Senior Manager

1 day ago


moradabad, India Piramal Capital & Housing Finance Limited Full time

Roles & Responsibilities


  • Drafting the product policies and get the same approved from various stakeholders. ​
  • Support delivery of end of period AUM, focus on operational efficiency through consolidation and process improvements​
  • Review the portfolio performance and its impact on the business profitability. Highlight the variances to the stakeholders​
  • Portfolio management based on accurate evaluation of the portfolio performance, market developments and product management imperatives.​
  • Pivotal role in launching new product/program considering the risk appetite of the organization and in line with profitability benchmarks​
  • Identifying and creating the environment for testing the opportunities and converting to the regular program basis performance​
  • Involvement in process excellence to reduce time and cost leading to improved efficiency​
  • Deliver best practices across all the domains with specific focus on risk management​
  • Create programs and convert it in to BRE for ease of credit execution and reduce TAT. Master maintenance, testing of new builds, monitor deviations​
  • Aid conduct of audits (internal/statutory etc) and help closure of points to satisfaction without any adverse comments​
  • Devising strategies to augment business & promote product​
  • Liaison & build relationship with various stake holders across functional areas - Business, Tech, Product, Risk & Policy, Operations & Collections both with internal team & external partner.​
  • Optimize business opportunities and risk​
  • Orientation towards ease of customer journey to apply for financial facilities​
  • Analyze existing customer data & develop matrices to offer the right product offering to customers. Adept at cross selling products – personal loans, unsecured business loans, etc.​
  • Own the online growth character of a product end to end – from increasing traffic on the platform to improving conversion at each stage of the funnel.​
  • Trigger monitoring and control -Coordinating with analytics team for preparation/improvement in various management dashboard/ Analysis/ development of score card​
  • Regulatory compliance -Interaction with various team including business/product/credit/operations/legal/compliance/technology/Audit and of course competition to be in line with the requirements​
  • Creating partnerships which help in augment business/profitability and reduce costs through process engineering​
  • Institutionalize training programs with team on various product/programs being launched​

Conduct portfolio review on regular basis, note the action, coordinate and execute the actionable​

  • Optimize efficiency and per unit cost of processing, develop customer centric initiatives through Policy & Process re engineering. Optimize and consolidate resources and infrastructure and build scalable platform to support future growth​



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