An'yst, Credit Initiation

5 days ago

pune, India Standard Chartered Bank Full time

Roles and Responsibility


Strategy Provide inputs in shaping the Retail Risk Operations strategic direction  Work with in-country stakeholders to deliver against the Retail Risk Operations strategic initiative

Business

Optimise operating efficiency while balancing the effectiveness of file processing within the Retail Risk Operations function. Ensure the cost budget in Credit Initiation is based on robust capacity plans and is delivered through a rigorous cost management discipline.

Processes

Ensure that credit files are processed while adhering to the process standards defined by CCO, Retail Clients. Lead and drive standardisation, automation and consolidation through re-engineering and process improvement initiatives. Leverage and build credit assessment infrastructure capability to optimize process efficiency. Act quickly and decisively when any risk and control weakness becomes apparent and ensure they are addressed within an appropriate timeframe and escalated through the relevant committees.  Implement the Operational Risk Framework in Retail Risk Operations and monitor the operational risk metrics to identify potential control weaknesses.  Identify and track Key Performance Indicators (KPIs) to support strategy testing environment and daily operations.

Risk Management

Identify and share industry best practices and work with the businesses for their feasibility and implementation. Monitor through the door application quality and provide timely inputs to in-country stakeholders for optimizing risk and reward relationship.  Ensure all Credit Initiation policies and procedures comply with Group Policies and Standards. Ensure proper and updated documentation in place for in-country policies and procedures.

Governance 

Ensuring compliance with the highest standards of regulatory and business conduct and compliance practices as defined by internal and external requirements. Embed the Group’s values and code of conduct in Credit Initiation to ensure that adherence with the highest standards of ethics, and compliance with relevant policies, processes and regulations among employees forms part of the culture. Accountable for satisfactory closure of issues / gaps arising from Internal Audits, peer reviews and regulatory reviews.

Regulatory & Business Conduct 

Display exemplary conduct and live by the Group’s Values and Code of Conduct.  Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct, across Standard Chartered Bank. This includes understanding and ensuring compliance with, in letter Click here to enter text. and spirit, all applicable laws, regulations, guidelines and the Group Code of Conduct. Lead the (country / business unit / function/ (team) to achieve the outcomes set out in the Bank’s Conduct Principles: (Fair Outcomes for Clients; Effective Financial Markets; Financial Crime Compliance; The Right Environment.) Effectively and collaboratively identify, escalate, mitigate and resolve risk, conduct and compliance matters.

Key Stakeholders
Internal stakeholders

Country Retail Risk Head RRO Team, Policy Team Country Business Heads and Product Head, Retail Client segment In-country governance forums (as may be applicable) Country Fraud and Collections Heads Internal IT partners supporting Retail Clients business HR & L&TD team Operations, L&C and Customer Experience Management Unit External stakeholders Auditors and Regulators Associations (Visa, MasterCard, Amex and other Regional / Local forums), Credit Bureaus and peer Banks Suppliers, vendors and consultants

Other Responsibilities

Review files received from lending operations and check file for documentation and Compliance. Risk Analysts to conduct Tele PD or Physical PD as applicable to the case and as defined by the policy. Manage reworks with lending operations and business for completion of additional requirements. Review and Validate legal and valuation reports and also arrive at the final eligibility. Validate banking, Sales turnover and other key financial ratios that are critical for credit decisioning along with pre-booking FRM checks. Highlight relevant deviations with respect to Policy. Maintain TAT & productivity. Perform checks on external websites and check for any adverse media coverage or any other negative referencing on clients. Review of transactions as laid down in the policy along with legal and valuation reports. Prepare credit approval Memo which adequately covers all critical information that are necessary for decision making by Approver. Manage empanelled vendors and monitor their TAT, productivity, TPSA and billing related activities. POA holders to adhere to clauses as specified in their POA.

Our Ideal Candidate

MBA/CA qualified with minimum 2 yrs of Underwriting experience

Role Specific Technical Competencies

Underwriting skills Advanced PD skills Advanced Stakeholder Management Advanced Training skills Core Negotiation skills Core Escalation management Advanced Listening skills Core Team Management skills Entry Vendor Management Expert

  • An'yst, Credit Initiation

    1 month ago

    Pune, India Standard Chartered Bank Full time

    Roles and Responsibility Strategy Provide inputs in shaping the Retail Risk Operations strategic direction  Work with in-country stakeholders to deliver against the Retail Risk Operations strategic initiative Business Optimise operating efficiency while balancing the effectiveness of file processing within the Retail Risk Operations function....

  • An'yst, Credit Initiation

    2 weeks ago

    Pune, Maharashtra, India Standard Chartered Bank Full time

    Roles and Responsibility Strategy Provide inputs in shaping the Retail Risk Operations strategic direction Work with in-country stakeholders to deliver against the Retail Risk Operations strategic initiative Business Optimise operating efficiency while balancing the effectiveness of file processing within the Retail Risk Operations function. ...

  • An'yst, Credit Initiation

    4 weeks ago

    Pune, India Standard Chartered Bank Full time

    Roles and Responsibility Strategy Provide inputs in shaping the Retail Risk Operations strategic direction  Work with in-country stakeholders to deliver against the Retail Risk Operations strategic initiative Business Optimise operating efficiency while balancing the effectiveness of file processing within the Retail Risk Operations function....

  • Counterparty Credit Risk, Exposure Move Analysis

    2 weeks ago

    Pune, Maharashtra, India Credit Suisse Full time

    Your field of responsibilityAs part of the RFDP- Capital team member will be responsible for the below:To validate credit risk exposure calculation at a counterparty and a portfolio level across various business-lines like Private Banking, Prime Brokerage, ETFO, OTC Derivatives, FX, Repo, SLB, from regulatory perspective To validate endtoend data flow and...

  • Credit Review, Pune

    2 weeks ago

    Pune City, India Northern Trust Full time

    About Northern Trust:Northern Trust, a Fortune 500 company, is a globally recognized, award-winning financial institution that has been in continuous operation since 1889.Northern Trust is proud to provide innovative financial services and guidance to the world’s most successful individuals, families, and institutions by remaining true to our enduring...

  • Liquidity Measurement Reporting, Eno

    3 weeks ago

    Pune, India Credit Suisse Full time

    Finance / Controlling / Accounting / Audit / Tax / Treasury English **We Offer** Join us as a Regulatory Reporting Specialist in the Liquidity Reporting function. Your responsibilities include preparing, analyzing and reviewing liquidity reports prior to submission to global regulators. You participate in projects, new report build-out and respond...

  • Liquidity Reporting, Eno

    2 months ago

    Pune, India Credit Suisse Full time

    **Your field of responsibility** Join us as a Regulatory Reporting Specialist in the Liquidity Reporting function. Your responsibilities include preparing, analyzing, and reviewing liquidity reports prior to submission to global regulators. You participate in projects, new report build-out and respond optimally to regulatory demand. You manage the control...

  • Jun. Tax Subject Matter Expert, Eno

    3 weeks ago

    Pune, India Credit Suisse Full time

    Finance / Controlling / Accounting / Audit / Tax / Treasury English **We Offer** Your responsibilities include: - An exciting role in the Group Tax Accounting Function (GTAF) supporting APAC region, requiring high level of flexibility and innovation in a dynamic and demanding tax environment - Support in preparation of tax computations and tax...

  • Jun. Tax Subject Matter Expert, Eno

    2 weeks ago

    Pune, Maharashtra, India Credit Suisse Full time

    Finance / Controlling / Accounting / Audit / Tax / TreasuryEnglishWe OfferYour responsibilities include: An exciting role in the Group Tax Accounting Function (GTAF) supporting APAC region, requiring high level of flexibility and innovation in a dynamic and demanding tax environment Support in preparation of tax computations and tax disclosures for internal...

  • Jun. Tax Subject Matter Expert, Eno

    3 weeks ago

    Pune, India Credit Suisse Full time

    **Your field of responsibility** Your responsibilities include: - An exciting role in the Group Tax Accounting Function (GTAF) supporting APAC region, requiring high level of flexibility and innovation in a dynamic and demanding tax environment - Support in preparation of tax computations and tax disclosures for internal monthly tax reporting - Opportunity...

  • Liquidity Measurement Reporting, Eno

    3 weeks ago

    Pune, India Credit Suisse Full time

    **Your field of responsibility** Join us as a Regulatory Reporting Specialist in the Liquidity Reporting function. Your responsibilities include preparing, analyzing and reviewing liquidity reports prior to submission to global regulators. You participate in projects, new report build-out and respond effectively to regulatory demand. You manage the control...

  • Liquidity Measurement Reporting, Eno

    3 weeks ago

    Pune, India Credit Suisse Full time

    **Your field of responsibility** Join us as a Regulatory Reporting Specialist in the Liquidity Reporting function. Your responsibilities include preparing, analyzing and reviewing liquidity reports prior to submission to global regulators. You participate in projects, new report build-out and respond effectively to regulatory demand. You manage the control...

  • Liquidity Measurement Reporting, Avp

    1 week ago

    Pune, India Credit Suisse Full time

    **Your field of responsibility** Join us as an AVP - Regulatory Reporting Specialist in the Liquidity Reporting function. Your responsibilities include preparing, analyzing and reviewing liquidity reports prior to submission to global regulators. You participate in projects, new report build-out and respond effectively to regulatory demand. You manage the...

  • Liquidity Reporting, Eno

    1 week ago

    Pune, India Credit Suisse Full time

    **Your field of responsibility** Join us as a Regulatory Reporting Specialist in the Liquidity Reporting function. Your responsibilities include preparing, analyzing and reviewing liquidity reports prior to submission to global regulators. You participate in projects, new report build-out and respond effectively to regulatory demand. You manage the control...

  • Group Function-reconciliation Sme, Avp

    5 days ago

    Pune, India Credit Suisse Full time

    Information Technology English **We Offer** Your responsibilities include: - Responsible for providing technical and architecture inputs for CTC reconciliation tool for Reconciliations delivery team. - Responsible for day-to-day BAU functioning and development deliverables. - Coordinating between Support, CTO and Release management team on all L3 and...

  • Group Functions, Reconciliation Sme, Eno

    5 days ago

    Pune, India Credit Suisse Full time

    Information Technology English **We Offer** Your responsibilities include: - Responsible for writing effective and scalable code. - Responsible for providing technical and architecture design for pre & post processing framework. - Responsible for improving functionality of existing framework. - Responsible for day-to-day BAU functioning and development...

  • Liquidity Measurement Reporting Avp

    2 months ago

    Pune, India Credit Suisse Full time

    **Your field of responsibility** Join us as an AVP - Regulatory Reporting Specialist in the Liquidity Reporting function. Your responsibilities include preparing, analyzing and reviewing liquidity reports prior to submission to global regulators. You participate in projects, new report build-out and respond effectively to regulatory demand. You manage the...

  • Liquidity Reporting, Eno

    2 weeks ago

    Pune, Maharashtra, India Credit Suisse Full time

    Your field of responsibilityJoin us as a Regulatory Reporting Specialist in the Liquidity Reporting function. Your responsibilities include preparing, analyzing and reviewing liquidity reports prior to submission to global regulators. You participate in projects, new report build-out and respond effectively to regulatory demand. You manage the control...

  • Liquidity Measurement Reporting

    5 days ago

    Pune, India Credit Suisse Full time

    **Your field of responsibility** Join us as an AVP - Regulatory Reporting Specialist in the Liquidity Reporting function. Your responsibilities include preparing, analyzing and reviewing liquidity reports prior to submission to global regulators. You participate in projects, new report build-out and respond effectively to regulatory demand. You manage the...

  • Operational Risk Controller, Eno

    4 weeks ago

    Pune, India Credit Suisse Full time

    **Your field of responsibility** Join us as a Operational Risk Controller in Group Finance. Your responsibilities includes monitoring of the Yearly attestation of Regulatory Reports as per the Global Regulatory Reporting Framework. You also have to ensure adherence to RRF policy being an administrator of GRS system by managing and updating it. You also...