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Field Sales Officer

3 months ago

bangalore, India KreditBee Full time
About Company: KreditBee is India’s largest fintech lending platform with a current monthly  disbursement of over ₹1600 Crores. It has 50 Million+ downloads on Google Play Store and over 85  Lakh unique loan customers. It offers various financial services digitally including but not limited to  Personal Loans, Business Loans, DigiGold investment, Insurance, Credit Score Report, and Expense  Tracker. The group entity has an in-house RBI registered NBFC, and is currently Series-D funded with  marquee investors like Premji Invest, Advent International, Motilal Oswal Private Equity, MUFG and TPG-backed NewQuest, among others.
Job Role and Responsibilities:
  • Scouting for LAP loan leads
  • Collecting documents from customer and submitting it at nearby branch
  • Explaining all Loan related processes and charges to customer
  • Clearly communicating all loan related charges to customers
  • Responsible for acquiring business of LAP(Loan Against Property) Business Loans product at                locations and 100 % collection at Each  and every month.
  • Accountable for achieving provided targets for locations.
  •  Ensuring Branch as well as Team Targets for the Loan products and increasing sales products to          enhance the profitability.
  • To analyzing the market including competitors and consumers
  • To Provide Business Loan/ Loan Against Property to Customers.
  • Monitor and track implementation of defined processes.
  • Direct and co-ordinate the various marketing/sales/relationship building activities.
  • Review and approve loan application documents
  •  Manage the loan origination process
  •  Provide customer service to borrowers
  • Manager day to day operations of branch
  • Manage Admin of the particular branch
  •  Follow SOPs for loan documents collection and storage

  • Competencies:
Passion: Constantly raises the bar for self & team, has a strong execution bias, takes initiatives even in the face of significant difficulties.Customer First: Leverages every customer interaction as an opportunity to make an impact, consistently seeks to understand customer needs, is accessible and responsive.Compliance with Conscience: Own norms are aligned with Organizational code of conduct & regulatory norms, consistently sets example by own conduct, always checks on grey areas with relevant authority. Minimum Experience : 3 years Preferably in the fintech / Banking department. Educational qualification: Graduation / Post Graduation