Finance Head Unsecured Lending Business

3 weeks ago

Bengaluru, India Muthoot Finance Full time
  • Collaborate with the Family Board, the President of Unsecured Lending, and other senior leaders to align financial strategies with overall business goals and stakeholder expectations.
  • Develop and implement financial models to optimize profitability, cost efficiency, and portfolio performance.
  • Drive financial planning and analysis (FP&A) for the unsecured lending division, including budgeting, forecasting, and variance analysis.
  • Lead the development and execution of the Annual Operating Plan (AOP) for the unsecured lending division, ensuring alignment with organizational goals and financial targets.
  • Monitor the financial health of the unsecured lending portfolio, analyzing key metrics such as delinquency rates, recovery percentages, and net interest margins.
  • Provide actionable insights to improve portfolio performance and mitigate risks.
  • Ensure compliance with RBI guidelines, NBFC regulations, and internal financial policies.
  • Work closely with the collections team to ensure financial alignment in recovery strategies and cost optimization.
  • Act as a key financial advisor to the Family Board, President of Unsecured Lending, and other senior stakeholders.
  • Prepare and present financial reports, portfolio updates, and strategic recommendations to the leadership team.
  • Build strong relationships with external stakeholders, including auditors, regulators, and financial institutions.
  • Lead, mentor, and develop a high-performing finance team, fostering a culture of accountability, innovation, and continuous improvement.
  • Leverage digital tools, analytics, and fintech platforms to enhance financial reporting, portfolio monitoring, and decision-making.
  • Drive automation and process improvements to increase efficiency and accuracy in financial operations.Role & responsibilities

Preferred candidate profile

  • Bachelors degree in Finance, Accounting, Business Administration, or a related field (Master's degree or CA/CPA preferred).
  • Minimum 12 years of experience in financial management, with at least 5 years in a leadership role within the financial services or NBFC sector.
  • Proven track record of managing financial operations for unsecured lending portfolios, including small-ticket loans.
  • Strong understanding of unsecured lending products, financial modeling, and portfolio management.
  • In-depth knowledge of RBI guidelines, NBFC regulations, and statutory requirements related to financial management.
  • Proficiency in leveraging digital tools, analytics, and emerging technologies for financial optimization.
  • Exceptional leadership skills with the ability to manage cross-functional teams and drive results.
  • Strong communication and stakeholder management skills, with the ability to influence decision-making at the executive level.
  • Analytical and problem-solving abilities, with a focus on delivering results in a fast-paced environment.

  • Finance Head Unsecured Lending Business

    6 days ago

    Bengaluru, Karnataka, India Muthoot Finance Full time ₹ 20,00,000 - ₹ 25,00,000 per year

    Collaborate with the Family Board, the President of Unsecured Lending, and other senior leaders to align financial strategies with overall business goals and stakeholder expectations.Develop and implement financial models to optimize profitability, cost efficiency, and portfolio performance.Drive financial planning and analysis (FP&A) for the unsecured...

  • FINANCE HEAD

    3 weeks ago

    Bengaluru, India The Muthoot Group Full time

    Job Description Job Description : - Collaborate with the Family Board, the President of Unsecured Lending, and other senior leaders to align financial strategies with overall business goals and stakeholder expectations.Develop and implement financial models to optimize profitability, cost efficiency, and portfolio performance.Drive financial planning and...

  • Clay Capital

    1 week ago

    Bengaluru, India Clay Capital Full time

    Job Title : Manager - UnSecured Business LoansSTRICTLY FOR CANDIDATES WITH SME BANKING & DSA HANDLING EXPERIENCE - WITH UNSECURED LENDING/NBFC :- Bachelors in commerce or MBA with Private banking, NBFC experience- A Solution seeking mindset & clarity of communication- Extremely good network of DSA'S/NBFC/Bankers and Clientele across : A minimum of 5...

  • Vice President of Sales

    6 days ago

    Bengaluru, India WeRize Full time

    Job Description About WeRize Founded in 2019 by Vishal Chopra and Himanshu Gupta, WeRize is building India's largest full stack fintechplatform for 500 million underserved middle-class customers who live in 5000+ small towns of India. WeRize (Wortgage technologies pvt ltd) also owns RBI registered NBFC subsidiary (Wortgage Finance pvt ltd). This customer...

  • Finplex - Sales Manager - Unsecured Business Loans

    1 week ago

    Bengaluru, India FinPlex Technologies Pvt Ltd Full time

    About the is a digital lending platform with a single goal of making credit accessible to millions of small businesses in India. We connect creditworthy businesses with financial institutions who have the capital to provide funding. Our technology and data analytics platform is designed for an quick and efficient assessment of loan applications. Small...

  • Personal Loan Head

    4 weeks ago

    Bengaluru, Karnataka, India FatakPay Full time

    Job Title: Head – Personal Loan (Digital Business) Location: Mumbai, Andheri east Company Type: Fintech / NBFC Reporting to: CBO Role Overview: We are seeking a dynamic and strategic leader to head our Personal Loan vertical . The ideal candidate will be responsible for P&L ownership , designing and executing business strategies, product...

  • Regional Sales Manager

    3 weeks ago

    Bengaluru, India Aditya Birla Capital Full time

    Basic Details: Fill the required information about business, unit, location, position, reports to position and date of updation of JDBusinessAditya Birla Finance Ltd.UnitAditya Birla Finance Ltd.LocationAcross South Poornata Position Number of the jobReports to: Poornata Position NumberPoornata Position Title of the job (30 characters max)Regional Sales...

  • Regional Sales Manager

    2 weeks ago

    Bengaluru, Karnataka, India Aditya Birla Capital Full time ₹ 12,00,000 - ₹ 36,00,000 per year

    Basic Details: Fill the required information about business, unit, location, position, reports to position and date of updation of JDBusinessAditya Birla Finance Ltd.UnitAditya Birla Finance Ltd.LocationAcross SouthPoornata Position Number of the jobReports to: Poornata Position NumberPoornata Position Title of the job (30 characters max)Regional Sales...

  • Regional Sales Manager

    3 weeks ago

    Bengaluru, India Aditya Birla Group Full time

    Basic Details: Fill the required information about business, unit, location, position, reports to position and date of updation of JD Business Aditya Birla Finance Ltd. Unit Aditya Birla Finance Ltd. Location Across South Poornata Position Number of the job Reports to: Poornata Position Number Poornata Position Title of the job (30 characters max) Regional...

  • Regional Sales Manager

    1 week ago

    Bengaluru, Karnataka, India Aditya Birla Group Full time ₹ 10,00,000 - ₹ 15,00,000 per year

    Basic Details: Fill the required information about business, unit, location, position, reports to position and date of updation of JDBusinessAditya Birla Finance Ltd.UnitAditya Birla Finance Ltd.LocationAcross SouthPoornata Position Number of the jobReports to: Poornata Position NumberPoornata Position Title of the job (30 characters max)Regional Sales...