Lending Services

Elevate Your Impact Through Innovation & Learning Evalueserve is a global leader in delivering innovative and sustainable solutions to a diverse range of clients, including over 30% of Fortune 500 companies.  With presence in more than 45 countries across five continents, we excel in leveraging stateof-the-art technology, artificial intelligence, and unparalleled subject matter expertise to elevate our clients' business impact and strategic decision-making.  We have 4,500+ talented professionals operating across 45 countries, including India, China, Chile, Romania, the US, and Canada. Our global network also extends to emerging markets such as Colombia, the Middle East, and the rest of Asia-Pacific.  Recognized by Great Place to Work® in India, Chile, Romania, the US, and the UK in 2022, we offer a dynamic, growth-oriented, and open culture that prioritizes flexible work-life balance, diverse and inclusive teams, and equal opportunities for all. Curious to know what it’s like to work at Evalueserve? About Corporate and Investment Banking & Investment Research (CIB & IR) As a global leader in knowledge processes, research, and analytics, you’ll be working with a team that specializes in global market research, working with the top-rated investment research organizations, bulge bracket investment banks, and leading asset managers. We cater to 8 of the top 10 global banks, working alongside their product and sector teams, supporting them on deal origination, execution, valuation, and transaction advisory-related projects. What you will be doing at Evalueserve Senior Analysts will join the Lending Services (Corporate and Commercial Banking) team at Evalueserve, supporting bankers in critical lending/credit processes across end-to-end lending journey such as follows:  Perform annual credit reviews for assigned portfolio of borrowers, ensuring timely completion Analyze financial statements, cash flows, and key ratios to assess credit risk Review industry outlook, market conditions, and borrower-specific developments impacting creditworthiness Understanding of financial projections based on management guidance, budget and consensus estimates. Update and validate risk ratings and recommend rating upgrades / downgrades Prepare detailed credit review reports with clear rationale for recommendations Collaborate with relationship managers and risk teams to gather relevant information and resolve queries Ensure compliance with internal credit policies, regulatory requirements, and audit standards Monitor early warning signals and escalate potential risk concerns proactively Support portfolio risk analysis and contribute to process improvements for credit review frameworks What we’re looking for Master’s degree in finance or related field 5-8 years of experience in credit analysis or risk management Strong understanding of financial statements, credit risk models, and industry analysis Proficiency in MS Excel, financial modelling, and credit rating tools like nCino, CreditLens Excellent analytical, communication, and report writing skills Ability to work under tight deadlines and manage multiple reviews simultaneously with attention to detail and accuracy Strong problem-solving and decision-making abilities Collaborative mindset with stakeholder management skills Want to learn more about our culture and what it’s like to work with us? Write to us at:  Disclaimer: The following job description serves as an informative reference for the tasks you may be required to perform. However, it does not constitute an integral component of your employment agreement and is subject to periodic modifications to align with evolving circumstances. Please Note: We appreciate the accuracy and authenticity of the information you provide, as it plays a key role in your candidacy. As part of the Background Verification Process, we verify your employment, education, and personal details. Please ensure all information is factual and submitted on time. For any assistance, your TA SPOC is available to support you.