Senior Credit Analyst

2 months ago

mumbai, India Intellectual Capital HR Consulting Pvt. Ltd. Full time
Essential Qualification & Experience :
- CA/MBA from a premium institute. Preferred CA –Ist Attempt
- 15 + years of experience in wholesale real estate credit division of a Bank /NBFC or Fund in Real Estate
- Must carry a deep understanding of the drivers of Real Estate and factors affecting the risks of lending to this segment.
- Minimum 4 years of team handling experience. Preferable.
Key Responsibilities :
Underwriting in real estate including builders and LRD
Key responsibility is to ensure a through evaluation of Real Estate proposals including financials, security, regulation wrt to lending as well as real estate, sales projections, cash flow projections, micro markets and enterprise.
Along with the team, conduct in depth analysis and comprehensive analysis of the projects and enterprise
Take balanced decisions on underwriting risk within delegated authorities. Present a comprehensive and balanced analysis for enabling decisions in other cases.
Periodically monitoring progress, through financials, sales and collection progress, approval status, construction status, etc.
Conduct periodic reviews of the outstanding advances portfolio, including tracking pf progress and conditions at the time of sanctions. Initiate appropriate actions or escalations in case of deviations.
Develop and maintain credit risk strategy and policy by continuous analysis of business and collection trends, risk assessment & mitigation thereof.
Assist compliance team in regular audits and other data points.
Key Skills :
- Financial Modelling
- Analysis of various factors specific to real estate
- Cash flow analysis
- Team mentoring

  • Senior Credit Manager

    2 months ago

    mumbai, India jai kisan Full time

    You will report to the Head of Credit. Your responsibilities will include managing team of Credit Analysts and ensure due implementation of credit policies and processes while carrying out Credit function i.e. evaluating the financial state of potential customers, performing risk assessments, writing detailed reports, portfolio analysis, MIS management,...

  • Credit Analyst-NBFC

    3 weeks ago

    mumbai, India IDFC FIRST Bank Full time

    Role/Job Title:  Credit Analyst-NBFC Function/ Department:  Wholesale Banking Job Purpose: Prepare credit proposals to support credit committee decisions regarding the client’s portfolio quality, overall capital adequacy, liquidity, management quality, credit rating etc of the proposed financing.  Roles & Responsibilities: ...

  • Credit Analyst-NBFC

    3 weeks ago

    Mumbai, India IDFC FIRST Bank Full time

    Role/Job Title:  Credit Analyst-NBFC Function/ Department:  Wholesale Banking Job Purpose: Prepare credit proposals to support credit committee decisions regarding the client’s portfolio quality, overall capital adequacy, liquidity, management quality, credit rating etc of the proposed financing.  Roles & Responsibilities: Performing credit...

  • Credit Analyst-NBFC

    7 days ago

    Mumbai, India IDFC FIRST Bank Full time

    Role/Job Title:  Credit Analyst-NBFC Function/ Department:  Wholesale Banking Job Purpose: Prepare credit proposals to support credit committee decisions regarding the client’s portfolio quality, overall capital adequacy, liquidity, management quality, credit rating etc of the proposed financing.  Roles & Responsibilities: Performing credit...

  • Credit Analyst

    2 months ago

    mumbai, India jai kisan Full time

    You will report to the Sr. Manager / Manager - Credit. Your responsibilities will include evaluating the financial state of potential customers, monitoring existing clients, performing risk assessments, determine credit worthiness of applicants, writing detailed reports, and making informed decisions while extending credit. Responsibilities Credit...

  • Credit Analyst

    2 months ago

    Mumbai, India jai kisan Full time

    You will report to the Sr. Manager / Manager - Credit. Your responsibilities will include evaluating the financial state of potential customers, monitoring existing clients, performing risk assessments, determine credit worthiness of applicants, writing detailed reports, and making informed decisions while extending credit.Responsibilities Credit Assessment:...

  • Credit Analyst

    7 days ago

    Mumbai, India jai kisan Full time

    You will report to the Sr. Manager / Manager - Credit. Your responsibilities will include evaluating the financial state of potential customers, monitoring existing clients, performing risk assessments, determine credit worthiness of applicants, writing detailed reports, and making informed decisions while extending credit.Responsibilities Credit Assessment:...

  • FI Credit Analyst

    1 week ago

    Mumbai, India Investec Full time

    Investec is a distinctive Specialist Bank serving clients principally in the UK and South Africa. Our culture gives us our edge: we work hard to find colleagues who'll think out of the ordinary and we put them in environments where they'll flourish. We combine a flat structure with a focus on internal mobility. If you can bring an entrepreneurial spirit...

  • Credit Analyst

    3 weeks ago

    Mumbai, India FinMen Advisors Full time

    Credit Analyst : Experience in credit assessment Semi-Qualified/Graduate Students pursuing any other professional finance courses. Job Type : Full Time CTC : Commensurate with Industry Norms Job Description : the Financials of listed and unlisted entities. Analysis. Comparison. to work in teams, help the management in maintaining the MIS, ability to multi...

  • Credit Analyst

    2 weeks ago

    Mumbai, India FinMen Advisors Full time

    Credit Analyst :- Experience in credit assessment Semi-Qualified/Graduate Students pursuing any other professional finance courses. Job Type : Full Time CTC : Commensurate with Industry Norms Job Description : the Financials of listed and unlisted entities. Analysis. Comparison. to work in teams, help the management in maintaining the MIS, ability to...

  • Credit Analyst

    2 months ago

    Mumbai, Maharashtra, India iimjobs Full time

    Credit Analyst - NBFCKey Responsibilities: Support the credit team in underwriting, analysis/due diligence for deals, preparation of the cash flow model and analysis Preparation of credit notes and presentation Liaising with the legal team (internal, third party and developer's) for documents Disbursement of sanctioned deals Submitting Monthly Monitoring...

  • Credit Analyst

    4 weeks ago

    mumbai, India FinMen Advisors Full time

    Credit Analyst –Experience in credit assessment Semi-Qualified/Graduate Students pursuing any other professional finance courses.Job Type : Full TimeCTC : Commensurate with Industry NormsJob Description :the Financials of listed and unlisted entities.Analysis.Comparison.to work in teams, help the management in maintaining the MIS, ability to multi task.Key...

  • Credit Analyst

    2 weeks ago

    mumbai, India FinMen Advisors Full time

    Credit Analyst :-Experience in credit assessment Semi-Qualified/Graduate Students pursuing any other professional finance courses.Job Type : Full TimeCTC : Commensurate with Industry NormsJob Description :the Financials of listed and unlisted entities.Analysis.Comparison.to work in teams, help the management in maintaining the MIS, ability to multi task.Key...

  • Credit Risk Analyst

    6 days ago

    mumbai, India Kotak Mahindra Bank Full time

    No of Positions: 2Grade: Deputy Manager (1 - 3 years of experience)Sr. Manager (4 - 6 years of experience)Location: Mumbai (BKC)Job Role:Credit Risk Analytics and Modelling – Analyze, model, validate and document various measures of Credit Risk for use in Expected Credit Loss and Capital computations.Hands-on experience in building, implementing,...

  • Credit Risk Analyst

    2 weeks ago

    Mumbai, India Kotak Mahindra Bank Full time

    No of Positions: 2Grade: Deputy Manager (1 - 3 years of experience) Sr. Manager (4 - 6 years of experience)Location: Mumbai (BKC)Job Role:Credit Risk Analytics and Modelling – Analyze, model, validate and document various measures of Credit Risk for use in Expected Credit Loss and Capital computations.Hands-on experience in building, implementing,...

  • Credit Risk Analyst

    2 weeks ago

    Mumbai, India Kotak Mahindra Bank Full time

    No of Positions: 2Grade: Deputy Manager (1 - 3 years of experience) Sr. Manager (4 - 6 years of experience)Location: Mumbai (BKC)Job Role:Credit Risk Analytics and Modelling – Analyze, model, validate and document various measures of Credit Risk for use in Expected Credit Loss and Capital computations.Hands-on experience in building, implementing,...

  • Credit Risk Analyst

    6 days ago

    Mumbai, India Kotak Mahindra Bank Full time

    No of Positions: 2Grade: Deputy Manager (1 - 3 years of experience) Sr. Manager (4 - 6 years of experience)Location: Mumbai (BKC)Job Role:Credit Risk Analytics and Modelling – Analyze, model, validate and document various measures of Credit Risk for use in Expected Credit Loss and Capital computations.Hands-on experience in building, implementing,...

  • Credit Risk Analyst

    7 days ago

    Mumbai, India Kotak Mahindra Bank Full time

    No of Positions: 2Grade: Deputy Manager (1 - 3 years of experience) Sr. Manager (4 - 6 years of experience)Location: Mumbai (BKC)Job Role:Credit Risk Analytics and Modelling – Analyze, model, validate and document various measures of Credit Risk for use in Expected Credit Loss and Capital computations.Hands-on experience in building, implementing,...

  • Credit Risk Analyst

    6 days ago

    Mumbai, India Kotak Mahindra Bank Full time

    No of Positions: 2 Grade: Deputy Manager (1 - 3 years of experience) Sr. Manager (4 - 6 years of experience) Location: Mumbai (BKC) Job Role: Credit Risk Analytics and Modelling – Analyze, model, validate and document various measures of Credit Risk for use in Expected Credit Loss and Capital computations. Hands-on experience in building, implementing,...

  • Credit Manager

    2 months ago

    Mumbai, India jai kisan Full time

    You will report to the Head of Credit. Your responsibilities will include managing team of Credit Analysts and ensure due implementation of credit policies and processes while carrying out Credit function i.e. evaluating the financial state of potential customers, performing risk assessments, writing detailed reports, portfolio analysis, MIS management,...