Product Lead-2 Wheeler Loan

3 weeks ago


india IDFC FIRST Bank Full time

Role / Job Title:  Product Lead – 2 Wheeler Loan

Function/Department:  Product

Job Purpose:

The role entails scaling up the 2 wheeler business for the bank by developing compelling value propositions to expand the existing products, channels, segments and customer base by delivering banking needs to the customers in the most cost efficient and technology effective manner. It also entails establishing a robust interface with key dealers, strategic partners and OEMs and working closely with them to boost volume of business across geographies.

It includes building up teams, systems, process, and culture amenable to the scale and consistency of delivery. Role will closely collaborate with Retail Assets team - Business Heads, Business Analytics, Digital Marketing & Transformation, Policies team, Operations, Credit, Risk and Collections teams and Technology teams for the same. The role has a P&L responsibility for the 2 wheeler business contributing to the larger organizational objectives of the bank. This role encapsulates the responsibility of owning the customer journey and experience and charting strategic as well as tactical plans to ensure smooth implementation of organizational strategy and objectives.

Roles & Responsibilities: 

Lead the 2 wheeler business to expand volume of business and profitability of products and portfolio Guide distribution of 2 wheeler products and portfolio mix ensuring volume scale-up as per the defined targets Design best-in class products for the 2 wheeler business to ensure IDFC becomes the bank of choice for customers Partner with the Systems and Training team to ensure adherence to compliance and company guidelines Build and nurture strategic partnerships across key dealers, manufacturers, Brands, channel/product partners etc. to increase the penetration of entire portfolio Collaborate with the Technology team to drive system efficiencies and process improvements Partner with the Digital team to develop intuitive digital interface and digital journey for customers to enable ease of application Improve the performance & quality of portfolio through regular monitoring Work with business analytics team to identify potential for 2 wheeler business Own the Dealer relations and OEM relations exercise and chart standardized process to ensure constructive relationships Own the negotiations and finalization of Digital partnerships and tie-ups to expand network and volume of business

Managerial & Leadership Responsibilities: 

Mentor and coach senior team members to percolate ethos of customer centricity, innovation, compliance and integrity Build a culture of innovation and excellence to expand scope and scale across products and channels Create environment for team to focus on automation and digital enablement to fulfil customer’s needs holistically Attract & retain best-in class talent to meet Bank's rapid growth targets Enable leveraging synergies with the credit, technology, analytics and risk teams to ensure smooth functioning SME lending business.

Education Qualification:

Graduation: BE/B. Tech//./BA/BBA/BMS

Post-graduation: MBA (Master in Business Administration) / PGDM (Post Graduate Diploma in Management)

Experience:  10 -18 years of leadership experience in Banking and Lending Business



  • India IDFC FIRST Bank Full time

    Job Title - Credit Manager - TW Place of work - India Business Unit - Retail Banking Function - Credit **Job Purpose**: The role bearer has the responsibility to manage a team as well as coordinate with sales team to achieve target of the area assigned. The role bearer will be in direct contact with the consumers in order to establish their credit,...


  • india ANYTIME LOAN COMPANY Full time

    Company Description ATLC (Any Time Loan Company) Our mission is to bridge the financial gap that often hinders the growth of promising businesses. At ATLC, we specialize in crafting innovative financing strategies designed to meet the unique needs of brands across various industries. Whether it's scaling operations, launching new product lines, or entering...

  • Executive Gold Loan

    1 month ago


    India HDB Financial Services Limited Full time

    **Key functions will be**: - Coordinate with branch sales team and support BSM, SMs for lead conversion - Tele-calling / follow up on leads given by sales team and Corporate office - Coordinate customer walk in branch. Explain product details to customer and suggest scheme based on need analysis - Conduct self gold valuation and inform gold loan amount....

  • Loan Officer

    1 month ago


    India Ujjivan Small Finance Bank Full time

    **Loan Officer-Micro Banking**: Multiple locations - Department- WEST BUSINESS- Job posted on- Jun 12, 2023- Employee Type- Permanent- Experience range (Years)- 0 - N.A. Position vacant: Loan Officer-MB Grade: UJJ-C Department:MB 1. Field Operation: - Compliance and management - Promotion - Promotes new potential clients and eligible GL clients offering...

  • Team Lead

    2 days ago


    india 2coms Full time

    Job Description Opening for Team Lead (Loan Servicing) Leading MNC- Chennai-Immediate JoinerExp- 4+ Years (Team Handling Exp)Location-ChennaiCTC-8.50 L Shift- US ShiftNotice- Immediate Jopiner OnlyJob Description-US Mortgage in Active Servicing Strong knowledge in TaxesEssential Skills-Expert in US Mortgage lender's policies, guidelines and procedures...


  • india Good Facility Management Services Full time

    Role & responsibilities: Generate and convert the HL (Home Loan)/ LAP (Loan Against Property) leads into field appointments and convert them into application logins Manage the end to end process till disbursal. ·        Manage the relationships with Banks / NBFCs ·        Meet with loan applicants to identify their needs and collect...

  • Enterprise Architect

    2 weeks ago


    india Next-Link Full time

    Job Description Job Specification As an Enterprise Architect specializing in Customer Channel and Product Credits/Loan, you will play a pivotal role in shaping the future of our organization's technology landscape. You will work closely with stakeholders across various business units to develop and implement strategic initiatives that enhance our customer...

  • Loan Officer

    4 weeks ago


    india Shubhra Financial Solution Full time

    Responsibilities  Meet with customers to determine their needs and recommend the right loan products to help meet their goals Maintain an active knowledge base of all of the organization’s loan products and an understanding of the qualifications required of each applicant Identify and recommend products that meet the customer’s needs and the...


  • india PeoplePartners Inc Full time

    Job Description This is a remote position. Job Overview:  We are looking for an experienced Loan Processor/Broker Assistant to support our client who specializes in Mortgage. This person must have at least 2 years of experience working for a Brokering Firm. Job Responsibilities: Ensure the seamless and timely progression of all loan applications,...

  • Loan Closer

    3 weeks ago


    india UnitedLex Full time

    About Us: UnitedLex (Erstwhile iRunway) is a data and professional services company delivering outcomes for high-performing law firms and corporate legal departments in the areas of digital litigation, intellectual property, contracts, compliance, and legal operations. Founded in 2006 with a mission to push the boundaries of legal innovation, we provide...


  • india IDFC FIRST Bank Full time

    Role/Job Title:  Sales Manager - Gold Loan Function/ Department: Gold Loan Job Purpose: The role entails the responsibility of generating Gold loan business through different channels. It includes administering and training a team of DSTs to expand Gold loan business in that locality/branch. Roles & Responsibilities: Ensuring Monthly...

  • Sales Manager

    2 days ago


    india Direct Credit Full time

    Job Description: Sales Manager - Business Loans Company Profile: Direct Credit Direct Credit is a leading financial services provider dedicated to empowering businesses with accessible and innovative lending solutions. Committed to fostering growth and prosperity, we specialize in offering tailored business loans and unsecured credit facilities to meet the...

  • Technical Lead

    3 weeks ago


    india Godrej Capital Full time

    Godrej Capital is a subsidiary of Godrej Industries and is the holding company for Godrej Housing finance & Godrej Finance. With a digital-first approach and a keen focus on customer-centric product innovation, Godrej Capital offers Home Loans, Loan Against Property, Property Loans, Business Loans and is positioned to diversify into other customer segments...

  • Loan Syndication

    3 days ago


    india HTC Global Services Full time

    Loan Syndication Experience: 0 to 6 Years Location: Gurugram JD: A bachelor&/master’s degree in finance, accounting, economics, or a related field is preferred. 0-6 years; experience is expected. Extensive Experience in Loan Syndication / Investment banking Strong analytical and critical thinking skills, with the ability to identify trends, patterns,...


  • India Ujjivan Small Finance Bank Full time

    **Gold loan Officer_Tamil Nadu**: Multiple locations - Department- SOUTH BUSINESS- Job posted on- Aug 9, 2023- Employee Type- Permanent- Experience range (Years)- 2 years - 4 yearsRequired Work Experience : Gold Loan Executive Required Skills : Loan Management, Loan Documentation, Loan Servicing, Loan Pricing


  • india IDFC FIRST Bank Full time

    Role/Job Title:  Relationship Manager-Tractor Loan Function/ Department:  Rural Banking Job Purpose: The role entails providing financial solutions to meet the requirements of the Tractor Loan customers and ensure value added customer service. The role will closely collaborate with the product and operations teams to drive effective customer...


  • india 2coms Full time

    Job Description Opening for Team Lead/ Assistant Manager (Loan Servicing) Leading MNC- ChennaiExp- 4-8 Years (Team Handling Exp)Location-ChennaiCTC-7 L -9.75 LPAShift- US ShiftNotice- ImmediateJob Description-US Mortgage in Active Servicing Strong knowledge in TaxesEssential Skills-Expert in US Mortgage lender's policies, guidelines and procedures (loan to...

  • Gold Loan Officer

    4 weeks ago


    india DBS Bank Full time

    Gold Loan Officer-(WD56822) Job Purpose: -Responsible for Loan processing at his/her respective Branch, -Achievement of Renewal targets and support the overall achievement of branch target -End to End Process management including handling Audit and Compliance guidance. -Ensure the branch/DST personnel are trained on the required process...


  • india IDFC FIRST Bank Full time

    Role/Job Title:  Relationship Manager-Personal Loan Function/ Department:  Rural Banking Job Purpose: The role entails building and deepening relationships with Rural Banking accounts and ensuring best in-class service to the customers. The role bearer has a responsibility to identify Business owners / entrepreneurs in the defined catchment...


  • india IDFC FIRST Bank Full time

    Role/Job Title:  Relationship Manager-Two-Wheeler Function/Department:  Rural Banking Job Purpose: The role entails providing financial solutions to meet the requirements of the Dealership business customers and ensure value added customer service. The role will closely collaborate with the product and operations teams to drive effective...