Underwriter

4 days ago

Pune, India Career Guideline Full time

Full Job DescriptionPosition Summary:The Mortgage underwriting associate evaluate and determine the eligibility of loan applicationsof residential mortgage (1-4 family) loans. Mortgage underwriting associate role includes butnot limited to analyzing and verifying loan applications, review of all 4 C’s, evaluating risks, and making loan eligibility decisions.The incumbent ensures the accurate, efficient, and timely flow of information/documentationfor offering quality and efficient services.Responsibilities: Knowledge of mortgage underwriting and Agency automated underwriting systems Demonstrate a full understanding of agency guidelines as well as posted Lender internalguidelines Review all mortgage applications and documentation for accuracy and completeness Review and be able to complete a full analysis of all types of income(Self/Rental/Wage/etc), Assets, Liabilities, Credit and Collateral. Analyze credit, income, and assets on a loan-by-loan basis to properly assess individualrisk, and promptly provide underwriting decisions to Mortgage Originators Review property documentation including title commitments, sales contracts, insurance,and flood determinations Maintain a well-developed knowledge of loan product guidelines and industryregulations, including assisting in the prevention, detection, and resolution of mortgagefraud Review and analyze appraisals for value and compliance with industry requirements Demonstrate the ability to independently make sound decisions based on thecreditworthiness of the applicants based on established underwriting guidelines,policies, procedures, knowledge, and experience Provide exceptional customer care (both internal and external) in a manner thatsatisfies the individual needs of each customer and builds loyalty to the client Maintain confidentiality of all customer and employee information Respond positively to feedback and redirection Fully utilize systems, tools, training, and resources provided to maximize potential Assist other departments as needed Meeting daily production. Meeting the daily SLA requirement Meeting the daily Quality requirementsQualifications Education: Bachelors in any stream.Experience: 2+ years’ increasingly responsible experience in related areas.CTC: 12 LacsWork from homeKnowledge/Skills/Abilities: Experienced mortgage professional with 2-3 years with mortgage underwriting. Has a complete understanding of Conventional, FHA and VA underwriting guidelines. Has working knowledge of real estate lending criteria and federal, state, and agencycompliance Can multi-task and manage time efficiently Has strong organizational skills, attention to detail, and basic Microsoft Office skills Good analytical and problem-solving skills. Strong organization and verbal and written communications skills. Highly adaptive and open to changes as the organization grows and its needs evolve.

  • Underwriter

    13 hours ago

    Pune, India Mphasis Full time

    Underwriter Digital Risk's mission to Make Mortgages Safe relies on the perfect blending of human experience and state-of-the-art technology to serve its workforce and clients. Digital Risk's 1,500+ team members make us one of the largest mortgage outsource providers in the U.S., supplying appraisal and mortgage processing, underwriting and closing to the...

  • Underwriter

    3 weeks ago

    Pune, India WNS Full time

    Role: Mortgage Underwriter Experience: Min 2 yearsShift timings: US ShiftJob location: RemoteJob Description:The Mortgage underwriting associate evaluate and determine the eligibility of loan applications of residential mortgage 1 to 4 family loans.Mortgage underwriting associate role includes but not limited to analyzing and verifying loan...

  • Underwriter

    4 weeks ago

    Pune, India WNS Full time

    Role: Mortgage Underwriter Experience: Min 2 years Shift timings: US Shift Job location: Remote Job Description: The Mortgage underwriting associate evaluate and determine the eligibility of loan applications of residential mortgage 1 to 4 family loans. Mortgage underwriting associate role includes but not limited to analyzing and verifying loan...

  • Underwriter

    2 weeks ago

    Pune, India WNS Full time

    Role: Mortgage Underwriter Experience: Min 2 years Shift timings: US Shift Job location: Remote Job Description: The Mortgage underwriting associate evaluate and determine the eligibility of loan applications of residential mortgage 1 to 4 family loans. Mortgage underwriting associate role includes but not limited to analyzing and verifying loan...

  • Underwriter

    4 weeks ago

    Pune, India WNS Full time

    Role: Mortgage UnderwriterExperience: Min 2 yearsShift timings: US ShiftJob location: RemoteJob Description:- The Mortgage underwriting associate evaluate and determine the eligibility of loan applications of residential mortgage 1 to 4 family loans.- Mortgage underwriting associate role includes but not limited to analyzing and verifying loan applications,...

  • Underwriter

    5 days ago

    Pune, India Career Guideline Full time

    Full Job DescriptionPosition Summary:The Mortgage underwriting associate evaluate and determine the eligibility of loan applicationsof residential mortgage (1-4 family) loans. Mortgage underwriting associate role includes butnot limited to analyzing and verifying loan applications, review of all 4 C’s, evaluating risks, and making loan eligibility...

  • Underwriter

    4 days ago

    Pune, India Career Guideline Full time

    Full Job Description Position Summary: The Mortgage underwriting associate evaluate and determine the eligibility of loan applications of residential mortgage (1-4 family) loans. Mortgage underwriting associate role includes but not limited to analyzing and verifying loan applications, review of all 4 C’s, evaluating risks, and making loan eligibility...

  • Underwriter

    5 days ago

    Pune, India Career Guideline Full time

    Full Job DescriptionPosition Summary:The Mortgage underwriting associate evaluate and determine the eligibility of loan applicationsof residential mortgage (1-4 family) loans. Mortgage underwriting associate role includes butnot limited to analyzing and verifying loan applications, review of all 4 C’s, evaluating risks, and making loan eligibility...

  • Underwriter

    3 days ago

    Pune, India Career Guideline Full time

    Full Job DescriptionPosition Summary:The Mortgage underwriting associate evaluate and determine the eligibility of loan applicationsof residential mortgage (1-4 family) loans. Mortgage underwriting associate role includes butnot limited to analyzing and verifying loan applications, review of all 4 C’s, evaluating risks, and making loan eligibility...

  • Underwriter

    3 days ago

    Pune, India Career Guideline Full time

    Full Job Description Position Summary: The Mortgage underwriting associate evaluate and determine the eligibility of loan applications of residential mortgage (1-4 family) loans. Mortgage underwriting associate role includes but not limited to analyzing and verifying loan applications, review of all 4 C’s, evaluating risks, and making loan eligibility...