Us Mortagage Underwriter

6 months ago


Sarkhej Ahmedabad Gujarat, India ResoPro Services Full time

Please find below JD.
Roles and Responsibilities:
Ø Complete the loan processing in compliance with state and federal regulations.
Ø Maintain a working knowledge of Conventional loans. Should know Fannie & Freddie guidelines.
Ø Knowledge of FHA, VA, Bond and/or USDA loans.
Ø Ensuring compliance with company policies and guidelines.
Ø Have knowledge of credit analysis and identify any prior credit history issues or concerns.
Ø Have basic knowledge of appraisal report analysis.
Ø Basic knowledge of reviewing all types of insurance policy related documents (MI/HOI/Condo/Flood).
Ø Verify and analyse income to calculate debt to income ratios. (Including self-employment income)
Ø Analyse and review preliminary title report to identify liens, judgements and CCRs to help in decision making.
Ø Have knowledge of 2015 fee Itemization.
Ø Effective communication with various vendors like Appraisers, Title company, Borrower's Employers to complete the requirements of the loan.
Ø Release the needs list and acquire all the documents as per the list and submit the loan to Underwriting and Closing departments

Experience in **USA Mortgage Underwriting**
- Minimum 2 years
- Preferred 3 years and recent experiences

Pay: ₹600,000.00 - ₹1,000,000.00 per year

Schedule:

- Night shift
- US shift

Application Question(s):

- 1. Have you performed review of all of below mentioned documents during your most recent underwriting work experience?
- AUS
- Fraud Report
- 1003 & 1008
- 2. Have you performed review of all of below mentioned income types during your most recent underwriting work experience?
- Wage / Salaried
- Self Employment
- 3. Have you performed review of all of the below mentioned segments of Underwriting during your most recent underwriting work experience?
- Credit
- Capacity
- Collateral
- Capital
- 4. Which of the below mentioned loan types have you worked during your most recent underwriting work experience?
- Conventional
- Government (FHA / VA / USDA)
- Non QM

Work Location: In person



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