Retail Assets-consumer Durable-instalment Finance

3 weeks ago

India HDFC Bank Full time

**Group Company**: HDFC Bank Limited

**Designation**: Retail Assets-Consumer Durable-Instalment Finance Business - Retail RO (156_589_100165)

**Office Location**: DARBHANGA - BIHAR, DARBHANGA - BIHAR

**Position description**:
Retail Assets-Consumer Durable-Instalment Finance Business - Retail RO

**Primary Responsibilities**:

- Meet and exceed the assigned targets of consumer durable loan through paper finance at Retail Trade / General Trade
- Souricng EMI business through HDFC credit card and debit card customers at the designated counters >Meet the assigned target of bank's products and other cross sell products
- Adhere to Bank's laid down process and due diligence from Login to Disbursal
- Provide regular feedback to Supervisor on Market, Dealers, Customer's requirements
- Maintain difined TAT

**Additional Responsibilities**:

- Ensuring timely repayment of sourced loan and support collection
- Adhere to Banks Code of Conduct at all times
- Customer Centricity and timely resolution of Customer/dealer issues and update supervisor time to time

**Educational qualifications preferred**
- **Category**: Bachelor's Degree
- **Academic score**: Pass
- **Institution tier**: Any

**Required work experience**
- **Industry**: Banking / Finance/ Telecom / OEMs preferred - but not a constraint
- **Role**: Sales
- but not a contraint
- **Years of experience**: 0 to 2

**Key Performance Indicators**:
Meet the assigned targets

**Required Competencies**:
Sales Skills and Customer handling skills

**Required Knowledge**:
Good at communication and confident

**Required Skills**:
Sales

**Required abilities**
- **Physical**: Fit

**Specific requirements**
- **Travel**: NA
- **Vehicle**: Should have two wheeler - but not a constraint
- **Work Permit**: N/A

**Other details**
- **Pay Rate**: As per industry norms and labour laws
- **Contract Types**: Permanent
- **Compliance Related**: As per Bank's laid down policies
- **Union Affiliation**: N/A

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