Avp Credit Risk

6 months ago

Bengaluru, India Time Hack Consulting India Full time

**About the Company**: A fintech company based out of Bangalore and started in 2016. Our vision is to uncomplicate loans and give faster access to our users. We have a wide range of products from personal loans to wedding loans, vehicle loans, education loans, etc. We are a profitable fintech company looking to scale 10X in the next 3 years.

**Role and Responsibilities**:
Monitor credit risk exposure and make recommendations for changes to credit policies and procedures as necessary
Develop and implement credit risk policies and procedures that meet regulatory requirements and support the company's growth objectives
Develop and maintain credit risk models and methodologies to support credit decision-making
Provide leadership and guidance to the credit risk team, including managing performance, providing coaching and training, and setting goals and objectives
Analyze and report on credit risk metrics and trends to senior management and the Board of Directors
Work closely with other departments, including product development, marketing, and operations, to ensure that credit risk policies and procedures are aligned with overall business objectives
Develop and maintain relationships with external stakeholders including regulators, credit bureaus, and other industry participants
Stay abreast of industry developments and best practices in credit risk management and incorporate them into the company's credit risk framework
Represent the company in industry forums and conferences as necessary

Bachelor's degree in finance, economics, statistics, or a related field; Master's degree preferred
Minimum of 10 years of experience in credit risk management, preferably in the financial services industry
Strong understanding of credit risk modeling and methodologies
Experience in developing and implementing credit risk policies and procedures
Excellent analytical skills and attention to detail
Strong leadership and management skills, including the ability to manage and motivate a team
Excellent communication and interpersonal skills, with the ability to build relationships with internal and external stakeholders
Knowledge of regulatory requirements related to credit risk management in India
Ability to work independently and effectively in a fast-paced, entrepreneurial environment

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