Underwriter
4 weeks ago
Quality Control Analyst – U/W QC
Digital Risk’s mission to Make Mortgages Safe relies on the perfect blending of human experience and state-of-the-art technology to serve its workforce and clients.
Digital Risk’s 1,500+ team members make us one of the largest mortgage outsource providers in the U.S., supplying appraisal and mortgage processing, underwriting and closing to the largest banks and loan originators.
Position Overview:
Perform in-line quality control reviews of mortgage loan files for adherence to specific lender guidelines with an emphasis on buy-pre and post-closing audits, compliance, and other client required quality service levels. Reviews include identifying potential fraud and/or misrepresentation, processing / underwriting deficiencies, compliance violations, and/or applicable scope specific opportunities. Partner with client’s quality departments and Digital Risk’s internal Corporate QA to align, calibrate and respond to quality plans and findings. Work within a corporate structure, as well as within the client-level management team to ensure alignment of company and client quality standards.
Essential Job Functions:
Review and provide Quality Control feedback on loan file reviews completed by internal staff
Review applications for completeness prior to final underwriting approval , Review at ICD, Review Checklist prior to submission to Closing, Review Needs List, Review Documentation, Cite Findings for Missing Documentation, Review Doc Expiration Dates, Cite Findings for Expired Documentation, Review Income Calculations, Cite Findings for Income Errors, Confirm loan product is in compliance with program guidelines and borrower eligibility
Review employment documentation and re-calculate income documentation
Reviews loan files submitted by U/W for borrowers to ensure file meets loan program requirements. Includes analysis of: loan application, credit profile/report(s), debt and assets, income/financial statements, loan values/loan-to-value ratios, appraisal reports, collateral and supporting documentation
Review credit report and re-calculate liabilities
Review title commitments, hazard and flood insurance
Perform Appraisal Reviews for completeness and compliance with program guidelines
Identify all red flags within a loan file and ensure they are addressed accordingly
Other Ad Hoc Reviews as needed
Follow quality control policies and procedures to ensure compliance with scopes of work
Support the Unit(s) by providing accurate, concise, and constructive feedback details to Team Managers and responsible team members
Must be able to fulfill the role of subject matter expert for the team and scope assigned
Assist leadership team as needed
Requirements:
Most currently be a U/W QC and should have demonstrated excellent quality.
Must have demonstrable, relevant skills and experience in quality control support and practices in the mortgage loan industry
Demonstrate impeccable written and verbal communication skills
Excellent time management skills with an emphasis on quality
Should have knowledge in the policies, principles and practices of mortgage loan processing, and underwriting
Must be self-motivated, creative and able to work in a team environment while thinking independently and sharing knowledge and ideas
Must be able to multi task between multiple analytical projects and able to adapt to constant modification of the work flow
Strong computer skills
-
Underwriter
2 months ago
Chennai, India Mphasis Full timeUnderwriterDigital Risk’s mission to Make Mortgages Safe relies on the perfect blending of human experience and state-of-the-art technology to serve its workforce and clients. Digital Risk’s 1,500+ team members make us one of the largest mortgage outsource providers in the U.S., supplying appraisal and mortgage processing, underwriting and closing to the...
-
Underwriter
1 week ago
Chennai, Tamil Nadu, India Digital Risk Full timeDigital Risk's mission toMake Mortgages Saferelies on the perfect blending of human experience and state-of-the-art technology to serve its workforce and clients.Digital Risk's 1,500+ team members make us one of the largest mortgage outsource providers in the U.S., supplying appraisal and mortgage processing, underwriting and closing to the largest banks and...
-
Underwriter
3 weeks ago
Chennai, India White Crystal Full timeMinimum 5 Years experience is Mandatory..!! **Responsibilities: - ** Supervise day-to-day operations for an underwriting unit by establishing priorities, assigning work, providing training and development, and helping staff with more complex work; Help to establish streamlined quote process so work is handled in a timely and quality manner; ...
-
Underwriter
2 months ago
Chennai, India Digital Risk Full timeDigital Risk’s mission to Make Mortgages Safe relies on the perfect blending of human experience and state-of-the-art technology to serve its workforce and clients.Digital Risk’s 1,500+ team members make us one of the largest mortgage outsource providers in the U.S., supplying appraisal and mortgage processing, underwriting and closing to the largest...
-
Underwriter
2 weeks ago
Chennai, India Digital Risk Full timeDigital Risk’s mission toMake Mortgages Saferelies on the perfect blending of human experience and state-of-the-art technology to serve its workforce and clients.Digital Risk’s 1,500+ team members make us one of the largest mortgage outsource providers in the U.S., supplying appraisal and mortgage processing, underwriting and closing to the largest banks...
-
Underwriter
3 weeks ago
Chennai, India Digital Risk Full timeDigital Risk’s mission to Make Mortgages Safe relies on the perfect blending of human experience and state-of-the-art technology to serve its workforce and clients.Digital Risk’s 1,500+ team members make us one of the largest mortgage outsource providers in the U.S., supplying appraisal and mortgage processing, underwriting and closing to the largest...
-
Underwriter
2 months ago
Chennai, India Digital Risk Full timeDigital Risk’s mission to Make Mortgages Safe relies on the perfect blending of human experience and state-of-the-art technology to serve its workforce and clients. Digital Risk’s 1,500+ team members make us one of the largest mortgage outsource providers in the U.S., supplying appraisal and mortgage processing, underwriting and closing to the largest...
-
Underwriter
2 months ago
Chennai, India Digital Risk Full timeDigital Risk’s mission to Make Mortgages Safe relies on the perfect blending of human experience and state-of-the-art technology to serve its workforce and clients. Digital Risk’s 1,500+ team members make us one of the largest mortgage outsource providers in the U.S., supplying appraisal and mortgage processing, underwriting and closing to the largest...
-
Underwriter
2 months ago
Chennai, India Digital Risk Full timeDigital Risk’s mission to Make Mortgages Safe relies on the perfect blending of human experience and state-of-the-art technology to serve its workforce and clients. Digital Risk’s 1,500+ team members make us one of the largest mortgage outsource providers in the U.S., supplying appraisal and mortgage processing, underwriting and closing to the largest...
-
Underwriter
3 weeks ago
Chennai, India Digital Risk Full timeDigital Risk’s mission to Make Mortgages Safe relies on the perfect blending of human experience and state-of-the-art technology to serve its workforce and clients. Digital Risk’s 1,500+ team members make us one of the largest mortgage outsource providers in the U.S., supplying appraisal and mortgage processing, underwriting and closing to the largest...
-
Underwriter
3 weeks ago
Chennai, India Digital Risk Full timeDigital Risk’s mission to Make Mortgages Safe relies on the perfect blending of human experience and state-of-the-art technology to serve its workforce and clients. Digital Risk’s 1,500+ team members make us one of the largest mortgage outsource providers in the U.S., supplying appraisal and mortgage processing, underwriting and closing to the largest...
-
Underwriter
3 weeks ago
Chennai, India Digital Risk Full timeDigital Risk’s mission to Make Mortgages Safe relies on the perfect blending of human experience and state-of-the-art technology to serve its workforce and clients. Digital Risk’s 1,500+ team members make us one of the largest mortgage outsource providers in the U.S., supplying appraisal and mortgage processing, underwriting and closing to the largest...
-
Underwriter
1 week ago
Chennai, Tamil Nadu, India Digital Risk Full timeDigital Risk's mission to Make Mortgages Safe relies on the perfect blending of human experience and state-of-the-art technology to serve its workforce and clients.Digital Risk's 1,500+ team members make us one of the largest mortgage outsource providers in the U.S., supplying appraisal and mortgage processing, underwriting and closing to the largest banks...
-
Underwriter
1 week ago
Chennai, Tamil Nadu, India Mphasis Full timeThe Underwriter's main role involves reviewing mortgage files submitted for underwriting, which includes assessing income, analyzing debt and assets, and conducting thorough evaluations of appraisals and titles. Additional tasks consist of inputting data into the loan operating system, manually underwriting, clearing conditions for Final Approval, and...
-
Underwriter
4 weeks ago
Chennai, India Mphasis Full timeThe Underwriter’s primary responsibilities include reviewing mortgage files submitted to Underwriting. This position requires calculating income, analyzing debt and assets, as well as completing an in-depth review of the completed appraisal and title.Additional responsibilities include entering data into the client’s loan operating system, performing a...
-
Underwriter
3 weeks ago
Chennai, India Mphasis Full timeThe Underwriter’s primary responsibilities include reviewing mortgage files submitted to Underwriting. This position requires calculating income, analyzing debt and assets, as well as completing an in-depth review of the completed appraisal and title.Additional responsibilities include entering data into the client’s loan operating system, performing a...
-
Underwriter
3 weeks ago
Chennai, India ARA Resources Full time**Key Responsibilities**: **Responsibilities**: - Reviews loan files submitted for borrowers to ensure file meets loan program requirements. Includes analysis of loan - Review of mortgage loan files including; income (inclusive of rental income - IRA, annuity and 401K), assets, credit and collateral appraisal reports, collateral and supporting...
-
Underwriter
3 weeks ago
Chennai, India Inditrade Scalerator Ltd Full time**JOB ROLE**: **JOB REQUIREMENTS**: - Qualification - Graduate in any discipline - Good understanding of customer profile, markets and products - 3-5 years of Underwriting experience of Loans. - Need to have decent written and oral communication skills. - Detail orientated, Process discipline and Good Organizational Discipline **Salary**: From...
-
Senior Underwriter
2 months ago
chennai, India Mphasis Full timeUnderwriter Digital Risk’s mission to Make Mortgages Safe relies on the perfect blending of human experience and state-of-the-art technology to serve its workforce and clients. Digital Risk’s 1,500+ team members make us one of the largest mortgage outsource providers in the U.S., supplying appraisal and mortgage processing, underwriting and closing to...
-
Senior Underwriter
3 weeks ago
Chennai, India Mphasis Full timeUnderwriterDigital Risk’s mission to Make Mortgages Safe relies on the perfect blending of human experience and state-of-the-art technology to serve its workforce and clients. Digital Risk’s 1,500+ team members make us one of the largest mortgage outsource providers in the U.S., supplying appraisal and mortgage processing, underwriting and closing to the...
