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Panjab national bank home loan executive

3 months ago


bangalore, India Quess Corp Limited Full time

Job Overview


We are looking for a motivated and detail-oriented Home Loan Executive to join our team. As a Home Loan Executive, you will be responsible for assisting clients with their home loan applications and ensuring a smooth loan approval process. This is a full-time position based in Bangalore, Karnataka, India.


Qualifications and Skills

  • 1-3 years of experience in a similar role, preferably in the banking or financial services industry.
  • Sound knowledge of home loan products, regulations, and procedures.
  • Strong analytical skills to assess clients' financial status and loan eligibility.
  • Excellent communication and interpersonal skills to effectively interact with clients and internal teams.
  • Attention to detail and the ability to handle multiple tasks simultaneously.
  • Ability to work independently and collaboratively in a fast-paced environment.
  • Customer-centric mindset and a passion for delivering exceptional service.
  • Goal-oriented with a track record of meeting or exceeding targets.


Roles and Responsibilities


  • Assist clients in the home loan application process, including gathering necessary documents and information.
  • Analyze and evaluate clients' financial status, creditworthiness, and property value to determine loan eligibility.
  • Educate clients on different home loan products, interest rates, and repayment options.
  • Guide clients through the entire loan approval process, ensuring timely completion and adherence to regulatory requirements.
  • Collaborate with internal teams, such as underwriters and loan processors, to facilitate a smooth loan disbursement process.
  • Maintain accurate and up-to-date records of client interactions and loan applications.
  • Provide excellent customer service, addressing client inquiries and resolving any issues that may arise during the loan process.
  • Stay updated on industry trends, regulations, and best practices related to home loans.
  • Meet individual and team targets for loan disbursements and customer satisfaction.
  • Contribute to process improvements and the development of best practices within the Home Loan department.