Micro Loans Officer

2 weeks ago


Ottappalam, India L&T Finance LTD Full time

**JD - Micro Loans**

**Department**
- Frontline - MFI _

**Designation**
- Micro Loans Officer_

**Reports to**
- Meeting Centre Manager_

**Duties and responsibilities**
- Starting business in a new village **Village identification within the radius**:

- Feasibility study of the village based on demographics, activities and financial needs of the customers
- Assist the MC-IC in making the village approval
- Sourcing of business Identification of customers and forming of Joint Liability Groups
- Verification of the residence and business of the customer
- KYC verification
- Pre-disbursement training
- Visiting potential customers in order to develop business
- Disbursements **Collection of KYC documents**:

- Assisting the MC-IC for disbursement activity completion
- Loan documentation
- Collection of current dues Collect the collection sheets and stickers from MC-IC
- Group-wise collection as per scheduled time by following the process
- Deposit of collection money
- MERC entry
- Collection of over dues **Follow up with the customers with updated data report of assigned portfolio**:

- Collection of money as per process
- Depositing the money in bank
- MERC entry
- Assist the MC-IC in initiating action against the defaulters

**Job Types**: Full-time, Regular / Permanent, Fresher

**Salary**: ₹14,000.00 - ₹250,000.00 per month

**Benefits**:

- Life insurance

Schedule:

- Day shift
- Morning shift

Supplemental pay types:

- Performance bonus

**Speak with the employer**
+91 9961591582


  • Loan Officer

    3 weeks ago


    Ottappalam, India L&T Finance Limited Full time

    Duties and responsibilities 1. Starting business in a new village a. Village identification within the radius b. Feasibility study of the village based on demographics, activities and financial needs of the customers c. Assist the MC-IC in making the village approval 3. Disbursements a. Collection of KYC documents b. Assisting the MC-IC for disbursement...


  • Ottappalam, India Malankara Multistate Cooperative Credit Society Ltd Full time

    **Job description** **PURPOSE** Relationship officer in Group loans is responsible for Sourcing Group loan files by enrolling new members to the society & to collect their repayment weekly basis without dues. **DUTIES & RESPONSIBILITIES** - RO should do morning report from the center on collection days before 8:00 AM. - On days of no collection demand RO...