National Credit Manager
4 weeks ago
To support the Affordable Home Loan/Mortgage business team in framing of policies, underwriting of Unsecured Business Loan and PL, managing credit team, maintain TAT in underwriting as per SOP.
- Sharing weekly / monthly/ quarterly and annually MIS for sanctions/rejections/disbursal and other portfolio monitoring items.
- The role also involves training of credit and business teams and alignment with the organizational goals set for the unsecured line of business.
Key Responsibilities :
- Maintaining key underwriting performance indicators like bounce/early mortality and GNPA
- Deliver TAT as per SOP
- MIS circulation as per requirement
- Framing policies along with risk team for effective product development
- Training credit team.
- Monitoring of existing portfolio and highlight EWS and Stressed accounts
- Making changes to policies and process on a ongoing basis.
Eligibility Criteria for the Job :
Education : MBA (Finance) Fulltime /CA/ICWA
Someone taking care of PAN India or 2-3 Zones will be suitable.
Age : Not above 45 years.
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