies and processes while carrying out Credit function i.e. evaluating the financial state of potential customers, performing risk assessments, writing detailed reports, portfolio analysis, MIS management,...