Financial Analyst

3 weeks ago

bangalore, India Sonata Software Full time

Job Title: Financial Analyst Experience: 8+ Years Location: Bangalore, Chennai, Hyderabad ( Hybrid Mode) Industry: US Mortgage / Financial Services Job Summary: We are seeking a detail-oriented and experienced Financial Analyst to oversee and manage Bank reconciliation activities within the Treasury function. The ideal candidate should have 8+ years of hands-on experience in Bank/ Merchant account reconciliation , preferably within the US mortgage industry . Strong analytical capabilities and advanced Excel proficiency are essential for this role. Key Responsibilities: • Perform and review daily, weekly, and monthly bank reconciliations for multiple entities and accounts. • Investigate and resolve reconciliation differences by liaising with internal teams and banking partners. • Reconcile transactions related to payments, payoffs, escrow, and other mortgage-related inflows and outflows. • Ensure all transactions comply with company policies, accounting standards, and regulatory requirements. • Assist in automation initiatives and process improvements related to reconciliation activities. • Coordinate with production, accounting, and technology teams for issue resolution and workflow efficiency. • Maintain audit-ready documentation and support internal/external audit requests. • Prepare regular reports and dashboards highlighting reconciliation status, exceptions, and aging items. • Query and extract data from relationship database to produce reports and refresh on a daily basis Required Skills and Qualifications: • 8+ years of relevant experience in bank reconciliation , with at least 6 years in the US mortgage industry . • Strong understanding of mortgage loan cycles, escrow accounting, and settlement processes. • Proficiency in Microsoft Excel (VLOOKUP's, pivots, advanced formulas, macros preferred). • Experience with reconciliation tools and mortgage origination platforms is a plus. • Analytical mindset with excellent attention to detail and problem-solving skills. • Strong communication and coordination abilities across cross-functional teams. • Intermediate knowledge of SQL, can extract data and build logic on top of raw dataset • Master’s degree in Finance and Accounting (MBA) preferred. Preferred Qualifications: • Experience working with US-based financial institutions or servicers . • Exposure to cash management functions. • Familiarity with GAAP and compliance-related reconciliation processes.

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