
Underwriting Team Lead
16 hours ago
We are looking for an experienced Team Leader Underwriting to oversee medical and non-medical case assessments, risk evaluation, and process excellence. The role will be responsible for ensuring compliance with underwriting guidelines, maintaining quality standards, meeting TATs, and leading a team of underwriters. This position also plays a critical role in driving projects, audits, and enhancement of underwriting processes and policies.
Key Responsibilities
- Perform underwriting of medical and non-medical cases as per company guidelines.
- Assess risk in line with company philosophy and regulatory requirements.
- Ensure adherence to turnaround times (TATs) and maintain quality benchmarks.
- Mentor, guide, and support junior underwriters in the team.
- Handle projects assigned within the underwriting function.
- Maintain uniformity in underwriting decisions and adherence to authorized limits.
- Actively contribute to the revision of underwriting guidelines and processes.
- Manage centralized and decentralized underwriting audits ensuring accuracy and compliance.
- Drive retail underwriting activities, ensuring consistent delivery on TAT and quality targets.
- Design/modify life insurance underwriting guidelines in line with evolving needs.
- Collaborate with cross-functional teams to escalate and resolve issues with alternate solutions.
- Continuously enhance underwriting knowledge through training, certifications, and reference materials.
Qualifications & Skills
- Education: Graduate in any discipline (Life Insurance industry certifications preferred).
- Experience: 3 8 years of underwriting experience in life insurance.
- Strong knowledge of medical and non-medical underwriting principles.
- Experience in life insurance underwriting audits, process improvements, and risk assessment.
- Excellent analytical, mentoring, and decision-making skills.
- Ability to work under pressure while ensuring compliance with TAT and quality standards.
Key Skills
- Life Insurance Underwriting
- Medical & Non-Medical Case Assessment
- Risk Evaluation & Compliance
- Underwriting Guidelines Development
- Audit Management
- Team Leadership & Mentoring
- Process Improvement
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