Credit Underwriter

5 days ago


Gurugram, India Cars24 Full time

Role & responsibilities :

  • Check complete files (KYC, Income & Financial Documents, Bank Statements) CIBIL and raise queries if there are some documents missing which are required as per policy for Loan appraisal.
  • Handling complete login process.
  • Personal Discussions (PD) with Borrowers and Recommendation for Loan Sanction.
  • Downloading and analyzing Credit Bureau History; analyses financial and bank statements of the prospective.
  • Analysis the File of SENP, SEP, PARTNERSHIP and Company Files (Pvt. Ltd and Public Limited).
  • Preparation of Monthly MIS.
  • Responsible for reprocess of reject cases.
  • MIS coordinator between Branch credit and Ho Credit.

Preferred candidate profile :

  • Graduate from any recognized university (no preference for stream)
  • 2+ years of Credit Underwriting experience in AL, PL, BL, LAP/HL etc.
  • Decent understanding of various credit parameters like Cibil checking, FOIR, Banking understanding along with calculation of Average Quarterly balance, TVR/PD with customer and preparing relevant Credit Note.
  • Basic knowledge of working of MS Office, Google Sheets etc.


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