Ccb Risk

1 month ago

Bengaluru, India JPMorgan Chase & Co Full time

**JOB DESCRIPTION** Job Title**

CCB Risk - Wholesale credit(CMS) - Associate

Credit Risk assesses, permissions, and manages credit and counterparty risks on an industry, client, geographic, and transaction basis. Credit risk is defined as the risk of loss arising from the default of a client or counterparty. Credit exposure arises through underwriting, lending, trading and transactional activities with and for clients and counterparties, as well as from a range of operating services such as merchant acquiring transactions, cash management and clearing activities.

The Credit Risk function identifies, measures, limits, manages, and monitors credit risk across our businesses. The teams are typically aligned by Geography covered. Our practices are designed to preserve the independence and integrity of decision making.

The Chase Merchant Services team is focused on credit risk generated through the transactions we process for our merchant clients. Credit exposure is most realized when the merchant suffers a business failure resulting in liquidation. Risk is managed through financial statement analysis and scheduled credit reviews. Area of focus is conducting periodic review of wholesale portfolio defined by a certain threshold of exposure.

The purpose of this position is to facilitate periodic credit review of merchant clients and protect the bank from loss, maintaining credit risk within acceptable levels of our framework.

**Responsibilities**:**

Key Responsibilities:

- Independently analyze, or at times work with more senior Credit Officers, to evaluate the risk and complete periodic review of qualifying clients.
- Identify additional information requirements needed to properly assess risks of the transaction. Understand and assess the customer’s business model and its viability in the long run
- Review and analyze the financial strength and soundness of the customer to identify key risks to the continued credit worthiness of the business.
- Considers alternatives to mitigate risk where appropriate. Recommend action to be taken on credit, identify key risks and information requirements.Ensure that credit facilities presented are properly graded.
- Meet assigned timelines and ensure process and policy requirements are met per the business and audit requirements.Meet defined production and quality scores. Timely submission. No High-Risk quality review findings.
- Minimize/eliminate Quality review findings. Stay on top of policies, conventions and follow those diligently.Review completed cases for feedback; act on feedback provided and timely submissions of reworks.
- Establish strong partnerships with internal clients. Demonstrate client centric behavior i.e., be aware of client's expectations, challenges while securing the firm's interest.Exercise appropriate diligence with client information. Complete work assigned within expected timelines.

**Required qualifications, capabilities, and skills**
- 8 -11 plus years’ experience as a credit officer / underwriter or similar position requiring business knowledge and credit judgment
- Postgraduate or an advanced degree in business management, finance or accounting.
- Ability to formulate and articulate objective views based on professional analysis.
- Thorough knowledge of credit philosophy, loan documentation, bankruptcy and related legal issues.
- Strong verbal, written, and interpersonal skills, as well as analytical and problem-solving skills.
- Good organization skills and ability to work within time constraints in a highly regulated environment.
- Works effectively in a team environment, while assuming individual responsibility.Proficiency in Microsoft Office Suite, especially Excel, Word and PowerPoint.

**Preferred qualifications, capabilities, and skills**
- Highly motivated individual with a natural passion to learn and an inquisitive personality.Strong interpersonal skills and an ability to work well in a team environment.
- Strong sense of accountability and ownership of tasks. Interest in client interaction with strong verbal and written communication skills.Capable of understanding, describing, and debating complex concepts.
- Ability to perform well under pressure in a demanding environment managing multiple tasks at the same time.Strong attention to detail and an excellent work ethic.
- Volunteer for various activities within the team as well as wider organization. Respond timely to questions asked, information sought; feedback on casesProactive approach, a sense of urgency where appropriate; avoid getting passive.

**ABOUT US**

JPMorgan Chase & Co., one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world’s most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, fin

  • Ccb Risk

    1 month ago

    Bengaluru, India JPMorgan Chase Bank, N.A. Full time

    **CCB Risk - Strategic Analytics (BB) - Associate** **Bangalore** As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks, and using your expert judgement to solve real-world challenges that impact our...

  • Ccb Risk

    1 month ago

    Bengaluru, India JPMorgan Chase Bank, N.A. Full time

    As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks, and using your expert judgement to solve real-world challenges that impact our company, customers and communities. Our culture in Risk Management and...

  • Ccb - Treasury Controller - Associate

    1 month ago

    Bengaluru, India JPMorgan Chase Bank, N.A. Full time

    **About the Employer** **Global Finance & Business Management ("GF&BM") India **is a combined LOB-aligned (Line of Business-aligned) finance & business support team located in India and is part of JPMorgan's global capability center (GCC). We are part of the Office of the CFO (OCFO) organization within JPMorgan, which has 13000+ people across the globe,...

  • Ccb - Central P&a - Associate

    1 month ago

    Bengaluru, India JPMorgan Chase Bank, N.A. Full time

    **About the Employer** **Global Finance & Business Management ("GF&BM") India **is a combined LOB-aligned (Line of Business-aligned) finance & business support team located in India and is part of JPMorgan's global capability center (GCC). We are part of the Office of the CFO (OCFO) organization within JPMorgan, which has 13000+ people across the globe,...

  • Ccb Risk

    1 month ago

    Bengaluru, India JPMorgan Chase Bank, N.A. Full time

    **Card Services Risk Strategic Analytics - Associate** Bengaluru or Mumbai, India As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks and using your expert judgement to solve real-world challenges that...

  • Ccb Risk

    4 weeks ago

    Bengaluru, India JPMorgan Chase Bank, N.A. Full time

    Card Services Risk Strategic Analytics - Associate (Bangalore / Mumbai) **Posting description** As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks and using your expert judgement to solve real-world...

  • Ccb Risk

    1 month ago

    Bengaluru, India JPMorgan Chase Bank, N.A. Full time

    As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks and using your expert judgement to solve real-world challenges that impact our company, customers and communities. Our culture in Risk Management and...

  • Ccb risk- Strategic Analytics(Swat)

    4 weeks ago

    Bengaluru, India JPMorgan Chase Bank, N.A. Full time

    **Job Title** **Consumer and Community Banking _Risk - Strategic Analytics(SWAT) - Associate** **Posting Description** In this role, you will support innovation & design as well as assist in development of risk strategy, risk policy, automated process and technical implementation of analytical solution, dashboards, and associated processes for CCB risk...

  • Ccb risk- Strategic Analytics(Swat)

    1 month ago

    Bengaluru, India JPMorgan Chase Bank, N.A. Full time

    As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks and using your expert judgement to solve real-world challenges that impact our company, customers, and communities. Our culture in Risk Management and...

  • Ccb risk- Strategic Analytics(Dynamo)

    1 month ago

    Bengaluru, India JPMorgan Chase Bank, N.A. Full time

    **Job Title** **CCB - Risk - Strategic Analytics - Associate** **Posting Description** You will be required to innovate solutions for data management ensuring data model is future ready, optimal and creates ease of use for end consumer. You will also be expected to ensure delivery of comprehensive & feasible data model and dashboards keeping needs of key...

  • Ccb Risk

    1 month ago

    Bengaluru, India JPMorgan Chase Bank, N.A. Full time

    CCB Risk Cards Strategic Analytics team generates thoughtful analytics and recommendations concerning strategy development, implementation, operational controls, and performance monitoring. As an associate, you will perform quantitative and qualitative analysis on credit card customers to determine the optimal credit risk strategy to be executed through the...

  • Ccb Risk

    1 month ago

    Bengaluru, India JPMorgan Chase Bank, N.A. Full time

    **Job Title** CCB Risk - Wholesale credit(CMS) - Associate Credit Risk assesses, permissions, and manages credit and counterparty risks on an industry, client, geographic, and transaction basis. Credit risk is defined as the risk of loss arising from the default of a client or counterparty. Credit exposure arises through underwriting, lending, trading and...

  • Ccb risk- Strategic Analytics

    1 month ago

    Bengaluru, India JPMorgan Chase Bank, N.A. Full time

    As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks and using your expert judgement to solve real-world challenges that impact our company, customers, and communities. Our culture in Risk Management and...

  • Ccb Risk

    2 months ago

    Bengaluru, India JPMorgan Chase Bank, N.A. Full time

    Please refer to our ReEntry Overview page for further information regarding the Program As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks and using your expert judgement to solve real-world challenges...

  • Ccb risk- Strategic Analytics(Dynamo)

    1 month ago

    Bengaluru, India JPMorgan Chase Bank, N.A. Full time

    As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks and using your expert judgement to solve real-world challenges that impact our company, customers, and communities. Our culture in Risk Management and...

  • Ccb risk- Strategic Analytics(Swat)

    4 weeks ago

    Bengaluru, India JPMorgan Chase Bank, N.A. Full time

    In this role, you will support innovation & design as well as assist in technical implementation of analytical data, dashboards, and associated processes for CCB risk data team. You will be required to work closely with senior team members and wide range to stakeholders such as business, data providers, and support functions to understand requirements,...

  • Ccb Risk

    2 months ago

    Bengaluru, India JPMorgan Chase Bank, N.A. Full time

    As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks and using your expert judgement to solve real-world challenges that impact our company, customers and communities. Our culture in Risk Management and...

  • Associate - Model Monitoring - Ccb

    4 weeks ago

    Bengaluru, India JPMorgan Chase Bank, N.A. Full time

    **Global Finance & Business Management ("GF&BM")** India is a combined LOB-aligned (Line of Business-aligned) finance & business support team located in India and is part of JPMorgan's global capability center (GCC). We are part of the Office of the CFO (OCFO) organization within JPMorgan, which has 13000+ people across the globe, majority of whom are tasked...

  • Data Science

    4 weeks ago

    Bengaluru, India JPMorgan Chase Bank, N.A. Full time

    As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks, and using your expert judgement to solve real-world challenges that impact our company, customers and communities. Our culture in Risk Management and...

  • Risk Data Strategy and Analytics Reporting

    2 weeks ago

    Bengaluru, India JPMorgan Chase & Co. Full time

    As a Data Strategy and Reporting Analytics Associate, you'll work with the risk team to generate thoughtful analytics and recommendations to the business concerning strategy development, implementation, operational controls, and performance monitoring. Job Responsibilities: Building the ‘next generation’ suite of Risk reports Executing the...