Credit Manager- Large Corporates
2 weeks ago
Role: Credit Manager- Large Corporates
Department: Large Corporate- Credit
Reporting Relationships- Vice President- Credits
Job Requirements:-
• Excellent written and oral communication skills
• Chartered Accountant/ MBA
• Good analytical skills
• Good understanding of all the working capital products
Job Role:
• Preparation of Credit Appraisal notes for Large Corporates.
• Ticket Size Handled would be upto 500 to 1000 CR.
• Credit appraisal including financial analysis to understand the solvency, liquidity position and repayment capacity of the entity, preparation of appraisal notes, credit checks etc.
• As per Approval Authorizations, presenting the proposal to various sanctioning forums and get it sanctioned from approving authority satisfying all their queries.
• To interact with approving authority and provide them with required information for better decision making and engaging in regular discussions to give them an independent view of the credit / economic developments.
• Manage and ensure timely renewal of accounts and enhancement of portfolio
• To align decision making with business requirements without compromising on quality of decision making or compromising on laid down policies by engaging in regular discussions with the business teams.
• Team Handling 3 4 people
• Discuss with business on Terms and Conditions for risk assessments
• Discuss with customers for obtention of information for preparation of CRANs.
• Monitor the accounts based on the terms stipulated by Sanctioning Authority.
• Prepare Monthly/Quarterly Monitoring Reports for the portfolio.
• Escalate with action plan for non compliances.
• Visit the units and submit inspection reports.
• Manage and address any escalations related to risk assessments
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