Product Owner

At Nivi Capital, we are committed to being a one-stop financial solution for Indian students studying abroad, with an unwavering dedication to their future. We offer a comprehensive range of tailored financial solutions, including education loans, money transfers, and more. Whether it's securing an education loan with low interest rates and flexible terms, or managing seamless and affordable money transfers, we have every aspect of the academic year covered. Our platform is convenient, cost-effective, and centralized, ensuring that students can focus on their education without worrying about financial barriers. Visit us:

We are looking for talented individuals to contribute to an exciting new business concept and growth by strengthening our team. Apart from a unique opportunity to deliver a world-class experience, we offer an attractive package that matches industry standards. In store for you are challenging opportunities, competitive pay, and most of all, a fun-filled work environment.

KEY DELIVERABLES

We are seeking an experienced Product Owner with 5 to 8 years of hands-on experience you will drive the vision, strategy, and execution of our education lending platform. The ideal candidate for this role requires a strong blend of technical understanding, user empathy, product thinking, and the ability to align cross-functional teams in a fast-paced, agile environment.

Key Responsibilities will include:

· Define and own the product roadmap for the education lending platform, aligned with strategic goals.

· Incorporate business goals, user needs, and technical feasibility to prioritize features and enhancements.

· Create and groom a clear, actionable product backlog using Agile principles; write epics, user stories, and define acceptance criteria.

· Set sprint goals, manage sprint planning, and work closely with engineering teams to ensure timely delivery.

· Leverage Behavior-Driven Development (BDD) for product story detailing and testing clarity.

· Conduct competitive analysis, market research, and customer feedback reviews to identify opportunities.

· Translate customer requirements into product features backed by data and business justification.

· Ensure smooth execution of sprints, monitor progress, and resolve production issues.

· Collaborate with UX/UI, engineering, QA, sales, and marketing teams to deliver a seamless customer experience.

· Define product positioning, messaging, and participate in pricing strategy discussions to meet business goals.

· Deliver compelling product demos and training to stakeholders, clients, and internal teams.

· Maintain a deep understanding of education lending workflows, financial regulations, and user pain points.

· Act as the voice of the customer internally and advocate for user-centric solutions.

· Influence without authority across multiple teams to drive product outcomes.

· Continuously gather, document, and present feedback and product performance metrics.

QUALIFICATIONS & DESIRED SKILLS:

· Bachelor's or master's degree in Computer Science, IT or related fields.

· to 8 years of experience as a Product Owner or Product Manager, preferably in the Fintech or Knowledge Services industry (software development, SaaS, or digital platforms).

· Proven experience managing full product life cycle in Agile/Lean environments.

· Strong understanding of web technologies, APIs, data security, and the SDLC.

· Ability to translate complex technical processes into simple, actionable product requirements.

· Demonstrated ability to lead cross-functional teams and manage stakeholders without formal authority.

· Excellent organizational, analytical, and communication skills.

· Familiarity with tools such as Jira, Confluence, Balsamiq, Figma, or similar.

· Examples of at least one impactful product document or release you've owned or delivered.

NICE-TO-HAVE SKILLS:

· Experience with lending systems (LMS, LOS, credit scoring, etc.).

· Exposure to Indian financial regulations related to education loans and NBFCs.

· Understanding of behavioral analytics and product usage data.

BENEFITS:

· Competitive salary and benefits package.

· Career growth opportunities and ongoing learning and development support.

· Dynamic and collaborative work environment.

SPAN OF INTERACTION / OPERATION

· Department Heads

· Technical & Non-Technical Teams

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