Credit Manager/ AVP

1 month ago


mumbai, India Michael Page Full time
One of the largest Indian Banks Opportunity to be a part of Wholesale Banking Risk team

About Our Client

- One of the largest private sector Banks with presence across India

Job Description

-Conduct regular asset quality review to identify risks/ opportunities & recommend relevant actions
-Evaluate client's creditworthiness, approve/ reject loan requests, based on credibility & potential revenues and losses
-Negotiate loan terms by calculating and setting interest rates for clients
-Develop, review and update bank's credit policies
-Conduct client follow ups to manage debt settlements & loan renewals
-Create credit scoring models for risk assessment, assure adherence to the guidelines set by the bank
-Maintaining records of all bank loans, monitor loan payments and bad debts
-Portfolio analysis and monitoring, trigger reviews & delinquency control

The Successful Applicant

- Post-graduation: MBA Finance / Post Graduate in Finance / CA (Preferred)
- 5 to 10 years of relevant experience, working as a part of Credit Wholesale Banking unit of a Bank (public/ private sector).
- Covering large corporate clients (only)/ wholesale banking clients across West India
- Well networked individuals with a sector agnostic approach
corporate



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