Senior Business Analyst

2 weeks ago


Delhi, Delhi, India Accolite Full time
Job Title:

Business Analyst – API & Payment Banking Domain
Location:

Bangalore
Job Type:

Full-time (Hybrid)
Experience Level:

7+ Yrs

Job Summary:
We are seeking a highly skilled Business Analyst with expertise in APIs and the Payment Banking domain. The ideal candidate will play a key role in analyzing business requirements, designing solutions, and ensuring seamless integration of APIs in payment systems. This role requires a strong understanding of payment processing, banking regulations, and API-based financial services.

Key Responsibilities:
Gather, analyze, and document business requirements for API integrations in the payment banking domain.
Collaborate with stakeholders, including business teams, product managers, developers, and QA teams, to define system requirements and API specifications.
Work closely with technical teams to ensure APIs are designed, developed, and implemented in line with business needs.
Conduct gap analysis and impact assessments for new API features and payment solutions.
Define and document use cases, user stories, and workflows for payment processing and banking applications.
Ensure compliance with regulatory and security standards (e.g., PCI-DSS, PSD2, ISO 20022) in API and payment transactions.
Validate API responses, conduct UAT (User Acceptance Testing), and assist in troubleshooting integration issues.
Keep track of industry trends, regulatory changes, and emerging technologies in the API and payment banking landscape.
Assist in post-implementation reviews and continuously improve API and payment solutions based on user feedback.

Required Skills:
7+ years of experience as a Business Analyst, preferably in the API and Payment Banking domain.
Strong knowledge of payment processing systems, card networks, ACH, SWIFT, and real-time payment solutions.
Hands-on experience in API documentation, JSON, XML, RESTful APIs, and API testing tools like Postman.
Familiarity with Open Banking standards, PSD2 regulations, and ISO 20022 messaging formats.
Experience working with Agile methodologies and tools like JIRA, Confluence, etc.
Excellent analytical, problem-solving, and communication skills to interact with both technical and non-technical stakeholders.
Ability to work in a fast-paced environment and manage multiple priorities effectively.


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