Mortgage Underwriter

3 days ago


Pune, India Mphasis Full time
Responsibilities

-

The Underwriter’s primary responsibilities include reviewing mortgage files submitted to Underwriting.This position requires calculating income, analyzing debt and assets, as well as completing an in-depth review of the completed appraisal and title.Additional responsibilities include entering data into the client’s loan operating system, performing a manual underwrite, clearing conditions for Final Approval and communicating outstanding requirements to customers.Candidates must possess a strong sense of urgency with an ability to work in a team environment, maintaining excellent organization and communication skills, maintaining high level of quality standards and commitment to a superior level of customer service.

Required Skills

Maintain conforming signing authority and quality standardsMaintain current knowledge of client and investor requirementsPerform complete and in-depth review of mortgage loan files including income (inclusive of rental income, IRA, annuity and 401K), assets, credit and collateralUtilize client’s loan operating system to ensure accurate data entryEvaluate and ensure overall loan documents are accurate, complete, and compliantManually underwrite loans in accordance with client guidelinesRestructure non-conforming loans in order to meet conforming loan limitsComplete POA reviewIdentify and/or clear red flags or alertsIssue loan decision and condition file accordinglyReview and approve conditions for compliance and completion of loan fileProvide excellent customer service to internal and external clientsAssist Processors/Loan Officers in understanding underwriting decisions and conditionsResolve pre- and post-closing issues as they relate to underwriting

Preferred Skills

Minimum 2+ years current mortgage loan underwriting experience in US Mortgage.Strong knowledge of income calculations, tax returns, reading credit reports, identifying red flagsKnowledge of appraisal and title, and ability to recognize red flags and ineligible propertiesStrong analytic, interpersonal, and verbal and written communication skillsDetail-oriented with strong ability to time manageAbility to work in a flexible and production-oriented environmentMust be able to work in a high stress environment while delivering a high-level of customer serviceMust be willing and able to work as part of a teamStrong capability to work in multiple systems - paperless environmentMust be willing to work in strict security environmentAbility to obtain NMLS-MLO Licenses preferredCandidates must be available to work outside of normal business hours when necessary



  • Pune, India Mphasis Full time

    Responsibilities -The Underwriter’s primary responsibilities include reviewing mortgage files submitted to Underwriting.This position requires calculating income, analyzing debt and assets, as well as completing an in-depth review of the completed appraisal and title.Additional responsibilities include entering data into the client’s loan operating...


  • Pune, India Mphasis Full time

    Responsibilities -The Underwriter’s primary responsibilities include reviewing mortgage files submitted to Underwriting.This position requires calculating income, analyzing debt and assets, as well as completing an in-depth review of the completed appraisal and title.Additional responsibilities include entering data into the client’s loan operating...


  • Pune, India Mphasis Full time

    Responsibilities - The Underwriter’s primary responsibilities include reviewing mortgage files submitted to Underwriting. This position requires calculating income, analyzing debt and assets, as well as completing an in-depth review of the completed appraisal and title. Additional responsibilities include entering data into the client’s loan operating...


  • Pune, India Mphasis Full time

    Responsibilities - The Underwriter’s primary responsibilities include reviewing mortgage files submitted to Underwriting. This position requires calculating income, analyzing debt and assets, as well as completing an in-depth review of the completed appraisal and title. Additional responsibilities include entering data into the client’s loan...


  • Pune, India Mphasis Full time

    Responsibilities -The Underwriter’s primary responsibilities include reviewing mortgage files submitted to Underwriting.This position requires calculating income, analyzing debt and assets, as well as completing an in-depth review of the completed appraisal and title.Additional responsibilities include entering data into the client’s loan operating...


  • pune, India Mphasis Full time

    UnderwriterDigital Risk’s mission to Make Mortgages Safe relies on the perfect blending of human experience and state-of-the-art technology to serve its workforce and clients.Digital Risk’s 1,500+ team members make us one of the largest mortgage outsource providers in the U.S., supplying appraisal and mortgage processing, underwriting and closing to...


  • Pune, India Mphasis Full time

    UnderwriterDigital Risk’s mission toMake Mortgages Saferelies on the perfect blending of human experience and state-of-the-art technology to serve its workforce and clients.Digital Risk’s 1,500+ team members make us one of the largest mortgage outsource providers in the U.S., supplying appraisal and mortgage processing, underwriting and closing to the...

  • Mortgage underwriter

    4 weeks ago


    Pune, India Mphasis Full time

    Job Title: UnderwriterJob Type: Full time Job OpportunityWork Location Available: Pune (Work from office)Shift time: Monday to Friday (6.30 pm to 3.30 am)Essential Job Functions:Underwrite residential mortgage loans in accordance with Conventional/ FHA and VA guidelines.Reviews/analyzes loan files submitted for borrowers to ensure file meets loan program...

  • Mortgage Underwriter

    4 weeks ago


    Pune, India Mphasis Full time

    Job Title: UnderwriterJob Type: Full time Job OpportunityWork Location Available: Pune (Work from office)Shift time: Monday to Friday (6.30 pm to 3.30 am)Essential Job Functions:Underwrite residential mortgage loans in accordance with Conventional/ FHA and VA guidelines.Reviews/analyzes loan files submitted for borrowers to ensure file meets loan program...


  • Pune, Maharashtra, India Mphasis Full time

    Job Title: Residential Mortgage UnderwriterWe are seeking a highly skilled Residential Mortgage Underwriter to join our team at Mphasis. As a key member of our underwriting team, you will be responsible for reviewing and analyzing loan files to ensure compliance with Conventional and FHA guidelines.Your primary focus will be on:Underwriting residential...


  • Pune, India Mphasis Full time

    UnderwriterDigital Risk’s mission to Make Mortgages Safe relies on the perfect blending of human experience and state-of-the-art technology to serve its workforce and clients.Digital Risk’s 1,500+ team members make us one of the largest mortgage outsource providers in the U.S., supplying appraisal and mortgage processing, underwriting and closing to the...


  • Pune, India Mphasis Full time

    About the Company - Digital Risk’s mission to Make Mortgages Safe relies on the perfect blending of human experience and state-of-the-art technology to serve its workforce and clients. Digital Risk’s 1,500+ team members make us one of the largest mortgage outsource providers in the U.S., supplying appraisal and mortgage processing, underwriting and...


  • Pune, India Mphasis Full time

    About the Company - Digital Risk’s mission to Make Mortgages Safe relies on the perfect blending of human experience and state-of-the-art technology to serve its workforce and clients. Digital Risk’s 1,500+ team members make us one of the largest mortgage outsource providers in the U. S., supplying appraisal and mortgage processing, underwriting and...


  • Pune, India Mphasis Full time

    About the Company- Digital Risk’s mission to Make Mortgages Safe relies on the perfect blending of human experience and state-of-the-art technology to serve its workforce and clients. Digital Risk’s 1,500+ team members make us one of the largest mortgage outsource providers in the U.S., supplying appraisal and mortgage processing, underwriting and...


  • Pune, India Mphasis Full time

    UnderwriterDigital Risk’s mission to Make Mortgages Safe relies on the perfect blending of human experience and state-of-the-art technology to serve its workforce and clients. Digital Risk’s 1,500+ team members make us one of the largest mortgage outsource providers in the U.S., supplying appraisal and mortgage processing, underwriting and closing to the...


  • Pune, India Mphasis Full time

    Underwriter Digital Risk’s mission to Make Mortgages Safe relies on the perfect blending of human experience and state-of-the-art technology to serve its workforce and clients. Digital Risk’s 1,500+ team members make us one of the largest mortgage outsource providers in the U.S., supplying appraisal and mortgage processing, underwriting and closing to...


  • Pune, India Mphasis Full time

    UnderwriterDigital Risk’s mission to Make Mortgages Safe relies on the perfect blending of human experience and state-of-the-art technology to serve its workforce and clients. Digital Risk’s 1,500+ team members make us one of the largest mortgage outsource providers in the U.S., supplying appraisal and mortgage processing, underwriting and closing to the...


  • Pune, India Mphasis Full time

    About the Company - Digital Risk’s mission to Make Mortgages Safe relies on the perfect blending of human experience and state-of-the-art technology to serve its workforce and clients. Digital Risk’s 1,500+ team members make us one of the largest mortgage outsource providers in the U.S., supplying appraisal and mortgage processing, underwriting and...


  • Pune, India Mphasis Full time

    About the Company - Digital Risk’s mission to Make Mortgages Safe relies on the perfect blending of human experience and state-of-the-art technology to serve its workforce and clients. Digital Risk’s 1,500+ team members make us one of the largest mortgage outsource providers in the U.S., supplying appraisal and mortgage processing, underwriting and...


  • Pune, India Mphasis Full time

    About the Company - Digital Risk’s mission to Make Mortgages Safe relies on the perfect blending of human experience and state-of-the-art technology to serve its workforce and clients. Digital Risk’s 1,500+ team members make us one of the largest mortgage outsource providers in the U.S., supplying appraisal and mortgage processing, underwriting and...