Dyp - Risk

**Title/Skill**: AVP/DYP - Risk

**Organization**:Siemens Financial Services Pvt Ltd

**Job Location**:Bangalore

**Mode of employment**: Full time

**What are my responsibilities?**
- To perform high quality and timely credit underwriting of new business transactions of Small, Mid and Large Corporates within delegated authority levels, understanding levels of risk and appropriate returns.
- Preparation of credit reports as per specified formats and ensure compliance with risk policies and processes while working with sales team and provide timely support in closure of transactions.
- Presentation of proposals to the approval authorities
- Portfolio monitoring.
- Portfolio reviews and record keeping for audit and regulatory requirements.
- To liaise through structured meetings, with Sales and other members of the Risk Management team to ensure continuous improvement of business process.
- To participate in customer meetings when needed to fully understand the risks and opportunities involved in a transaction.
- Manage entire portfolio of SFPL and guide and train and manage the team in Karnataka and Kerala.

**What else do I need to know?**

**Knowledge and Experience**
- About 8-12 years of experience in risk or credit in a bank or a reputed NBFC in underwriting of Mid and Large Corporates.
- Experience in commercial finance is mandatory
- Ability to take credit decisions
- Quick learning ability
- CA or MBA from an institution of repute

**Make your mark in our exciting world at Siemens**

This role is based in** Bangalore.