Sl Initiative-credit Officer

2 weeks ago


Baruipur Kolkata West Bengal, India HDFC Bank Full time

Department- SL Initiative Credit FE- Job posted on- Jan 25, 2024- Employee Type- Permanent-Sales Vertical- Experience range (Years)- 0 - 3 years**Group Company**: HDFC Bank Limited

**Designation**: SL Initiative-Credit Officer (230_1394_100145)

**Office Location**: Baruipur Kolkata (Branch)

**Position description**:
Providing support to branch profitability by Client acquisition, financial Literacy, account opening & credit scrutiny.

**Primary Responsibilities**:

- Daily field visit to Customer (groups) to conduct Borrower Eligibility Test (BET) to check.
- Update BET details / findings in BET tool, this also includes;
- Appraise credit manager / RM of any ring leaders, dummy customers and possible fraud events identified during field activities for necessary action.
- Entering visit details on a day to day basis in SLI Officer Monitoring System/or any other system/ Mobile APP.

**Additional Responsibilities**:

- Load Sharing of other locations for conducting BET in time of high volumes or any other reasons as per instructions of Credit Manager.
- Cross Verification of certain track from different MFIs on case to case basis.
- Accompanying Credit Manager for post disbursement visits, if required
- Advance planning with business team on groups to be visited per week.
- Feedback to Credit Manager about geography, negative area, com competition presencepetition presence, customer quality, market trends in terms of launch of new products by
- customer quality, market trends in terms of launch of new products by competitors, change in their sourcing / appraisal process etc.
- Other activities such as post approvals visits, recovery visits along with sales Officer, preparation of MIS or any other as informed time to time.

**Educational qualifications preferred**
- **Category**: Bachelor's Degree, Master's Degree
- **Academic score**: Pass

**Required work experience**
- **Industry**: BFSI/Insurance
- **Role**: Fresher/Sales
- **Years of experience**: 0 to 1

**Required Skills**:
1. Honesty & integrity

2. Hard & smart working

3. Go getter attitude

4. Ability to convince & influence

5. Good observation skills

6. Communication & inter-personal skills

**Other details**
- **Contract Types**: PERMANENT



  • West Bengal, India HDFC Bank Full time

    Department- SL Initiative Credit FE- Job posted on- Feb 01, 2024- Employee Type- Permanent-Sales Vertical- Experience range (Years)- 0 - 3 years**Group Company**: HDFC Bank Limited **Designation**: SL Initiative-Credit Officer (230_1031_100145) **Office Location**: Benapur Benapur (Branch) **Position description**: Providing support to branch...


  • West Bengal, India HDFC Bank Full time

    **Group Company**: HDFC Bank Limited **Designation**: SL Initiative-Credit Officer **Office Location**: Nimtala Bazar-SLI BC Nimtala Bazar (Branch) **Position description**: Providing support to branch profitability by Client acquisition, financial Literacy, account opening & credit scrutiny. **Primary Responsibilities**: - Daily field visit to Customer...


  • Maldah, West Bengal, India HDFC Bank Full time

    Department - SL Initiative Credit FE - Job posted on - Jul 19, 2023 - Employee Type - Permanent-Sales Vertical - Experience range (Years) - 0 - 3 years **Group Company**: HDFC Bank Limited **Designation**: SL Initiative-Credit Officer (230_1596_100145) **Office Location**: MALDA - BHIRABNATH ABASAN Malda (Branch) **Position description**: Providing...


  • West Bengal, India HDFC Bank Full time

    Department - SL Initiative Sales - Job posted on - Jun 26, 2023 - Employee Type - Permanent-Sales Vertical - Experience range (Years) - 1 year - 3 years **Group Company**: HDFC Bank Limited **Designation**: SL Initiative-FLCC Officer **Position description**: FLCC Officer provides awareness through Financial Literacy & Credit Counseling...


  • Puruliya, West Bengal, India HDFC Bank Full time

    Structure - SL Initiative Sales - Job posted on - Aug 4, 2023 - Employee Type - Permanent-Sales Vertical - Experience range (Years) - 1 year - 3 years **Group Company**: HDFC Bank Limited **Designation**: SL Initiative-Outreach Officer **Position description**: Outreach Officer will be reaching out deep interiors to identify the needy people. Once...

  • Credit Officer

    2 months ago


    Kolkata, West Bengal, India SARALA DEVOLOPMENT AND MICRO FINANCE PVT LTD Full time

    WANT CREDIT OFFICER FOR REPUTED MICRO FINNANCE COMPANY WITH ALL TYPES OF BENIFITS, TWO WHEELER LIECENCE WITH MOTORBIKE/SCOOTY AND AGE LIMIT 20 TO 30 YEARS. **Salary**: From ₹120,000.00 per year **Benefits**: - Cell phone reimbursement - Provident Fund Schedule: - Day shift Supplemental pay types: - Performance bonus **Speak with the employer** +91...


  • Medinipur, West Bengal, India HDFC Bank Full time

    Department - KGC - Job posted on - Jul 20, 2023 - Employee Type - Permanent-Sales Vertical - Experience range (Years) - 0 - 3 years **Group Company**: HDFC Bank Limited **Designation**: Retail Agri-Rural Portfolio Officer **Position description**: Ensuring timely portfolio Rotation, deposition of instalment, meeting defaulting customers, collecting PDD,...


  • Kolkata, West Bengal, India HDFC Bank Full time

    **Group Company**: HDFC Bank Limited **Designation**: Credit Cards-Credit Cards Sales - Sales Officer-Branch **Office Location**: Gillanders House Kolkata (Branch) **Position description**: Credit Cards-Credit Cards Sales - Sales Officer - Branch **Primary Responsibilities**: - Credit card sales, VYMO calling and conversion on various databases,...

  • Credit Intelligence

    2 weeks ago


    Kolkata, West Bengal, India HDFC Bank Full time

    Department- CIC - Back Office- Job posted on- Feb 23, 2024- Employee Type- Permanent-Sales Vertical- Experience range (Years)- 0 - 5 years**Group Company**: HDFC Bank Limited **Designation**: Credit Intelligence & Control - Officer **Position description**: Providing back office support for various CIC activities **Primary Responsibilities**: - To work...

  • Credit Controller

    3 weeks ago


    Gariahat, Kolkata, West Bengal, India THE INCODA Full time

    Credit Controller Our Company wants to employ an Ex-Military / Ex-Defence Personnel from the Defence Department or from the Police Department one Ex-Officer to handle our credit control division. CTC - 7 to 8 Lacs + Conveyance & Handful Incentives. Location - Kolkata **Job Types**: Full-time, Permanent Pay: ₹58,333.33 - ₹66,666.66 per...


  • Kolkata, West Bengal, India Axis Bank Full time

    RB - Collection & Underwriting:CPC Credit Officer - SBB Credit 4 - 6 Years 1 Opening Kolkata Role description About the Role Appraising proposals of Loans, inspecting relevant documents and conducting risk analysis for portfolio. Sanctioning loans within defined TAT For All India as Central Underwriting head. Arranging Training as required....


  • Kolkata, India Axis Bank Full time

    RB - Collection & Underwriting:CPC Credit Officer - SBB Credit 4 - 6 Years 1 Opening Kolkata Role description About the Role Appraising proposals of Loans, inspecting relevant documents and conducting risk analysis for portfolio. Sanctioning loans within defined TAT For All India as Central Underwriting head. Arranging...


  • Kolkata, India Axis Bank Full time

    RB - Collection & Underwriting:CPC Credit Officer - SBB Credit 4 - 6 Years 1 Opening Kolkata Role description About the Role Appraising proposals of Loans, inspecting relevant documents and conducting risk analysis for portfolio. Sanctioning loans within defined TAT For All India as Central Underwriting head. Arranging...


  • kolkata, India Axis Bank Full time

    RB - Collection & Underwriting:CPC Credit Officer - SBB Credit 4 - 6 Years 1 Opening Kolkata Role description About the Role Appraising proposals of Loans, inspecting relevant documents and conducting risk analysis for portfolio. Sanctioning loans within defined TAT For All India as Central Underwriting head....


  • kolkata, India Axis Bank Full time

    RB - Collection & Underwriting:CPC Credit Officer - SBB Credit 4 - 6 Years 1 Opening Kolkata Role description About the Role Appraising proposals of Loans, inspecting relevant documents and conducting risk analysis for portfolio. Sanctioning loans within defined TAT For All India as Central Underwriting head....

  • Accounts Executive

    7 days ago


    Rajarhat, Kolkata, West Bengal, India Neev Credit Pvt Ltd Full time

    **Job Responsibilities and duties** - Prepare financial reports, including balance sheets, income statements, cash flow and ensure the accuracy and completeness. - Maintain and follow accounting policies and procedures. - Ensure all Statutory norms are followed and completed accurately, on time like GST, TDS, P.Tax etc. - Perform monthly, quarterly and...

  • Credit Life Channel

    2 weeks ago


    Howrah, West Bengal, India AGEAS FEDERAL LIFE INSURANCE CO LTD Full time

    Greeting from Ageas Federal Life Insurance !!! Position : Insurance Relationship Manager ( Credit Line Channel - Home Loan Protect Insurance) Job location: Chennai. CTC : 2.50 Lacs to 4.50 lacs + Medical + Conveyance + Incentives Key Responsibilities 1. Target Achievement 2. Increase penetration 3. Relationship Management skills: both with Banks and...


  • Kolkata, West Bengal, India HDFC Bank Full time

    **Group Company**: HDFC Bank Limited **Designation**: Credit Cards-Commercial Cards - Corporate Sales Officer - CPS **Office Location**: Gillanders House Kolkata (Branch) **Position description**: Credit Cards-Commercial Cards - Corporate Sales Officer - CPS **Primary Responsibilities**: - Regular Branch visits for sales and service - Visit to existing...


  • Kolkata, India HSBC Full time

    **Some Careers grow faster than others.** If you’re looking for a career where you can make a real impression, join HSBC and discover how valued you’ll be. HSBC is one of the largest banking and financial services organizations in the world, with operations in 64 countries and territories. We aim to be where the growth is, enabling businesses to thrive...


  • Kolkata, India HSBC Full time

    -Job description **Business**:Wholesale Credit Risk Management [WCRM]** **Open positions: 1** **Role Title**:AVP - Wholesale Credit GSc's** **Global Career Band: 5** **Location **:Kolkata / Hyderabad / Bangalore** **Recruiter Name**:Padmashree V** **Why Join Us**: Wholesale Credit Approval function is one of the activities within Wholesale Credit Risk...