Credit Risk

3 weeks ago

Bengaluru, India Risk Inn Full time


Apply Now: Step into a senior consulting role and drive transformation in Credit Risk, Data Analytics, Model Validation.

Role Requirement:
Data Governance / Data Quality + SAS + Credit Risk / Model Validation

Experience:
3 - 7 years

CTC Range
: Upto ₹25 – ₹30 LPA

Location
: Remote Positions Available & Bangalore

Job ID

: CRSAS-BLR

Please read the job description carefully and apply only if you meet the criteria. Click this link to submit your application after reviewing the details below:

Credit Risk, Data Governance & Model Validation (3–7 years experience)

We are currently supporting our client in India, a leading
Risk Analytics and Consulting Firm.

We are seeking an experienced data analyst to ensure data quality and governance in our credit risk functions. The role involves implementing robust data quality checks and data governance standards, performing credit risk analysis, and supporting model validation efforts.

You will use
SAS
and SQL to manipulate and analyze risk data, develop reports, and collaborate with stakeholders to maintain high data integrity.


Key Functions

Credit Risk Analytics:
Analyze credit portfolio data using SAS and SQL. Prepare detailed risk assessments and reports for retail and consumer lending portfolios.

Model Validation:
Demonstrate experience in validating credit risk models, including assessment of conceptual soundness, backtesting, and benchmarking against regulatory and business standards.

Data Governance and Quality:
Establish and enforce data governance policies across credit risk data. Conduct comprehensive data quality checks covering accuracy, completeness, null values, duplicates, and consistency. Define remediation processes and ensure proper data lineage and metadata management.


Expectations

  • 3–7 years of relevant experience in
    Credit Risk, Data Governance/Data Quality, Model Validation
    .
  • Proficiency in
    SAS
    (macros, PROC, arrays, retain function).
  • Strong knowledge of
    SQL
    (window functions, ranking functions, joins).
  • Hands-on experience with
    model validation
    for PD/LGD/EAD models and familiarity with regulatory frameworks (IFRS9, Basel).
  • Strong understanding of
    data governance principles
    and practical implementation of data-quality frameworks.
  • Bachelor's/Master's in Statistics, Mathematics, Finance, Economics, Computer Science, or related quantitative field.
  • Excellent communication skills and ability to present findings to business and regulatory stakeholders.

Ready to take the next step in your career?

If you are a motivated professional looking for your next challenge, we encourage you to apply.

Serious Applicants - Get Ahead
:
Timing is everything

Submit your resume to
or DM
on WhatsApp with Job ID

Join us in shaping the future of risk management

  • Credit Risk

    2 weeks ago

    Bengaluru, Karnataka, India Risk Inn Full time ₹ 2,50,000 - ₹ 3,00,000 per year

    Apply Now: Step into a senior consulting role and drive transformation in Credit Risk, Data Analytics, Model Validation. Role Requirement:Data Governance / Data Quality + SAS + Credit Risk / Model ValidationExperience:3 - 7 yearsCTC Range: Upto ₹25 – ₹30 LPALocation: Remote Positions Available & BangaloreJob ID: CRSAS-BLRPlease read the job description...

  • Risk Associate

    1 week ago

    Bengaluru, Karnataka, India Credit Saison Full time

    Job Description: Risk Associate (Associate / Manager) About Credit Saison: Established in 2019, CS India is one of the country’s fastest growing Non-Bank Financial Company (NBFC) lenders, with verticals in wholesale, direct lending and tech-enabled partnerships with Non-Bank Financial Companies (NBFCs) and fintech’s. Its tech-enabled model coupled with...

  • Credit Risk Specialist

    5 days ago

    Bengaluru, Karnataka, India PInterview Full time ₹ 1,04,000 - ₹ 1,30,878 per year

    Company DescriptionPInterview is an innovative online platform dedicated to providing high-quality practicing and learning experiences. By offering online mock interviews, PInterview helps students and professionals enhance their interview skills through live video and telephonic sessions. Our mission is to reshape the interview preparation process, enabling...

  • Credit Underwriting Intern

    5 days ago

    Jeevanbheemanagar, Bengaluru, Karnataka, India Namaste Credit Full time

    **About us**: Namaste Credit is a fintech organization which makes the entire business loan process better and transparent with the help of technology. We provide an API-enabled loan automation and management solution for banks and lenders. **Position: Junior Credit Underwriter** **Skills**: 1. Bachelor's degree in Finance, Accounting, or a related...

  • Credit Risk Analyst

    2 weeks ago

    Bengaluru, Karnataka, India Updraft Full time ₹ 20,00,000 - ₹ 25,00,000 per year

    Updraft. Helping you make changes that pay off.Updraft is an award winning, FCA-authorised, high-growth fintech based in London. Our vision is to revolutionise the way people spend and think about money, by automating the day to day decisions involved in managing money and mainstream borrowings like credit cards, overdrafts and other loans.A 360 degree...

  • Credit Risk Analyst

    1 week ago

    Bengaluru, India Updraft Full time

    Updraft. Helping you make changes that pay off. Updraft is an award winning, FCA-authorised, high-growth fintech based in London. Our vision is to revolutionise the way people spend and think about money, by automating the day to day decisions involved in managing money and mainstream borrowings like credit cards, overdrafts and other loans. A 360 degree...

  • Credit Risk Analyst

    1 week ago

    Bengaluru, Karnataka, India Goldman Sachs Services Pvt Ltd Full time ₹ 6,00,000 - ₹ 18,00,000 per year

    Risk-Bengaluru-Analyst-Credit Risk Department overview Credit Risk (CR) is responsible for managing the firm's credit exposure to its trading and lending counterparties. Leveraging its extensive expertise in financial, credit and risk analysis, CR ensures that credit exposure to our counterparts is managed within the firm's risk appetite. Staffed with...

  • Credit Risk Analyst

    1 week ago

    Bengaluru, Karnataka, India SkillKart Full time ₹ 15,00,000 - ₹ 25,00,000 per year

    We're looking for a highly analytical Credit Risk Analyst for a IT big 4 company. The ideal candidate will be instrumental in developing, implementing, and monitoring our credit risk models and strategies. This role requires strong technical skills and a solid understanding of statistical and modeling techniques within a credit risk context. Key...

  • Credit Risk Analyst

    3 weeks ago

    Bengaluru, India Weekday AI Full time

    This role is for one of Weekday's clientsSalary range: Rs Rs ie INR 25-50 LPA)Min Experience: 4 yearsLocation: BengaluruJobType: full-time Requirements As the Risk team member, you will be responsible for managing risk strategy and containing credit losses at Prefr. You will be responsible for: •Building different credit risk and fraud policies for the...

  • Credit Risk Analyst

    1 week ago

    Bengaluru, Karnataka, India Weekday AI Full time ₹ 25,00,000 - ₹ 50,00,000 per year

    This role is for one of Weekday's clientsSalary range: Rs Rs ie INR 25-50 LPA)Min Experience: 4 yearsLocation: BengaluruJobType: full-timeRequirementsAs the Risk team member, you will be responsible for managing risk strategy and containing credit losses at Prefr. You will be responsible for:•Building different credit risk and fraud policies for the NBFC...