Underwriter

3 days ago

Pune, India Career Guideline Full time

Full Job Description Position Summary: The Mortgage underwriting associate evaluate and determine the eligibility of loan applications of residential mortgage (1-4 family) loans. Mortgage underwriting associate role includes but not limited to analyzing and verifying loan applications, review of all 4 C’s, evaluating risks, and making loan eligibility decisions. The incumbent ensures the accurate, efficient, and timely flow of information/documentation for offering quality and efficient services. Responsibilities:  Knowledge of mortgage underwriting and Agency automated underwriting systems  Demonstrate a full understanding of agency guidelines as well as posted Lender internal guidelines  Review all mortgage applications and documentation for accuracy and completeness  Review and be able to complete a full analysis of all types of income (Self/Rental/Wage/etc), Assets, Liabilities, Credit and Collateral.  Analyze credit, income, and assets on a loan-by-loan basis to properly assess individual risk, and promptly provide underwriting decisions to Mortgage Originators  Review property documentation including title commitments, sales contracts, insurance, and flood determinations  Maintain a well-developed knowledge of loan product guidelines and industry regulations, including assisting in the prevention, detection, and resolution of mortgage fraud  Review and analyze appraisals for value and compliance with industry requirements  Demonstrate the ability to independently make sound decisions based on the creditworthiness of the applicants based on established underwriting guidelines, policies, procedures, knowledge, and experience  Provide exceptional customer care (both internal and external) in a manner that satisfies the individual needs of each customer and builds loyalty to the client  Maintain confidentiality of all customer and employee information  Respond positively to feedback and redirection  Fully utilize systems, tools, training, and resources provided to maximize potential  Assist other departments as needed  Meeting daily production.  Meeting the daily SLA requirement  Meeting the daily Quality requirements Qualifications Education: Bachelors in any stream. Experience : 2+ years’ increasingly responsible experience in related areas. CTC: 12 Lacs Work from home Knowledge/Skills/Abilities:  Experienced mortgage professional with 2-3 years with mortgage underwriting.  Has a complete understanding of Conventional, FHA and VA underwriting guidelines.  Has working knowledge of real estate lending criteria and federal, state, and agency compliance  Can multi-task and manage time efficiently  Has strong organizational skills, attention to detail, and basic Microsoft Office skills  Good analytical and problem-solving skills.  Strong organization and verbal and written communications skills.  Highly adaptive and open to changes as the organization grows and its needs evolve.

  • Underwriter

    12 hours ago

    Pune, India Mphasis Full time

    Underwriter Digital Risk's mission to Make Mortgages Safe relies on the perfect blending of human experience and state-of-the-art technology to serve its workforce and clients. Digital Risk's 1,500+ team members make us one of the largest mortgage outsource providers in the U.S., supplying appraisal and mortgage processing, underwriting and closing to the...

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    3 weeks ago

    Pune, India WNS Full time

    Role: Mortgage Underwriter Experience: Min 2 yearsShift timings: US ShiftJob location: RemoteJob Description:The Mortgage underwriting associate evaluate and determine the eligibility of loan applications of residential mortgage 1 to 4 family loans.Mortgage underwriting associate role includes but not limited to analyzing and verifying loan...

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    4 weeks ago

    Pune, India WNS Full time

    Role: Mortgage Underwriter Experience: Min 2 years Shift timings: US Shift Job location: Remote Job Description: The Mortgage underwriting associate evaluate and determine the eligibility of loan applications of residential mortgage 1 to 4 family loans. Mortgage underwriting associate role includes but not limited to analyzing and verifying loan...

  • Underwriter

    4 weeks ago

    Pune, India WNS Full time

    Role: Mortgage Underwriter Experience: Min 2 years Shift timings: US Shift Job location: Remote Job Description: The Mortgage underwriting associate evaluate and determine the eligibility of loan applications of residential mortgage 1 to 4 family loans. Mortgage underwriting associate role includes but not limited to analyzing and verifying loan...

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    2 weeks ago

    Pune, India WNS Full time

    Role: Mortgage Underwriter Experience: Min 2 years Shift timings: US Shift Job location: Remote Job Description: The Mortgage underwriting associate evaluate and determine the eligibility of loan applications of residential mortgage 1 to 4 family loans. Mortgage underwriting associate role includes but not limited to analyzing and verifying loan...

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    4 weeks ago

    Pune, India WNS Full time

    Role: Mortgage UnderwriterExperience: Min 2 yearsShift timings: US ShiftJob location: RemoteJob Description:- The Mortgage underwriting associate evaluate and determine the eligibility of loan applications of residential mortgage 1 to 4 family loans.- Mortgage underwriting associate role includes but not limited to analyzing and verifying loan applications,...

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    1 week ago

    Pune, India Career Guideline Full time

    Full Job Description Position Summary:The Mortgage underwriting associate evaluate and determine the eligibility of loan applicationsof residential mortgage (1-4 family) loans. Mortgage underwriting associate role includes butnot limited to analyzing and verifying loan applications, review of all 4 C’s, evaluating risks, and making loan eligibility...

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    5 days ago

    Pune, India Career Guideline Full time

    Full Job DescriptionPosition Summary:The Mortgage underwriting associate evaluate and determine the eligibility of loan applicationsof residential mortgage (1-4 family) loans. Mortgage underwriting associate role includes butnot limited to analyzing and verifying loan applications, review of all 4 C’s, evaluating risks, and making loan eligibility...

  • Underwriter

    4 days ago

    Pune, India Career Guideline Full time

    Full Job Description Position Summary: The Mortgage underwriting associate evaluate and determine the eligibility of loan applications of residential mortgage (1-4 family) loans. Mortgage underwriting associate role includes but not limited to analyzing and verifying loan applications, review of all 4 C’s, evaluating risks, and making loan eligibility...

  • Underwriter

    4 days ago

    Pune, India Career Guideline Full time

    Full Job DescriptionPosition Summary:The Mortgage underwriting associate evaluate and determine the eligibility of loan applicationsof residential mortgage (1-4 family) loans. Mortgage underwriting associate role includes butnot limited to analyzing and verifying loan applications, review of all 4 C’s, evaluating risks, and making loan eligibility...