Chartered accountant
2 weeks ago
Job Opportunity: Credit Manager in leading NBFC
Location: Coimbatore and Chennai
Formal Qualification:
- Chartered Accountant (CA) / MBA (Finance) – Mandatory
Specific Responsibilities:
- Underwriting of SME cases
- Utilize Loan Origination System and Loan Management System effectively.
- Maintain Credit Turnaround Time (TAT).
- Conduct Credit Underwriting according to policy.
- Monitor delinquency and non-performing assets (NPA) to meet budgeted levels.
- Manage credit costs within approved budgets.
- Provide feedback to Credit Policy based on underwriting experience.
- Conduct data slicing/analysis and publish reports.
- Monitor Pre-disbursement Due Diligence (PDD).
- Perform industry analysis.
Key Performance Indicators (KPIs):
- TAT
- Portfolio Quality
- Quality of Appraisal
- Cost Management
- Implementation of Processes
Stakeholder Management:
- Internal: Sales, Credit Underwriting team, HR, Admin, IT
- External: Customers, Agencies
Technical Competencies:
- Positive, pro-business attitude
- Excellent analytical skills
- Communication and presentation skills
- Product knowledge
- Ability to understand asset viability
- Ability to interpret legal and technical reports related to financed properties
Personal Attributes:
- Strong presentation skills
- Effective communication skills
- Analytical mindset
- Sincerity
- Liaison skills
Mandatory & Desirable Skills:
- Good communication skills
- Strong financial analysis skills
- Knowledge of computer applications
We are seeking a highly skilled and motivated individual to join our team as an Area Credit Manager for MEF/SFP loans in Chennai and Coimbatore. If you meet the qualifications and are ready to take on this challenging yet rewarding role, we encourage you to apply.
Please share your updated CV to :
Hashtags: #JobOpening #NBFC #NBFC #coimbatore #Chennai# machine Loans # school loans
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