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Head - Credit Risk
1 week ago
About Our Client
Our client is a Leading and profitable Fintech in the Indian market
Job Description
* Develop and execute credit policies, procedures, and guidelines in alignment with organizational objectives and regulatory requirements.
* Lead the automation efforts in credit underwriting processes to enhance efficiency, accuracy, and scalability.
* Evaluate and implement advanced analytics and machine learning techniques to optimize credit decisioning and risk assessment.
* Collaborate with cross-functional teams including product development, technology, and data science to drive innovation and continuous improvement in credit operations.
* Monitor and analyze credit portfolio performance, identifying emerging risks and opportunities for portfolio optimization.
* Establish strong relationships with external partners including credit bureaus, regulators, and industry peers to stay abreast of market trends and best practices.
* Provide leadership, mentorship, and guidance to the credit team, fostering a culture of excellence, collaboration, and accountability.
The Successful Applicant
* 12+ years of progressive experience in credit management, in the financial services industry.
* Proven expertise in automating credit underwriting processes
* Strong understanding of credit risk management principles, regulatory requirements, and industry best practices.
* Exceptional analytical skills with the ability to interpret complex data and make data-driven decisions.
* Excellent leadership, communication, and interpersonal skills with the ability to influence and inspire cross-functional teams.
* Demonstrated track record of driving strategic initiatives, delivering results, and managing stakeholders effectively.
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