Cluster Credit Manager

Found in: Whatjobs IN C2 - 3 weeks ago

gwalior, India IDFC FIRST Bank Full time

Role/ Job Title:  Cluster Credit Manager

Function/ Department : Credit

Job Purpose: 

This role entails managing the quality of the credit portfolio. The role bearer is involved in development and implementation of credit policy initiatives and managing the quality of the portfolio. Coordinate with consumers in order to establish their credit, worthiness, ensuring completion of verifications and adhering to the guidelines set as per the company credit policy. The execution of these tasks must be accomplished in such manner which is both sales supportive and risk averse contributing to the larger organizational objectives of the bank.

Roles & Responsibilities:

Responsible for underwriting secured and unsecured proposals for loan customers as per the laid down policies and processes on agreed SLAs and manage business volumes. Supervise a team of credit underwriters and provide guidelines. Conduct personal discussion with customers to establish credit worthiness. Control and contain front-end delinquencies by calling up customer on first presentation. Making sure completion of credit/KYC documents and verification- telephonic, field & collateral visits. Coordinate with sales to achieve targets and ensure SLAs are met. Ensuring credit policy adherence to the accepted standards. Collaborate with Collections to drive down the net credit loss and delinquency metrics by ensuring that trends on delinquent customers are identified and communicated to the Collections team in order to take corrective action through new sourcing. Review and approve credit proposals given the discretionary authority and escalate others to those with the appropriate approval authority while ensuring compliance with the bank’s credit policy.

Education Qualification:  

Graduation: Any

Post-graduation : MBA, PGDM

Experience : 10+ years of relevant experience

  • Cluster Credit Manager

    Found in: Talent IN C2 - 3 weeks ago

    Gwalior, India IDFC FIRST Bank Full time

    Role/ Job Title:  Cluster Credit Manager Function/ Department : Credit Job Purpose:  This role entails managing the quality of the credit portfolio. The role bearer is involved in development and implementation of credit policy initiatives and managing the quality of the portfolio. Coordinate with consumers in order to establish their credit,...

  • Industrial Relations Manager

    Found in: Talent IN 2A C2 - 6 days ago

    Gwalior, India FMCG COMPANY Full time

    Roles & Responsibilities:This role will be leading industrial relations and employee life cycle management for all manufacturing units in the cluster.Current Manpower handling-1:00 white collar, 400 blue caller, 700 to 800 contractual workersManpower Handling in the next 3 years 200 white caller, 500 to 600 blue caller, 1000 2000 contractual workersLeading...

  • Industrial Relations Manager

    Found in: Whatjobs IN C2 - 6 days ago

    gwalior, India FMCG COMPANY Full time

    Roles & Responsibilities: This role will be leading industrial relations and employee life cycle management for all manufacturing units in the cluster. Current Manpower handling-1:00 white collar, 400 blue caller, 700 to 800 contractual workers Manpower Handling in the next 3 years 200 white caller, 500 to 600 blue caller, 1000 2000 contractual workers...

  • Industrial Relations Manager

    Found in: Appcast Linkedin IN C2 - 7 days ago

    Gwalior, India FMCG COMPANY Full time

    Roles & Responsibilities:This role will be leading industrial relations and employee life cycle management for all manufacturing units in the cluster.Current Manpower handling-1:00 white collar, 400 blue caller, 700 to 800 contractual workersManpower Handling in the next 3 years 200 white caller, 500 to 600 blue caller, 1000 2000 contractual workersLeading...

  • Cashier

    3 weeks ago

    Gwalior, India Arthav Information technologies Full time

    **Company - **Alfanzo Restaurant **PREFERENCE : GWALIOR CANDIDATES** **Job description** We are looking for a Cashier to manage all transactions with customers accurately and efficiently. **Responsibilities**: l Collect cash, checks, and credit card payments from customers l Make change accurately and efficiently l Issue receipts to customers l Deal...

  • Retail Assets-consumer Durable-instalment Finance

    6 days ago

    Gwalior, Madhya Pradesh, India HDFC Bank Full time

    **Group Company**: HDFC Bank Limited **Designation**: Retail Assets-Consumer Durable-Instalment Finance Business - Branch RO **Office Location**: GWALIOR - MADHYA PRADESH Gwalior (Branch) **Position description**: Retail Assets-Consumer Durable-Instalment Finance Business - Branch RO **Primary Responsibilities**: - Managing Branch & ADC Fincon for CD,...