Gold Loan Officer

3 weeks ago


Nasik Nashik Maharashtra, India CSB Bank Full time

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Gold Loan Officer (Location : Nasik)
- MFT7628
- Retail BankingCity - Nasik
- Posted On

- 02 Feb 2024

- Required Experience

- 0 - 5 Years
Basic Section
- No. Of Openings

99

Grade

NA1

Designation

Others

Closing Date

30 Apr 2024
- Organisational
- Organisation

CSB Bank

Organization Unit

Retail & SME (Business And Risk), Operations & IT

Sub Org Unit 1

Retail Banking

Sub Org Unit 2

Others

Sub Org Unit 3

Others

Sub Org Unit 4

Others

Sub Org Unit 5

Others

Sub Org Unit 6

Others

Branch/Department Code

950

Branch/Department Name

Head Office

Country

India

Geographic Zone

West

State

Maharashtra

City

Nasik

Worksite

City - Nasik

Worksite Code

Generic - Nasik
- Skills
- Skill

CUSTOMER SERVICE

CROSS SELLING

LEAD GENERATION

Minimum Qualification

ANY GRADUATION

CERTIFICATION

No data available

Working Language

No data available
- Job Description
- Job Role: Gold Loan Officer

Job Purpose:
To ensure quality of customer service, gold collateral / asset quality & Process adherence, there by achieving growth the objectives of the organization. (1. Customer service - TAT for servicing a client, 2. Client retention - to reduce attrition, 3. Cross sales - to grow portfolio size)

Functional Responsibilities:
To conduct valuation and verification of gold ornaments with respect to weight, purity & Detect spurious, low purity gold and frauds to mitigate the risk.

Ensure that proper KYC and other prescribed documentation process is followed before and after the disbursement of loan

Adhere the Policy, Process & other guidelines of the bank. Improve the existing process to overcome the probable risk.

Maintaining the TAT in the timely disbursement of Gold loan.

Retention of customers / portfolio by meaningful engagement time to time.

Secure safe room operations, security measures, day to day working of branch.

Follow up with the customer for timely interest collection, repayment and reduce NPA to zero.

Compliance of internal audit matters. Close the issues pointed out in in audit with in the TAT.

Cross Sell of other products / services of the bank.

Maintain liaison with Gold loan department/ Departments in Zonal/ Head Office for speedy resolution of problems faced by branch.


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