National Credit Manager

4 weeks ago


chennai, India Miracles Unlimited Full time

To support the Affordable Home Loan/Mortgage business team in framing of policies, underwriting of Unsecured Business Loan and PL, managing credit team, maintain TAT in underwriting as per SOP.

- Sharing weekly / monthly/ quarterly and annually MIS for sanctions/rejections/disbursal and other portfolio monitoring items.

- The role also involves training of credit and business teams and alignment with the organizational goals set for the unsecured line of business.

Key Responsibilities :


- Maintaining key underwriting performance indicators like bounce/early mortality and GNPA

- Deliver TAT as per SOP

- MIS circulation as per requirement

- Framing policies along with risk team for effective product development

- Training credit team.

- Monitoring of existing portfolio and highlight EWS and Stressed accounts

- Making changes to policies and process on a ongoing basis.

Eligibility Criteria for the Job :

Education : MBA (Finance) Fulltime /CA/ICWA

Someone taking care of PAN India or 2-3 Zones will be suitable.

Age : Not above 45 years.



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