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Underwriting Manager

2 months ago


Gurgaon, India Home Credit India Full time
Key Responsibilities:

- Responsible for defining the credit underwriting framework- Defining the strategies for credit approval and Credit Limit assignment- Monitoring & meeting the vintage risk levels within the risk appetite- Defining the framework for repeat transaction authorization for revolving products- Monitoring & meeting the transaction risk levels within the risk appetite- Monitoring the incoming credit profiles, score distributions, approval rates etc.- Close cooperation with business teams like Sales, CRM, Marking, Digital, and Data Science- Leveraging big data sources like credit bureau data, SDK data, telecom data, Geo data etc. in UW strategies

Desired Skills:

- SQL is must- Understanding from BFSI industry- Hands on experience working on underwriting/risk framework- Analytical mindset