Director of Risk Management

2 weeks ago


Gurugram, India BharatPe Full time

Functional Expertise:

  • Building and enhancing risk analytics using traditional and non-traditional approaches
  • In depth understanding of bureau to develop bureau-based risk models to assess long-term and short -term risk
  • Hands on approach in usage of alternate data & develop risk models using the same
  • Closely monitor ECL across lenders & develop methodologies to forecast loss based on early losses
  • Assess segment level profitability of various risk cohorts which helps in creating trigger points for opening opportunity segments & closing unprofitable cohorts
  • Promote a self-service culture by understanding the trends and behaviors in the Risk and drive through the appropriate enhancements to ensure maximum utilization of reporting and analytics toolsets
  • Effectively navigate complex problems and ensure systematic problem-solving where risk problems are analyzed, options evaluated, and decisions aligned with BharatPe Values


Problem Solving

  • Ongoing data analysis to create actionable insights, segmentations for controlling risk and identifying opportunities
  • Driving risk analytics horizontally for all lending products across – Underwriting, Portfolio management, Fraud and Collection strategy


Interaction

  • Work and collaborate closely with Business, Product, Tech and Data Science Engineers and learn innovative and evolving usage and tools for data and risk management.
  • Collaborating with teams like – Data Science, Product, Business to setup and monitor data use cases, new capabilities towards improvement of existing policies and processes, there by finding opportunities for implementing better control


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