Product Manager

About CARD91 CARD91 is an Issuance Platform-as-a-Service company. CARD91 offers unparalleled technology infrastructure to banks, SMEs, corporates & fintech, helping them issue payment instruments (PPI, Debit, Credit & Multi-Currency) to their customers, vendors, partners, and employees thereby enabling faster decision making, controlling, and view on transactions. CARD91 has raised $14 million in funding till now in a pre-Series A round led by Infinity Ventures, Point72 Ventures, Sabre Partners, EMVC, and Commerce Ventures along with marquee angel investors. The company is headquartered in Bengaluru with offices in Mumbai, Delhi, and Chennai. CARD91’s ability to support multiple payment instrument agnostic use cases strengthens its vision of making issuance seamless and faster for the customers. The cutting-edge technology consists of an Issuer Processor (switch), a card management system, a fully configurable program manager layer, and a host of other ancillary products accentuating issuance. The products empower banks and businesses to get simplified, scalable, secure, and faster card issuance and processing services. CARD91’s products cater to global requirements and the deep collaboration with card networks like RuPay, Visa, and Mastercard provides an opportunity to scale the products for customers globally. CARD91 was founded in early 2020 by Ajay Pandey and Vineet Saxena prominent tech entrepreneurs in the industry with expertise in payments & lending, sales, and scaling products, holding degrees from prominent IITs. The founders have previously exited from successful companies like Myntra and Mastiff. Responsibilities & Duties ● Drive the product and business planning process throughout the company's cross-functional teams ● Analyze customer demands, current market trends and potential collaborations in terms of return on investment and build vs. buy ● Examine current offers in the market and look for differentiated offers by CARD91 ● Evaluate innovative product concepts and develop acceptable go-to-market strategies ● Analyze product specifications and establish appropriate programmes to ensure that they are met ● Drive the execution of all product lifecycle processes, including product research, market research, competitive analysis, planning, positioning, roadmap development, requirements development and product launch ● Develop, implement and maintain production timelines across multiple departments ● Provide strategic and hands-on tactical direction to design, engineering and testing teams ensuring quality solutions that are in line with client requirements ● Create product strategy documents that detail business cases, high-level use cases, technical specifications, revenue and ROI ● Design product strategy such that Engineering teams translate it into comprehensive requirements for prototype construction and ultimate product development ● Develop sales strategy by analysing market data and defining product objectives for efficient marketing communications initiatives ● Work closely with engineering, production, marketing and sales departments on product development, QA and release as well as resource balancing to ensure the success of the entire organization ● Develop product messaging and positioning that distinguishes CARD91 and its features across main market categories ● Establish a long-term product roadmap, informed by customer and business needs, and partner with leaders and stakeholders to regularly drive alignment, secure resources and overcome impediments ● Understand the complexities of the payment integration landscape and identify areas where CARD91 can continue to differentiate on Card Issuance. ● Help establish API standards and best practices across all products ● Although this role does not require hands-on coding, the role does require a solid grasp of the technical aspects of APIs including design, process, governance, standards, platforms and supporting an API end to end and working collaboratively with engineering teams on this. Qualifications & Skills ● 2- 4 years of product management experience in a fast-pace technology driven company (preferably SaaS) ● 2+ years designing and delivering world-class platform products that solve big client needs, specifically in the Cards issuance domain (Processor / Cards Management System - PPI, Debit, Credit, Multi-Currency) is preferred ● Banking / Fintech experience is a plus ● Bachelor’s degree in product design or engineering ● Proven experience managing all elements of the product development lifecycle ● Highly effective cross-functional team management ● Proven analytical skills and intellectual curiosity Note - Candidates with Credit card background are preferred What’s on offer ● Best-in-class compensation package ● Stock options for long term wealth creation ● Group health insurance covering your family ● Vibrant, open and fun work culture