Deputy Area Manager

6 days ago

Pune, India Bajaj Finserv Full time

Risk Containment UnitPune - Wakdewadi

Posted On

01 Sep 2025

End Date

01 Sep 2026

Required Experience

4 - 6 Years

BASIC SECTION

Job Level

GB03

Job Title

Deputy Area Manager - Risk Containment Unit, Centralized Operations, Payment Acquiring

Job Location

Country

India

State

MAHARASHTRA

Region

West

City

Pune

Location Name

Pune - Wakdewadi

Tier

Tier 1

Skills

SKILL

SKILLS AS PER JD

Minimum Qualification

OTHERS

JOB DESCRIPTION

Job Purpose

"This position is open with Bajaj Finance ltd."

Duties and Responsibilities

  • Minimizing fraud losses to ensure robust portfolio health by owning central RCU shop end to end.

  • VDR should be 100%.

  • Owner of the field fraud management processes, through a central lead team, in co-ordination with field team. This includes closure of cases within defined TAT and with quality of field investigation reports

  • Review and tracking of location visits by location RCU Managers.

  • Support Field team with relevant triggers received from central monitoring, for them to investigate. Track investigation cases for closure.

  • To cause continuous improvement in RCU processes by working with centralized back end team to increase fraud catch rate.

  • Ensure proper handholding on all Automation process & RCU projects. Continuously improvement on TAT.

  • Ensure error free dashboards are circulated within defined period

  • Propose changes & suggestions in credit policy-location wise (whenever required)

  • Drive all internal process in a manner that the reporting of suspected frauds is timely and fraud is caught before disbursal of loan to minimize fraud loss.

  • Proactively identifying fraud trends and taking effective corrective measures.

  • Evaluate the current frauds process continuously and changes to be more effective.

  • Effectively engaging with Operations, collections and Sales team to understand and contribute to overall processes and reduction in Fraud loss across all Location.

  • Ensuring highest levels of employee relationship, motivation & engagement to drive results & high levels of employee satisfaction.

Required Qualifications and Experience

Graduation.
4-6 Years of experience.

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