Credit Risk Analyst

1 week ago

Bengaluru, India Turno Full time
Responsibilities:Development, Implement and Review of Credit Risk Models & Associated Frameworks in an unsecured rural/semi-urban lending context.Implement & Monitor Credit Risk strategies across the lending life cycle-acquisition, underwriting, cross-sell & collections.Review portfolio on periodic basis across various risk metrics for early warning signals and analyze portfolio trends to track portfolio quality on accepted risk parameters.Ensure risk policies are timely reviewed and reflect the dynamic external environment and internal risk appetite.Analyze industry data on a scale, preparation of MIS/Dashboards and apprising senior management on changing market conditions.Regular review of processes for adherence on risk policies and check if controls are effectively in place and working.Coordinate with Various internal teams for strengthening of risk framework.

Eligibility Criteria:Bachelor's or Master's degree from Tier1 college3-6 years of experience in managing risk in a NBFC/Fintech2+ years of experience in Python and SQL is mandatoryExcellent in understanding data & bringing insights.Sound knowledge of statistical modelsExperience in Microfinance/MSME Lending will be an added advantage

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