Credit Officer

2 weeks ago


Vijayawada Andhra Pradesh, India CSB Bank Full time

Credit Officer - AgriMFT6318
- Retail & Sme Credit, Biu & StrategyVijayawada
- Required Experience

- 1 - 5 Years
-Posted On

- 10 Jan 2023
Basic Section
No. Of Openings
- 1
- Grade
- NA1
- Designation
- Others
- Closing Date
- 24 Apr 2023
- Organisational
Organisation
- CSB Bank
- Organization Unit
- Retail & SME (Business And Risk), Operations & IT
- Sub Org Unit 1
- Retail & SME Credit, BIU & Strategy
- Sub Org Unit 2
- Credit, Risk & Control
- Sub Org Unit 3
- Credit Underwriting - Retail
- Sub Org Unit 4
- Credit - FI & Agri
- Sub Org Unit 5
- FI & Agri Credit
- Tamilnadu
- Sub Org Unit 6
- Others
- Branch/Department Code
- 991
- Branch/Department Name
- HO - Financial Inclusion And Agriculture
- Country
- India
- Geographic Zone
- South
- State
- Andhra Pradesh
- City
- Krishna
- Worksite
- Vijayawada
- Worksite Code
- 206
- Skills

Skill

CREDIT

Minimum Qualification

OTHERS

CERTIFICATION

No data available

Working Language

No data available
- Job Description

Underwriting of business proposals under retail agri and Agri MSME. Maintaining the health of the portfolio and delivery of the credit decisions within the TAT, Operations and Collections etc. Managing the Operations of the vertical at a branch and cluster level.
- **
Strategy**
- Prepare the process note and ensure timely sanction of the credit proposals
- Align with the product, policy and processed while submitting the credit proposals to the sanctioning authority
- Ensure the portfolio quality to minimize the NPA and credit losses
- Overall coordination of branches under the Cluster, for ensuring the quality of the portfolio
- Stay updated on the recent changes in policy and regulatory guidelines and ensure the same is reached to all the stakeholders
- Laison with the internal and external stakeholders
- Prepare the various returns and MIS related to the credit portfolio and monitor the same on a regular basis.
- Ensure the timely review and renewal of the accounts
- **
Achieving Operational Efficiency**
- Timely intervention to ensure the quality of sourcing and minimizing the turnaround time
- Study and analyze the service quality by visiting / interacting branches and customers and recommend remedial measures.
- Follow up with branches on compliance of internal audit matters, monitor
- Coordinate with the collection team on timely repayment of the dues and interest.
- Provide the various reports and update on sales, collection and the quality of the portfolio.

Any other tasks assigned by the Bank


  • Credit Officer

    4 weeks ago


    Vijayawada, Andhra Pradesh, India Unidos Technology Full time

    Responsibilities: - **Market Insights**: Provide detailed market color on various bond markets, including Latin American and Turkish markets. - **Risk Management**: Analyze quality, risk, and compliance aspects. - **Vendor Analysis**: Evaluate current vendors and identify top vendors. - **Process Refinement**: Continuously refine the credit process and...


  • Vijayawada, Andhra Pradesh, India HDFC Bank Full time

    **Group Company**: HDFC Bank Limited **Designation**: Retail Branch Banking-RM Service Officers **Position description**: To assist acquisition of Salary and salary Family accounts from corporate employees **Primary Responsibilities**: - Preliminary responsibility of officer is to lesioning with corporates for Shopper Activation, SLC Credit and other...


  • Uttar Pradesh, India HDFC Bank Full time

    Department - SL Initiative Credit FE - Job posted on - Jul 19, 2023 - Employee Type - Permanent-Sales Vertical - Experience range (Years) - 0 - 3 years **Group Company**: HDFC Bank Limited **Designation**: SL Initiative-Credit Officer (230_1617_100145) **Office Location**: Kosikalan Kosikalan (Branch) **Position description**: Providing support to branch...


  • Palda, Indore, Madhya Pradesh, India HDFC Bank Full time

    Department- Credit cards - Sales- Job posted on- Feb 15, 2024- Employee Type- Permanent-Sales Vertical- Experience range (Years)- 0 - 3 years**Group Company**: HDFC Bank Limited **Designation**: Credit Cards-Business Credit Cards - Sales Officer **Office Location**: Palda Palda (Branch) **Position description**: Credit Cards-Business Credit Cards - Sales...


  • Uttar Pradesh, India HDFC Bank Full time

    Department- Credit cards - Sales- Job posted on- Feb 16, 2024- Employee Type- Permanent-Sales Vertical- Experience range (Years)- 0 - 3 years**Group Company**: HDFC Bank Limited **Designation**: Credit Cards-Credit Cards Sales - Sales Officer-Branch **Office Location**: Kakod Kakod(up) (Branch) **Position description**: Credit Cards-Credit Cards Sales -...


  • Guna, Madhya Pradesh, India HDFC Bank Full time

    Department - Credit cards - Sales - Job posted on - Aug 2, 2023 - Employee Type - Permanent-Sales Vertical - Experience range (Years) - 0 - 3 years **Group Company**: HDFC Bank Limited **Designation**: Credit cards-Sales Officer **Position description**: Acquiring new customers for payment business and to ensure quality customer service is...


  • Lajpat Nagar, Kanpur, Uttar Pradesh, India HDFC Bank Full time

    Department- SL Initiative Credit FE- Job posted on- Feb 15, 2024- Employee Type- Permanent-Sales Vertical- Experience range (Years)- 0 - 3 years**Group Company**: HDFC Bank Limited **Designation**: SL Initiative-Credit Officer **Office Location**: MORADABAD - LAJPAT NAGAR Moradabad (Branch) **Position description**: Providing support to branch...


  • Andhra Pradesh, India HDFC Bank Full time

    Department - SL Initiative Sales - Job posted on - Jul 19, 2023 - Employee Type - Permanent-Sales Vertical - Experience range (Years) - 1 year - 3 years **Group Company**: HDFC Bank Limited **Designation**: SL Initiative-Outreach Officer **Position description**: Outreach Officer will be reaching out deep interiors to identify the needy people. Once...

  • Credit Officer

    4 weeks ago


    Vijayawada, India Peoples Mutually Aided Co-operative Society Full time

    **Roles & Responsibilities**: - Visiting Committee Centre’s for daily collection - Review loan requests - Assess client’s financial status - Evaluate creditworthiness & risks - Analyze risks & approve or reject loan requests - Loan Documents verification **Qualification**:SSC, Intermediate or any Degree** **Experience: MFI/NBFC/Banking preferred,...


  • uttar pradesh, India Kotak Mahindra Bank Full time

    Department: Commercial OperationsLocation: NoidaEXP: Min 1 year in Working Capital OperationDesignation: Assistant Manager/ Deputy Manager/ ManagerCTC Upto: 10 LPAJob role:Description•Verification of executed legal documents as per Documentation Grid released by the legal team from time to time & Sanction Letter / Term Sheet issued by the business / credit...


  • Vijayawada, India Kotak Mahindra Full time

    Job Role: - Manage the documentation post credit analysis of the region - Responsible for management of day to day operations of the region. - Ensuring strict adherence to compliance, audit and regulatory requirements. - Timely authorization and checking KYC system input for customer transaction/ service request - Good at MS Office - Customer complains...

  • Credit Intelligence

    5 days ago


    Agra, Uttar Pradesh, India HDFC Bank Full time

    Department - CIC - SLI - Job posted on - Aug 2, 2023 - Employee Type - Permanent-Sales Vertical - Experience range (Years) - 0 - 5 years **Group Company**: HDFC Bank Limited **Designation**: Credit Intelligence & Control - SLI - Officer **Position description**: Providing support towards reducing fraud risk in the SLI product **Primary...

  • Sales Officer

    2 weeks ago


    Vijayawada, Andhra Pradesh, India timesjobs Full time

    Sales Officer- Loans Sourcing (Loan against property, Mortgage Loans)ROLES & RESPONSIBILITIES:Sourcing right set of LAP cases from open market channel (DSA), Cross Channel and Direct cases to achieve Budgeted volumes.Retain and expand the company's base of customers for mortgage loan and LAP with all sourcing partners - Connectors, Referral Partners and...

  • Sales Officer

    2 weeks ago


    Vijayawada, India timesjobs Full time

    Sales Officer- Loans Sourcing (Loan against property, Mortgage Loans)ROLES & RESPONSIBILITIES:Sourcing right set of LAP cases from open market channel (DSA), Cross Channel and Direct cases to achieve Budgeted volumes.Retain and expand the company's base of customers for mortgage loan and LAP with all sourcing partners - Connectors, Referral Partners and...


  • Vijayawada, India TMI Group IN Full time

    **Job Information**: - Salary - **₹ 275000 - 400000**- No. of Openings - **100 opening**- Required Skills: - **sales,field sales,marketing,retail banking,target driven,banking,communication,insurance,business development**- Job Experience: - **1 - 5 years**- Job Qualifications - **Bachelor's Degree** '- Manage zoning activity to map household needs in...


  • Vijayawada, India Hotel Aira Full time

    Greet and welcome guests in a professional and friendly manner.Register guests and assign rooms, ensuring accurate and efficient check-in and check-out processes.Provide information and assistance to guests regarding hotel facilities, services, and local attractions.Handle guest inquiries, complaints, and requests promptly and effectively, striving to...

  • Purchase Officer

    3 days ago


    Vijayawada, India V. M BAKERY PRODUCTS PVT . LTD Full time

    Understand requirement, Receiving and Evaluating Quotations, Negotiation by using sourcing levers, Placing Order, Follow up for on time Delivery, and Pending orders, Co-ordinate with other functions including corporate wherever applicable. - Receiving material and arrange for Inspection, Timely GRN Supervise on Material Handling, Storage, Material...


  • uttar pradesh, India Genpact Full time

    We are inviting applications for the role of Credit Management (Assistant Manager)In this role, you will be responsible to Work closely with and within healthcare operations management team. You are to maintain, revise or develop workflow and reporting tools as needed (snapshots, dashboards, etc.)Responsibilities• Utilize workflow and reporting tools to...

  • Back Office Executive

    2 weeks ago


    Bhopal, Madhya Pradesh, India Chaitanya India Fin Credit Pvt Ltd Full time

    work on KYC of Customer, Audit the document of Customer Back office Job Graduate only **Job Types**: Full-time, Permanent, Fresher **Salary**: ₹11,000.00 - ₹12,000.00 per month **Benefits**: - Cell phone reimbursement Schedule: - Day shift Supplemental pay types: - Commission pay - Performance bonus - Yearly bonus **Education**: - Bachelor's...


  • Vijayawada, India Novotel Vijayawada Varun Full time

    This position is responsible for the smooth and efficient daily operation of the Front Desk and ensures that all hotel guests and visitors receive an optimum level of service and care at all times. **Reporting Lines** - Front Office Manager / - Duty Manager **Key Interactions** **Internally** - Catering Sales - Engineering - Finance - F&B - Housekeeping -...