Head of Credit Risk and Decision Science

2 weeks ago


india Beem Full time

About Line Financial (Beem):


Beem is the profitable Autonomous Finance Company. One of the world's top 25 fintechs, Beem uses AI/ML to make life affordable for all. With over 5M downloads and $75M delivered in emergency funds, Beem's Super App leverages the latest advances in technology to provide users with tailored insights, recommendations, and solutions for their unique financial situations.


Website -


  • Reporting Head: CEO 
  • CEO - Akshay Krishnaiah (Founder, CEO) -


Position Overview: We are searching for a Head of Credit Risk and Decision Science who is a strategic innovator with hands-on experience in machine learning infrastructure and data science. The ideal candidate will have a profound understanding of building ML systems and stay actively engaged with the data science community to keep abreast of the latest technological advancements.


Role And Responsibilities


  • Design and implement a forward-thinking credit risk strategy that supports our unique lending model.
  • Lead a team skilled in Risk Strategy, Model Creation, Model Training, Model Validation, Risk Operations, Collections, and more.
  • Foster collaboration with Capital Markets teams and Investment Bankers to create financial models and projections for debt financing.
  • Utilize expertise in data science and engineering to advance our risk assessment and mitigation systems.
  • Maintain hands-on involvement in the team’s activities, ensuring mastery over Fraud Modelling, Payment Risk, and Chargeback Management.


Requirements


  • Bachelor’s degree in Computer Science or Statistics is required.
  • Deep understanding and practical experience in building ML systems using platforms like Outerbound, Metaflow, or similar.
  • Active participation in the data science community, such as solving problems on Kaggle.
  • Experience with Large Language Models (LLMs), Vector Databases, and Vector Computers.
  • Extensive background in unsecured consumer lending.
  • Ability to perform all roles within the risk management team.
  • Preference for candidates with a Master’s in Management, particularly with a specialization in Finance or Statistics.
  • At least 7 years of leadership experience in credit risk management within fintech or financial services.


What We Offer:

  • A key role in a company that’s leading financial innovation.
  • A competitive salary and equity package that rewards your expertise and impact.
  • A comprehensive benefits package that supports you and your family.
  • An inclusive culture that values diversity and encourages professional growth.


How to Apply: If you’re ready to take on this challenge and make a significant impact, please send your resume, cover letter, and any relevant work samples to . We’re excited to see how you can contribute to our mission of transforming the lending industry.


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